Battle: Dar es Salaam vs Nairobi

Battle: Dar es Salaam vs Nairobi

wap na wap

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On a serious note, I can help you with betting tips.
Check me out.
If you are serious inbox me …Living in America for too long got me lost a little bit on soccer .Its hard to predict when you have no inside knowledge of the current game situation . I only watch Kenyan national teams online, so I am behind current soccer developments . I am an expert though in baseball ⚾️ , basketball 🏀 and American football 🏈…
 
Too bad, that was a huge miscalculation.. lots of hints; Mexico with full home support 87K seats, opening game, ranking 14th vs Za 60th? South Africa were lucky to het away with 2 bruv, they stood no chance.. check out these craazy statsView attachment 3605942
It’s one of those chances you take . If Harambee stars was playing Spain 🇪🇸. I am sure the odds for Spain would be up to 90%…. I can bet $100 for Spain to win and the payout is $120 or take the risk and pick Kenya and by the grace from above , Harambee stars squeeze a 1-0 victory. Thats $100 turned into $10,000 in 90 minutes. Greed is to human …🤣🤣🤣🤣🤣
But also don’t forget Saudi Arabia vs Argentina last World Cup … I wish I bet on Saudi …
 
Your still getting it wrong, There is nothing like an account(it doesnt exist) we only have ledgers to show that you have requested me to receive this much amount but not a real money, Yaani unachanganya sehem ndogo sana
I have worked there and its upon you sasa kuskiliza nachokwambia ama what you want to believe, the process is simple

You want to buy SGR wagons from Korea: Before anything else you must have a working relationship with korea, after that you send a SIGNED SWIFT message to the central bank there, we need 100 wagons for the price of $1B, and thats all you need

Central bank of korea will automatically credit that company inaouza wagons real korea money and thats the end of the transaction, you dont need to have any amount nor any balance anywhere, likewise korea might want to buy fruits from tz , they will do the same to BOT

Hii ndo practical process, Nothing much or less than this, Take time nenda kachat na AI atakueleza the whole thing kama hauamini then sasa apo kazi kwako
Ili kuondoa kabisa hili kutokuelewana na kuweka mambo sawa kitaalamu, ni muhimu kubainisha kuwa maelezo yako kuhusu uwepo wa daftari la mahesabu (Ledger System) na ukweli kwamba hakuna "fedha taslimu halisi" inayosafiri baharini ni sahihi kwa asilimia mia moja. Benki zote kuu duniani kwa sasa hazitegemei uwepo wa noti au vyumba vya kuhifadhia dhahabu ili kufanya miamala; badala yake, mifumo yote inafanya kazi kidijitali kwa kupitia mabadiliko ya namba kwenye screen.

Hata hivyo, mtego mkubwa wa kiufundi unaoleta mkanganyiko katika mfano wako wa SGR ni dhana kwamba "akaunti hazipo" na kwamba Benki Kuu ya Korea itamlipa tu mzalishaji wake fedha za ndani (Won) kwa sababu ya kupokea ujumbe wa SWIFT kutoka Tanzania bila kuangalia salio lolote. Katika ulimwengu wa kweli wa usafishaji wa mahesabu ya kimataifa (International Clearing and Settlement), mfumo huo haufanyi kazi kwa mtindo wa "kula na kuaminiana" kiasi hicho, na hapa chini kuna ufafanuzi wa kina wa jinsi Practical Process inavyokwenda

1. Daftari la Mahesabu (Ledger) Haliwezi Kuwa na Namba Hewa
Ni kweli kuwa hakuna akaunti ya Physical Vault, lakini kuna akaunti za kisheria za uwakilishi zinazojulikana kama Nostro na Vostro Accounts. Benki Kuu ya Tanzania (BoT) inamiliki daftari la mahesabu (Akaunti) ndani ya Benki Kuu ya Marekani au mabenki makubwa ya kimataifa (kama JP Morgan au Citibank) ambapo namba za Dola za Marekani zinasomeka. Unapotuma ujumbe wa SWIFT (ambao ni mfumo wa ujumbe tu na sio fedha), ujumbe huo unakuwa na maelekezo ya kisheria yanayosema: "Kateni Dola Bilioni 1 kwenye daftari la akaunti yetu (Nostro Ledger) na mzipeleke kwenye daftari la Benki Kuu ya Korea". Kama daftari la BoT kule nje likionyesha kuwa salio letu la Dola ni sifuri au halitoshi, ule ujumbe wa SWIFT unakataliwa palepale kwa sababu hauna kile kinachoitwa Settlement Asset (Rasilimali ya Kusafishia Deni).

