Battle: Dar es Salaam vs Nairobi

Battle: Dar es Salaam vs Nairobi

concordile 101 said:
Development spending kwa mwaka 2026/2027
1. Tanzania- 9 bil usd sawa na 40% ya bajeti
2. Kenya - 5.5 bil usd sawa na 15% ya bajeti
3. Uganda 3bil usd sawa na 13% ya bajeti.
Hapo nani yuko vizuri🤣🤣🤣🤣
Kuwa na bajeti kubwa bila ya maendeleo ni ujinga
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I don't know where you pulled those numbers, but,,
What do you think is the purpose of loans and loan repayments?

Kenya's 'loss' is in the interest payments. We lose money but we gain time. We pay for longstanding and ongoing projects through loans.
That's why you are only now starting to go big on things like EPZ, which Kenya has long dominated.

Also, GoK borrows extensively from local banks and is moving even more towards that direction.
So even when it pays interests, they'll still tax the bank, Kenyans collect dividends from the banks (taxed again), loans. etc. The money circulates. (Billions of dollars worth). That's what's differentiates LDCs and regional giants.
 
concordile 101 said:
Key differences:
Kenya relies more heavily on borrowing to finance the budget gap. A large part goes toward refinancing existing debt and debt service.

Tanzania also borrows, but it has been financing more of its budget through domestic revenue growth and concessional financing, while keeping development spending high.
Uganda uses borrowing more selectively, but debt servicing has increased due to accumulated obligations and infrastructure borrowing.
:
1. Kenya — highest dependence on loans
2. Tanzania — moderate dependence
3. Uganda — lower dependence relative to budget size

The important comparison is that Tanzania's borrowing is more associated with financing capital projects (railways, energy, infrastructure), while Kenya's borrowing is heavily affected by debt refinancing and recurrent budget pressures.
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We don't have uranium or oil engineering in Kenya.
What we have is Financial Engineering. Hapo tutamuonyesha vumbi.

We learnt from Uncle Sam. The best at the game.

We will structure loans and projects in ways that Sir Mia can only dream of.
But bottomline is this: As long as GoK revenue continues going up - which it has done religiously -, more and more people/institutions are lining up to lend even more.

Better development, better salaries... More investors come in because of our spending power in the region... GoK earns more taxes.. More financiers line up.
It's a self replicating economic cycle which bongolala is yet to master.
 
stakehigh said:
It doesnt work that way, SWIFT isnt a network of connected central banks, its only a MESSAGING SYSTEM, kwa mtu ambae hajafika BOT anaweza dhan SWIFT ni kama database flan inconnect central banks zote, NO it doesnt work that way!

SWIFT works based on 2 protocols (MT or ISO 20022), when the bank of tanzania sends a SWIFT message there is no any balance sheet that needed to prove i have the reserve because the other central bank only needs to receive the message and work on the payment via the LOCAL CURRENCY

If every central bank on earth needed VAULTS so pay for transactions then even the US itself would never be able to make payments outside because they have a huge deficit

Kinachokuchangaya ni unahisi SWIFT Ni program flan inahifadhi hela and there is a place somewhere abroad they can view what balance you have for them to accept or reject a transactions, sasa things dont work that way, It goes this way


I have a good relationship with kenya then i can send as many SWIFT messages as needed because i TRUST bank of tanzania is legit and not auto creating money

2) What you learn in economics is only whats supposed to happen for individual to propser but the overall banking system is another story, i have barely scratched the surface of what happens in the system

3) Trade deficit arent a big problem where thos 2 nations are in good relationship, Remember i told you the monetary system is based on TRUST

4) Every central bank including the Federal reserve can print as much money as needed, the only problem here is TRUST, the Federal reserve can print enough of it because its the base currency of the US and no any other country can reject it, However there are only 9 countries where the US cant send its money: Andorra, Ecuador, El Salvador, Kiribati, Marshall Islands, Micronesia,Nauru, Palau and Tuvalu (why its impossible here is anotherday story as i told you i barely scratched the surface) however thislist has some nations such as Afghanistan, cuba and sometimes Honkong(partially)

5) Trade deficit isnot a problem, na sio kenya tu, most nations will always have a deficit and they will still purchase anything outside except for some few of them,na sio nchi tu, other notable figures include IMF and World Bank, they can as well sent you as much money as needed
View attachment 3605754

6) When you take a loan at IMF or World Bank, itsnot because your supposed to pay it back but its because you have to align to some conditions, When you take a loan from the IMF there is no any collateral needed as itsnot really a loan as you might think of, However when you take a loan from a multinational company then you have to pay it(For example naweza nkaenda IMF nkasema nahitaji mkopo kwa ajili ya COVID, VIJANA, MALARIA... the list goes on) now itadepend mahusiano yenu! Thats why all presidents always emphasize that we have good relationships with country x, some will say our relationship goes back to maybe 90's, itsnot by accident but its survival

7) Tanzania shilling doesnt loose value because of anything related to the economy its purely the commercial banks scheme, again tanzania & kenya shillings arent valuable as you think but they are the main political drivers for a nation to prosper, Take it this way, the government just said this is money and thats it you have nothing else to question, For example! If you lived in the 80's you surely have come across a 10tsh not, now that 10tsh can now just be considered useless because thats what the government saidand you had to follow what they said, in reference if i had 10 grams of tanzanite in the 80's you know it will still worth till today

Nikienda kununua shati kariakoo tuseme nmenunua 1000 Tsh, i might as well sell it for 5000tsh, because thats what i wanted you to believe is the actual price, likewise to the government it has to do the same because thats what is supposed to be done



I understand we have people studying economics and accountant but just like anything else created by human, you are born to learn how to live in a world thats created from complexity of the same human, for you to come up with another creativity for the next generation to learn how to live from it


View attachment 3605752
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Uchambuzi wako ndugu stakehigh ni mzuri sana na umeenda ndani zaidi kwenye falsafa ya kifedha (Monetary Philosophy). Nakubaliana na wewe kwa asilimia 100 kwamba mfumo mzima wa kifedha duniani umejengwa juu ya misingi ya Imani na Mahusiano (Trust and Relationships). Fedha za sasa sio dhahabu, ni karatasi na namba za kielektroniki zinazopewa thamani kwa sababu serikali zimeamua iwe hivyo.

Katika post yangu ya awali sijawahi kudai kuwa SWIFT ni Database inayohifadhi fedha. Nilisema mfumo wa ujumbe (Messaging System) tu, na hapo tuko ukurasa mmoja.

Hata hivyo, screenshot yako ya kwanza uliyoweka inaeleza kiini cha hoja yangu vizuri sana kuliko maelezo yote. Naomba tuisome pamoja kwa makini pale kwenye mfano wa Bank of England:

Mfano wako unasema
The Bank of England sends a SWIFT message saying: Please deduct 100 million dollars FROM OUR ACCOUNT WITH YOU.
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Hilo neno From our account with you (Kutoka kwenye akaunti yetu tuliyonayo kwenu) ndilo linabeba ukweli wote wa kiuchumi. Ili Bank of England iwaambie Federal Reserve ya Marekani 'kateni Dola Milioni 100 kwenye akaunti yetu', ni lazima Bank of England iwe na akaunti kule Marekani, na hiyo akaunti iwe na kiasi hicho cha fedha, au iwe na makubaliano ya kukopa (Overdraft Facility) kulingana na dhamana walizonazo.

Ujumbe wa SWIFT hauji tu hewani bila kuangalia vitabu vya akaunti hizo za uwakala (Reciprocal Accounts). Kama Benki Kuu ya Tanzania (BoT) itatuma ujumbe wa SWIFT kwenda Benki Kuu ya Marekani au ya Ujerumani ikisema 'Tulipieni mabehewa ya SGR ya Dola Milioni 100 kutoka kwenye akaunti yetu', jambo la kwanza linalofanyika ni kuangalia kama salio la Tanzania (Foreign Reserves) lililopo kwenye akaunti hiyo linatosha. Kama halitoshi, ule ujumbe wa SWIFT unakataliwa kwa sababu hauna fedha za kuwianisha (Settlement Assets). Ndio maana nchi inahitaji kuwa na Akiba ya Dola (Foreign Reserves) halisi kule nje ili jumbe zetu za SWIFT ziheshimiwe (si “deni” wala “kubahatisha”. Benki ya Marekani haitakubali ahadi ya BoT kwamba “tutakulipa baadaye”. Lazima fedha ziwepo tayari).

Kuhusu masuala ya IMF, World Bank, na Nakisi ya Biashara (Trade Deficit)
A. Mikopo ya IMF haina dhamana ya majengo au viwanja (Collateral), lakini ina dhamana ngumu zaidi inayoitwa Conditionality (Masharti ya Kisera). IMF hawakupi fedha kwa sababu ya 'mahusiano mazuri' pekee; wanakupa kwa sababu umekubali kusaini masharti yao ya kubana matumizi, kuondoa ruzuku, au kupandisha kodi. Na ukishindwa kulipa, nchi yako inapoteza sifa ya kukopesheka duniani kote (Inaingia kwenye Default), jambo linaloua uchumi papo hapo.

B. Nchi 9 ulizozitaja (kama Ecuador, El Salvador, Palau, na Tuvalu) kwamba Marekani haiwezi kutuma fedha huko, ukweli wa kiufundi ni kwamba nchi hizo hazina sarafu zao za ndani; zinatumia Dola ya Marekani (USD) kama sarafu rasmi ya nchi yao (Kitaalamu inaitwa Dollarization). Marekani inatuma fedha huko kila siku kupitia biashara na misaada kwa sababu uchumi wao unategemea Dola hiyohiyo ya Marekani.

C. Shilingi ya Tanzania kupoteza thamani sio mchezo wa mabenki ya biashara tu (Commercial Banks Scheme). Mabenki ya biashara ni wafanyabiashara wa rejareja wa fedha. Kama nchi inapitisha miradi mikubwa inayohitaji kununua vifaa nje kwa Dola (kama SGR au Miradi mingine mikubwa), mahitaji ya Dola yanakuwa makubwa kuliko Dola zinazoingia nchini kutokana na mauzo ya dhahabu au pamba. Mabenki yakiona wateja wanaotaka Dola ni wengi kuliko Dola zilizopo, yanapandisha bei ya Dola. Hiyo ndiyo sheria ya asili ya soko (Supply and Demand) inayoshusha thamani ya Shilingi yetu.

Nakupongeza kwa uchambuzi wako wa kifalsafa. Ni kweli mifumo ya kibinadamu imeundwa kwa mambo mengi changamano (Complexities). Lakini pamoja na uchangamano huo, ili reli ya SGR ikamilike na mabehewa yaje, ni lazima BoT ihamishe Dola halisi zilizopo kwenye akiba yetu ya nje kwenda kwa muuzaji. Maelezo yako yanatupa picha nzuri sana ya jinsi mifumo ya kibenki inavyowasiliana kwa siri, lakini maelezo yangu yanatupa uhalisia wa jinsi uchumi wa nchi unavyoathirika mtaani pale Dola inapoadimika. Huu ni mjadala mzuri sana na wa kiwango cha juu mno!

MUNGU IBARIKI TANZANIA NA WATU WAKE
ASANTE KWA KUNISIKILIZA
 
stakehigh said:
President of China

You might ask, so if every country just sends numbers to eachother how long will the deficit go on,

Well it doesnt go on forever, You see kinachowasumbua kenya its the deficit but now your always the one sending and sending and your receiving less, so the relationship isnt working. so this ends somewhere and the country has to return to that country on a state visit and beg for more transactions, which rarely gets accepted


This is the main reason we have movements such as single currency system such as the EAC and even AFRICA in large, even in the world there are such movements and we have seen some implementations such as Bitcoin, CBDC
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Hoja yako kuwa mfumo wa kutuma namba tu za kielektroniki hauwezi kudumu milele wakati urari wa biashara ukiwa hasi ni sahihi kabisa, kwani uhusiano huo unapofika ukingoni, nchi inalazimika kufanya diplomasia nzito na ziara za kiserikali ili kuomba mikopo mipya na misaada kulinda uaminifu wa mfumo wake wa kibenki, jambo linaloeleza utulivu wa sasa wa Kenya unaotokana na mikopo ya IMF.

Ziara hizo na mikataba hiyo huwa haitafuti "namba tu za kielektroniki" kutoka hewani, bali inatafuta ukwasi halisi wa Dola uliopo kwenye akaunti za Benki Kuu ya Marekani na zingine zinazohifadhi reserves za nchi ili kuwezesha uhamisho wa kisheria kupitia akaunti za uwakala, jambo ambalo ndilo hasa linalochochea harakati za sasa za kutengeneza Sarafu ya Pamoja ya Afrika Mashariki na matumizi ya mifumo ya Block Chain kama Bitcoin na CBDCs ili kuondoa kabisa utegemezi wa mabenki ya nje na mifumo ya kizamani ya ujumbe kama SWIFT.

Asante kwa maelezo yako nadhani tupo kwenye njia moja sasa
MUNGU IBARIKI TANZANIA NA WATU WAKE
 
IamLee said:
Is this Same account that always feeds your delusions and mentions everything wrong with kenya and everything going right in Tanzania? You will think it’s owned by Tanzania propagandist government.
Btw I have never seen a Kenyan based media platform so obsessed with Kenya going the right way, you would be cancelled in Kenya for praising Kenya like this 😅


View: https://x.com/uchumi360/status/2064964591117836558?s=46

View: https://x.com/uchumi360/status/2063594878467015039?s=46

View: https://x.com/uchumi360/status/2063872458512310463?s=46

View: https://x.com/uchumi360/status/2063875756812312745?s=46

View: https://x.com/uchumi360/status/2061311781218504960?s=46
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Most likely a fake news website started recently by stakehigh or President of China 😂😂
 
President of China said:
Wameandika uongo? Kama wameandika ukweli kazi yao ni kupeleak taarifa kwenye Public. Kama ni uongo ukanushe kwa evidences
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Sijui jina kwa kiswahili, lakini kiingereza kuna kitu inaitwa 'context'.
For example, two headlines in the USA:
1. White man killed by black man.
2. Drunk white man wrongly crossing highway killed by Tanzanian Uber driver with zero prior records.

Both of those headlines are correct, lakini 'context' clears everything.
Headline 1 will bring out right wing protesters to the streets demanding the blood of black people.
Headline 2 will calm them down and keep them at home.

Leo hii, unaweza andika headline in 100 different ways, with 100 different meanings.. But the truth is only 1.
 
kennedy0000 said:
Sijui jina kwa kiswahili, lakini kiingereza kuna kitu inaitwa 'context'.
For example, two headlines in the USA:
1. White man killed by black man.
2. Drunk white man wrongly crossing highway killed by Tanzanian Uber driver.

Both of those headlines are correct, lakini 'context' clears everything.
Headline 1 will bring out right wing protesters to the streets demanding the blood of black people.
Headline 2 will calm them down and keep them at home.

Leo hii, unaweza andika headline in 100 different ways, with 100 different meanings.. But the truth is only 1.
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Kwanza Context kwa kiswahili ni muktadha, kuanzia leo tumia neno hilo.
Pili huenda wenzetu huko kenya hamfundishwi sanaa. Sitaki niwe mwalimu wa sanaa hapa but,

Sanaa ni ujuzi wa ubunifu wa binadamu wa kutumia lugha, sauti, picha, mwendo au vifaa vingine kuunda kazi yenye maana au ujumbe unaoweza kuburudisha, kuelimisha au kuwasilisha uhalisia kwa mtindo wa kipekee.

Fanani anapowasilisha sanaa kwa hadhira, tafsiri ya sanaa yake inaweza tofautiana kutoka mmoja mmoja ndani ya hadhira. Muktadha (Context) unaousema wewe ni sehemu ya sifa za sanaa kwamba wewe umeelewa kwa namna yako, lakini kuna mwingine ameelewa kwa namna yake. Hiyo ndiyo kazi ya sanaa.

Nenda shule ndugu yangu kennedy0000 yapo mengi sana ya kujifunza but tutaendelea kupatia elimu maa JF ni chuo.

Hakuna mtu aliyeandama nchi yako, hiyo ni kazi ya sanaa mdogo wangu
 
Huyu anafanana na nani? Sijamtaja mtu hapa 🤣 🤣 🤣 🤣

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NairobiWalker said:
Tanzania kupigwa risasi na Polisi ni kitu ya kawaida
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IDADI YA WANANCHI WALIOUAWA KWA KUPIGWA RISASI KENYA VS TANZANIA and Source of reports


TukioKenya (Idadi na Chanzo)Tanzania (Idadi na Chanzo)
Maandamano makubwa ya hivi karibuniVifo 60+ na majeruhi mamia (Ripoti ya Tume ya Haki za Binadamu ya Kenya - KNCHR wakati wa maandamano dhidi ya Mswada wa Fedha).Chini ya vifo 5 (Tanzania haikuwa na maandamano makubwa ya mitaani mnamo 2024 yaliyopelekea matumizi makubwa ya risasi).
Vipindi vya Uchaguzi (Matukio yaliyopita)Vifo 92+ (Mwaka 2017, ripoti ya KNCHR na Human Rights Watch ilionyesha polisi walitumia nguvu kubwa baada ya matokeo kutangazwa).Vifo 20+ (Mwaka 2020, mashirika ya haki za binadamu na vyama vya upinzani viliripoti vifo hivi, hasa maeneo ya Zanzibar na Pemba wakati wa uchaguzi mkuu).
Migogoro ya Maeneo/Ardhi na HifadhiMatukio machache ya mtawanyiko (Idadi kamili haijaainishwa kwa pamoja, hutokea zaidi maeneo ya mipakani au mifugo).Vifo na majeruhi kadhaa (Mfano: Migogoro ya Loliondo/Ngorongoro na maeneo ya migodi kama Tarime, ambapo LHRC imekuwa ikiripoti vifo vya hapa na pale kila mwaka).
Malalamiko ya Kila Mwaka dhidi ya PolisiKesi 2,000 hadi 3,000+ huwasilishwa kila mwaka kwenye chombo cha IPOA.Kesi 10 hadi 30+ za vifo vinavyohusishwa na vyombo vya ulinzi huripotiwa kila mwaka kwenye ripoti za Kituo cha Sheria na Haki za Binadamu (LHRC).
 
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