Battle: Dar es Salaam vs Nairobi

Battle: Dar es Salaam vs Nairobi

concordile 101 said:
Hapo Kenya na Uganda Zina hali ngumu. Uganda ataitumia karibia 40% ya bajeti kulipa madeni huku mapato ya ndani yakiwa nusu ya bajeti , badala ya kupunguza deni ataendeleaa kuongeza .
Bajeti kubwa za Uganda na Kenya zitahitaji boost ya mikopo
Click to expand...
Ya uganda its much better as wataanza kuvuna ela za eacop mwaka huu, there will be a relief ya kenya mkopo wao uko mwishon kukubaliwa nadhan mpaka mwezi ujao utakua ushafika
 
stakehigh said:
Ya uganda its much better as wataanza kuvuna ela za eacop mwaka huu, there will be a relief ya kenya mkopo wao uko mwishon kukubaliwa nadhan mpaka mwezi ujao utakua ushafika
Click to expand...

Key differences:
Kenya relies more heavily on borrowing to finance the budget gap. A large part goes toward refinancing existing debt and debt service.

Tanzania also borrows, but it has been financing more of its budget through domestic revenue growth and concessional financing, while keeping development spending high.
Uganda uses borrowing more selectively, but debt servicing has increased due to accumulated obligations and infrastructure borrowing.
:
1. Kenya — highest dependence on loans
2. Tanzania — moderate dependence
3. Uganda — lower dependence relative to budget size

The important comparison is that Tanzania's borrowing is more associated with financing capital projects (railways, energy, infrastructure), while Kenya's borrowing is heavily affected by debt refinancing and recurrent budget pressures.
 
concordile 101 said:
Key differences:
Kenya relies more heavily on borrowing to finance the budget gap. A large part goes toward refinancing existing debt and debt service.

Tanzania also borrows, but it has been financing more of its budget through domestic revenue growth and concessional financing, while keeping development spending high.
Uganda uses borrowing more selectively, but debt servicing has increased due to accumulated obligations and infrastructure borrowing.
:
1. Kenya — highest dependence on loans
2. Tanzania — moderate dependence
3. Uganda — lower dependence relative to budget size

The important comparison is that Tanzania's borrowing is more associated with financing capital projects (railways, energy, infrastructure), while Kenya's borrowing is heavily affected by debt refinancing and recurrent budget pressures.
Click to expand...
Borrowing to finance the budget which also has 50% set aside to service the same borrowing 🤣🤣🤣 are we missing something here
 
stakehigh said:
WRONG
Exchange rate is an AGREED price BY the banks not for the economy but for the BANKS to do an agreed exchange transaction with you, haina uhusiano na uchumi, its called EXCHANGE RATE


Exchange rates are highly influenced by exports, the more you export the less your currency becomes valuable because it becomes cheap for other nations to buy things from your country! However this value is purely manually and has nothing to do with the economy, some notable countries such as china, annually devalue their currency so as to ensure the exports are always matching the global economy
Click to expand...
"Ndugu yangu stakehigh , nashukuru sana kwa maoni yako na mchango wako kwenye post yangu. Ni furaha kuona watanzania tunajadili mada hizi nzito za kiuchumi. Hata hivyo, naomba nifafanue muktadha wa post yangu ili kuondoa sintofahamu ya jinsi kanuni hizi zinavyofanya kazi katika ngazi ya kitaifa.

Unaposema kuwa Exchange Rate ni makubaliano tu ya mabenki (agreed price) na haina uhusiano na uchumi, hapo unazungumzia 'Retail Spread' au viwango vidogo vya biashara vya mabenki ya biashara wanavyompa mteja mmoja mmoja madirishani. Lakini katika uchumi mkuu wa nchi (Macroeconomics), mabenki hayo ya biashara hayawezi kukaa chini na kujipangia bei ya Dola kutoka hewani; yanalazimika kufuata viwango vinavyotokana na Soko la Pamoja la Mabenki (Interbank Foreign Exchange Market - IFEM).

Soko hili la IFEM linaendeshwa kikamilifu na kanuni ya Ugavi na Mahitaji (Supply and Demand) niliyoyaeleza kwenye post yangu. Benki zitapata wapi Dola za kukubaliana na wewe kama nchi haina Dola kwenye kapu lake? Ndio maana nikaeleza kuwa, nchini Tanzania, mahitaji ya Dola ni makubwa kwa sababu serikali na wakandarasi wanatafuta Dola hizo sokoni kwenda kununulia vifaa vya SGR na Miradi mingine mikubwa inayoendelea Tanzania. Huu uagizaji wa vifaa vya miundombinu ndio unaotengeneza 'Demand' kubwa ya Dola na kuifanya Shilingi yetu ishuke kwa utaratibu (Orderly Depreciation). Hili ni jambo la kiuchumi thabiti na lina uhusiano wa 100% na thamani ya sarafu yetu.

Kuhusu hoja yako ya pili kuwa mauzo ya nje (Exports) yanashusha thamani ya sarafu, kiuchumi ni kinyume chake. Nchi inapouza bidhaa nyingi nje ya nchi, wanunuzi wa kigeni wanalazimika kutafuta sarafu ya nchi hiyo (kama Shilingi) ili kuwalipa wazalishaji wetu wa ndani. Kitendo hiki kinaongeza uhitaji (Demand) wa Shilingi sokoni duniani, na kanuni ya Supply and Demand inasema kitu kikiwa na mahitaji makubwa, bei au thamani yake inapanda (Appreciation) na sio kushuka.

Mfano ulioutoa kuhusu China unaitwa kitaalamu 'Managed Float' au 'Fixed Currency Pegging'. China inashusha thamani ya Yuan kwa makusudi kupitia Benki Kuu yao (PBOC) ili kulinda ushindani wa viwanda vyao, lakini hiyo ni sera ya makusudi ya kiserikali inayofanyika kwasababu wana akiba kubwa sana ya Dola (zaidi ya $Trilioni 3) inayowapa ubavu huo. Hapa Afrika Mashariki tunaishi kwenye mfumo wa soko huria la sarafu (Floating Exchange Rate), ambapo sarafu zetu zinategemea Dola halisi zinazoingia na kutoka kwenye uchumi wetu kila siku.

Ndio maana nikahitimisha kwa kuonyesha kuwa, utulivu wa sasa wa sarafu ya Kenya si wa nguvu ya uzalishaji wa ndani, bali ni matokeo ya dharura ya mikopo mikubwa ya IMF na riba kubwa za CBK zilizosimamisha uagizaji wa bidhaa kwa muda (Artificial Stability). Haya yote ni mambo ya kiuchumi yanayoamua bei ambayo mabenki unayosema wewe wanakuuzia Dola madirishani.

Lengo la post yangu halikuwa kuangalia miamala ya ndani ya benki na mteja, bali ni kuonyesha jinsi miradi mikubwa ya maendeleo ya Tanzania na sera za mikopo za Kenya zinavyovuta au kusukuma viwango hivi vya fedha.

Natumai ufafanuzi huu unasaidia kuweka context sawa, na niko tayari kuendelea kujifunza pamoja nawe.

MUNGU IBARIKI TANZANIA NA WATU WAKE​
 
You must log in or register to reply here.

Similar Discussions

Our Community

Coming Soon

Regional Communities

Coming Soon
Back
Top Bottom
Menu
Forums
New posts
Log in
Register