2. Kosa la Kufikiri Benki Kuu ya Korea Inalipa "Bure"
Katika mfano wako, umesema Benki Kuu ya Korea itamlipa mzalishaji wake wa mabehewa fedha za ndani (Won) papo hapo na muamala unaisha. Swali la msingi la kiuchumi ni hili: Je, Benki Kuu ya Korea inapata faida gani au inafidia wapi zile Won Bilioni kadhaa ilizompa mzalishaji wake? Benki Kuu ya Korea haifanyi kazi ya kutoa hisani kwa nchi za kigeni. Inamlipa mzalishaji wake Won kwa sababu upande wa pili, kwenye daftari la kimataifa, akaunti ya Korea imepokea umiliki wa Dola Bilioni 1 zilizokatwa kutoka kwenye Akiba ya Nje (Foreign Reserves) ya Tanzania. Korea inazihitaji hizo Dola Bilioni 1 kwenye daftari lao kwasababu kesho yake nchi ya Korea yenyewe ikitaka kununua mafuta ya ndege kutoka Saudi Arabia, haitatumia fedha yao ya ndani (Won), bali itatumia zile namba za Dola Bilioni 1 ilizozipata kutoka Tanzania kusafirishia deni lao kule Saudi Arabia.

3. Uaminifu (Trust) Unasimamiwa na Ukwasi (Liquidity), Sio Maneno
Ikiwa kila nchi ingeweza kutuma tu ujumbe wa SWIFT bila kuwa na salio halisi la Dola kwenye mabenki ya uwakilishi kule nje, nchi yoyote maskini duniani ingeweza kutuma ujumbe wa SWIFT wa Dola Trilioni 100 kwenda kununua ndege, meli, na silaha kisha ikasema "mabenki yaandikishane tu madeni kwenye Ledger kwa uaminifu wetu". Mfumo hauko hivyo. Uaminifu unaouzungumzia unakuwepo kwasababu kila Benki Kuu duniani inajua kuwa mwenzake ana akiba ya kutosha ya Dola (Foreign Reserves) ya kuweza kusafisha (Settle) lile deni mwisho wa siku.

Uko sahihi kabisa kuwa mchakato mzima ni wa kielektroniki na ni namba kwenye daftari (Ledger). Lakini marekebisho makubwa hapa ni kwamba huwezi kuandika namba hasi au ya kufikirika kwenye daftari la kimataifa bila kuwa na salio la rasilimali inayokubalika duniani (Dola) ya kuunga mkono namba hiyo. Shilingi yetu inapoteza thamani kwa sasa kwa sababu kila tunapotuma ujumbe wa SWIFT wa kulipia miundombinu kama SGR, tunalazimika kupunguza namba halisi za Dola zilizopo kwenye kapu letu la Akiba ya Nje, jambo linalofanya soko la ndani lianze kukosa ukwasi wa Dola na kupandisha bei yake dhidi ya Shilingi wetu mtaani.


MUNGU IBARIKI TANZANIA NA WATU WAKE
ASANTE KWA KUNISIKILIZA
 
Ili kuondoa kabisa hili kutokuelewana na kuweka mambo sawa kitaalamu, ni muhimu kubainisha kuwa maelezo yako kuhusu uwepo wa daftari la mahesabu (Ledger System) na ukweli kwamba hakuna "fedha taslimu halisi" inayosafiri baharini ni sahihi kwa asilimia mia moja. Benki zote kuu duniani kwa sasa hazitegemei uwepo wa noti au vyumba vya kuhifadhia dhahabu ili kufanya miamala; badala yake, mifumo yote inafanya kazi kidijitali kwa kupitia mabadiliko ya namba kwenye screen.

Hata hivyo, mtego mkubwa wa kiufundi unaoleta mkanganyiko katika mfano wako wa SGR ni dhana kwamba "akaunti hazipo" na kwamba Benki Kuu ya Korea itamlipa tu mzalishaji wake fedha za ndani (Won) kwa sababu ya kupokea ujumbe wa SWIFT kutoka Tanzania bila kuangalia salio lolote. Katika ulimwengu wa kweli wa usafishaji wa mahesabu ya kimataifa (International Clearing and Settlement), mfumo huo haufanyi kazi kwa mtindo wa "kula na kuaminiana" kiasi hicho, na hapa chini kuna ufafanuzi wa kina wa jinsi Practical Process inavyokwenda

1. Daftari la Mahesabu (Ledger) Haliwezi Kuwa na Namba Hewa
Ni kweli kuwa hakuna akaunti ya Physical Vault, lakini kuna akaunti za kisheria za uwakilishi zinazojulikana kama Nostro na Vostro Accounts. Benki Kuu ya Tanzania (BoT) inamiliki daftari la mahesabu (Akaunti) ndani ya Benki Kuu ya Marekani au mabenki makubwa ya kimataifa (kama JP Morgan au Citibank) ambapo namba za Dola za Marekani zinasomeka. Unapotuma ujumbe wa SWIFT (ambao ni mfumo wa ujumbe tu na sio fedha), ujumbe huo unakuwa na maelekezo ya kisheria yanayosema: "Kateni Dola Bilioni 1 kwenye daftari la akaunti yetu (Nostro Ledger) na mzipeleke kwenye daftari la Benki Kuu ya Korea". Kama daftari la BoT kule nje likionyesha kuwa salio letu la Dola ni sifuri au halitoshi, ule ujumbe wa SWIFT unakataliwa palepale kwa sababu hauna kile kinachoitwa Settlement Asset (Rasilimali ya Kusafishia Deni).

2. Kosa la Kufikiri Benki Kuu ya Korea Inalipa "Bure"
Katika mfano wako, umesema Benki Kuu ya Korea itamlipa mzalishaji wake wa mabehewa fedha za ndani (Won) papo hapo na muamala unaisha. Swali la msingi la kiuchumi ni hili: Je, Benki Kuu ya Korea inapata faida gani au inafidia wapi zile Won Bilioni kadhaa ilizompa mzalishaji wake? Benki Kuu ya Korea haifanyi kazi ya kutoa hisani kwa nchi za kigeni. Inamlipa mzalishaji wake Won kwa sababu upande wa pili, kwenye daftari la kimataifa, akaunti ya Korea imepokea umiliki wa Dola Bilioni 1 zilizokatwa kutoka kwenye Akiba ya Nje (Foreign Reserves) ya Tanzania. Korea inazihitaji hizo Dola Bilioni 1 kwenye daftari lao kwasababu kesho yake nchi ya Korea yenyewe ikitaka kununua mafuta ya ndege kutoka Saudi Arabia, haitatumia fedha yao ya ndani (Won), bali itatumia zile namba za Dola Bilioni 1 ilizozipata kutoka Tanzania kusafirishia deni lao kule Saudi Arabia.

3. Uaminifu (Trust) Unasimamiwa na Ukwasi (Liquidity), Sio Maneno
Ikiwa kila nchi ingeweza kutuma tu ujumbe wa SWIFT bila kuwa na salio halisi la Dola kwenye mabenki ya uwakilishi kule nje, nchi yoyote maskini duniani ingeweza kutuma ujumbe wa SWIFT wa Dola Trilioni 100 kwenda kununua ndege, meli, na silaha kisha ikasema "mabenki yaandikishane tu madeni kwenye Ledger kwa uaminifu wetu". Mfumo hauko hivyo. Uaminifu unaouzungumzia unakuwepo kwasababu kila Benki Kuu duniani inajua kuwa mwenzake ana akiba ya kutosha ya Dola (Foreign Reserves) ya kuweza kusafisha (Settle) lile deni mwisho wa siku.

Uko sahihi kabisa kuwa mchakato mzima ni wa kielektroniki na ni namba kwenye daftari (Ledger). Lakini marekebisho makubwa hapa ni kwamba huwezi kuandika namba hasi au ya kufikirika kwenye daftari la kimataifa bila kuwa na salio la rasilimali inayokubalika duniani (Dola) ya kuunga mkono namba hiyo. Shilingi yetu inapoteza thamani kwa sasa kwa sababu kila tunapotuma ujumbe wa SWIFT wa kulipia miundombinu kama SGR, tunalazimika kupunguza namba halisi za Dola zilizopo kwenye kapu letu la Akiba ya Nje, jambo linalofanya soko la ndani lianze kukosa ukwasi wa Dola na kupandisha bei yake dhidi ya Shilingi wetu mtaani.


MUNGU IBARIKI TANZANIA NA WATU WAKE
ASANTE KWA KUNISIKILIZA
🤣 I totally understand that you want it to make sense kwamba, Tanzania akituma ela kwenda korea there is an account somewhere yenye pesa za tanzania kwa dola zinatumika, sasa things dont work that way! You are explaining it in a way that you want it to make sense but dont try to understand it because it doesnt work that way

umezoea commercial banks ukitoa ela ama kutuma ela lazima kue na pesa ndan but huku its different
Understand this screenshot here

1781217497025.png


alafu kingine a ledger is simply an excel sheet not a software tracking balances, Yaani kukuelewesha vizuri labda ni hivi

HAKUNA PESA YOYOTE INATEMBEA, BOT wakisema korea walipe yerpi merkez $2B then Korea has to do so, but its ebcause wana imani ya pamoja not because there is any money inside 🤣🤣, dont use the commercial bank narrative kwenye central bank, it doesnt work that way!


When the central Bank sends a swift message to any patner: THEY ARE CREATING MONEY not CREDITING,.... understand neno CREATING
 
President of China

Another thing you have to understand is "MONEY DOESNT COME FROM THE GOVERNMENT"

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the issue here is you want it to make sense but, The banking industry is something else different than you might want to understand, in simple terms! its the most complex thing and you will never find any one who can explain it because it has always been broken, but then thats how things work
 
President of China we have just talked 0.001% of the banking industry itself, however even in the commercial banks it almost happens the same but in a slight different way! Think of it this way

If you ever went to take a loan at a bank, lets say $100M , in reality the BANK doesnt have that money, and it doesnt exist but what they will do is, just type it into the system that president of china has been approved of $100M loan, and you will go and use it pay for lets say workers, bills whatever way you think of it, the same same loan you took and paid to the workers, will be banked at the bank again maybe the same bank or maybe a different one

But after Banking it, Now the bank has $100M of the loans you took + another $100M deposited from the payment you made to pay bills which will also be used to loan to another person $100M, and the process continues till the initai deposit of the first person now means $1B in the economy and whats funny is, THEY CAN ALL SPEND IT because its LEGAL money! but where did the economy get the extra $900M from?

SIMPLE... NO WHERE!!
but even the last receiver of the payed amount can use it because its real money, he can buy for things and even send outside the country if he wants,



And now whats more FUNNY:
If everyone paid all the debts or central banks decided they want to use true accounts like you want, all the money on earth is gone, Because what was transfered before wasnt money but promises
 
Ili kuondoa kabisa hili kutokuelewana na kuweka mambo sawa kitaalamu, ni muhimu kubainisha kuwa maelezo yako kuhusu uwepo wa daftari la mahesabu (Ledger System) na ukweli kwamba hakuna "fedha taslimu halisi" inayosafiri baharini ni sahihi kwa asilimia mia moja. Benki zote kuu duniani kwa sasa hazitegemei uwepo wa noti au vyumba vya kuhifadhia dhahabu ili kufanya miamala; badala yake, mifumo yote inafanya kazi kidijitali kwa kupitia mabadiliko ya namba kwenye screen.

Hata hivyo, mtego mkubwa wa kiufundi unaoleta mkanganyiko katika mfano wako wa SGR ni dhana kwamba "akaunti hazipo" na kwamba Benki Kuu ya Korea itamlipa tu mzalishaji wake fedha za ndani (Won) kwa sababu ya kupokea ujumbe wa SWIFT kutoka Tanzania bila kuangalia salio lolote. Katika ulimwengu wa kweli wa usafishaji wa mahesabu ya kimataifa (International Clearing and Settlement), mfumo huo haufanyi kazi kwa mtindo wa "kula na kuaminiana" kiasi hicho, na hapa chini kuna ufafanuzi wa kina wa jinsi Practical Process inavyokwenda

1. Daftari la Mahesabu (Ledger) Haliwezi Kuwa na Namba Hewa
Ni kweli kuwa hakuna akaunti ya Physical Vault, lakini kuna akaunti za kisheria za uwakilishi zinazojulikana kama Nostro na Vostro Accounts. