Battle: Dar es Salaam vs Nairobi

Battle: Dar es Salaam vs Nairobi

It’s FiFA World Cup fever here !…..and since Harambee Stars is not here … Let’s Go Red , White and Blue … The Stars and Stripes..Go USA !!!🇺🇸
 
RRONDO said:
Come on Mexico!
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The odds are now 96% for Mexico … if you was to bet $100 for RSA and they miraculously pull it … you would win a good pot … send me $100 right now and I will place it for you ..😆😆😆😆
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kennedy0000 said:
I don't know where you pulled those numbers, but,,
What do you think is the purpose of loans and loan repayments?

Kenya's 'loss' is in the interest payments. We lose money but we gain time. We pay for longstanding and ongoing projects through loans.
That's why you are only now starting to go big on things like EPZ, which Kenya has long dominated.

Also, GoK borrows extensively from local banks and is moving even more towards that direction.
So even when it pays interests, they'll still tax the bank, Kenyans collect dividends from the banks (taxed again), loans. etc. The money circulates. (Billions of dollars worth). That's what's differentiates LDCs and regional giants.
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Are you sure unajielewa?
 
kennedy0000 said:
We don't have uranium or oil engineering in Kenya.
What we have is Financial Engineering. Hapo tutamuonyesha vumbi.

We learnt from Uncle Sam. The best at the game.

We will structure loans and projects in ways that Sir Mia can only dream of.
But bottomline is this: As long as GoK revenue continues going up - which it has done religiously -, more and more people/institutions are lining up to lend even more.

Better development, better salaries... More investors come in because of our spending power in the region... GoK earns more taxes.. More financiers line up.
It's a self replicating economic cycle which bongolala is yet to master.
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ivi una akili sawa sawa? Have you seen any other nation creating number of slums like kenya is doing? and you think wakati hizo slums znakuja mlikua hamchukui loans?
 
mwaiofhawaii said:
I am just pissed off 😡 coz I lost $100 betting on a draw … Southie boys were a big letdown. Bafana Bafana turned to Facana Facana …
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Too bad, that was a huge miscalculation.. lots of hints; Mexico with full home support 87K seats, opening game, ranking 14th vs Za 60th? South Africa were lucky to het away with 2 bruv, they stood no chance.. check out these craazy stats
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President of China said:
Uchambuzi wako ndugu stakehigh ni mzuri sana na umeenda ndani zaidi kwenye falsafa ya kifedha (Monetary Philosophy). Nakubaliana na wewe kwa asilimia 100 kwamba mfumo mzima wa kifedha duniani umejengwa juu ya misingi ya Imani na Mahusiano (Trust and Relationships). Fedha za sasa sio dhahabu, ni karatasi na namba za kielektroniki zinazopewa thamani kwa sababu serikali zimeamua iwe hivyo.

Katika post yangu ya awali sijawahi kudai kuwa SWIFT ni Database inayohifadhi fedha. Nilisema mfumo wa ujumbe (Messaging System) tu, na hapo tuko ukurasa mmoja.

Hata hivyo, screenshot yako ya kwanza uliyoweka inaeleza kiini cha hoja yangu vizuri sana kuliko maelezo yote. Naomba tuisome pamoja kwa makini pale kwenye mfano wa Bank of England:

Mfano wako unasema


Hilo neno From our account with you (Kutoka kwenye akaunti yetu tuliyonayo kwenu) ndilo linabeba ukweli wote wa kiuchumi. Ili Bank of England iwaambie Federal Reserve ya Marekani 'kateni Dola Milioni 100 kwenye akaunti yetu', ni lazima Bank of England iwe na akaunti kule Marekani, na hiyo akaunti iwe na kiasi hicho cha fedha, au iwe na makubaliano ya kukopa (Overdraft Facility) kulingana na dhamana walizonazo.

Ujumbe wa SWIFT hauji tu hewani bila kuangalia vitabu vya akaunti hizo za uwakala (Reciprocal Accounts). Kama Benki Kuu ya Tanzania (BoT) itatuma ujumbe wa SWIFT kwenda Benki Kuu ya Marekani au ya Ujerumani ikisema 'Tulipieni mabehewa ya SGR ya Dola Milioni 100 kutoka kwenye akaunti yetu', jambo la kwanza linalofanyika ni kuangalia kama salio la Tanzania (Foreign Reserves) lililopo kwenye akaunti hiyo linatosha. Kama halitoshi, ule ujumbe wa SWIFT unakataliwa kwa sababu hauna fedha za kuwianisha (Settlement Assets). Ndio maana nchi inahitaji kuwa na Akiba ya Dola (Foreign Reserves) halisi kule nje ili jumbe zetu za SWIFT ziheshimiwe (si “deni” wala “kubahatisha”. Benki ya Marekani haitakubali ahadi ya BoT kwamba “tutakulipa baadaye”. Lazima fedha ziwepo tayari).

Kuhusu masuala ya IMF, World Bank, na Nakisi ya Biashara (Trade Deficit)
A. Mikopo ya IMF haina dhamana ya majengo au viwanja (Collateral), lakini ina dhamana ngumu zaidi inayoitwa Conditionality (Masharti ya Kisera). IMF hawakupi fedha kwa sababu ya 'mahusiano mazuri' pekee; wanakupa kwa sababu umekubali kusaini masharti yao ya kubana matumizi, kuondoa ruzuku, au kupandisha kodi. Na ukishindwa kulipa, nchi yako inapoteza sifa ya kukopesheka duniani kote (Inaingia kwenye Default), jambo linaloua uchumi papo hapo.

B. Nchi 9 ulizozitaja (kama Ecuador, El Salvador, Palau, na Tuvalu) kwamba Marekani haiwezi kutuma fedha huko, ukweli wa kiufundi ni kwamba nchi hizo hazina sarafu zao za ndani; zinatumia Dola ya Marekani (USD) kama sarafu rasmi ya nchi yao (Kitaalamu inaitwa Dollarization). Marekani inatuma fedha huko kila siku kupitia biashara na misaada kwa sababu uchumi wao unategemea Dola hiyohiyo ya Marekani.

C. Shilingi ya Tanzania kupoteza thamani sio mchezo wa mabenki ya biashara tu (Commercial Banks Scheme). Mabenki ya biashara ni wafanyabiashara wa rejareja wa fedha. Kama nchi inapitisha miradi mikubwa inayohitaji kununua vifaa nje kwa Dola (kama SGR au Miradi mingine mikubwa), mahitaji ya Dola yanakuwa makubwa kuliko Dola zinazoingia nchini kutokana na mauzo ya dhahabu au pamba. Mabenki yakiona wateja wanaotaka Dola ni wengi kuliko Dola zilizopo, yanapandisha bei ya Dola. Hiyo ndiyo sheria ya asili ya soko (Supply and Demand) inayoshusha thamani ya Shilingi yetu.

Nakupongeza kwa uchambuzi wako wa kifalsafa. Ni kweli mifumo ya kibinadamu imeundwa kwa mambo mengi changamano (Complexities). Lakini pamoja na uchangamano huo, ili reli ya SGR ikamilike na mabehewa yaje, ni lazima BoT ihamishe Dola halisi zilizopo kwenye akiba yetu ya nje kwenda kwa muuzaji. Maelezo yako yanatupa picha nzuri sana ya jinsi mifumo ya kibenki inavyowasiliana kwa siri, lakini maelezo yangu yanatupa uhalisia wa jinsi uchumi wa nchi unavyoathirika mtaani pale Dola inapoadimika. Huu ni mjadala mzuri sana na wa kiwango cha juu mno!

MUNGU IBARIKI TANZANIA NA WATU WAKE
ASANTE KWA KUNISIKILIZA
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Your still getting it wrong, There is nothing like an account(it doesnt exist) we only have ledgers to show that you have requested me to receive this much amount but not a real money, Yaani unachanganya sehem ndogo sana
I have worked there and its upon you sasa kuskiliza nachokwambia ama what you want to believe, the process is simple

You want to buy SGR wagons from Korea: Before anything else you must have a working relationship with korea, after that you send a SIGNED SWIFT message to the central bank there, we need 100 wagons for the price of $1B, and thats all you need

Central bank of korea will automatically credit that company inaouza wagons real korea money and thats the end of the transaction, you dont need to have any amount nor any balance anywhere, likewise korea might want to buy fruits from tz , they will do the same to BOT

Hii ndo practical process, Nothing much or less than this, Take time nenda kachat na AI atakueleza the whole thing kama hauamini then sasa apo kazi kwako
 
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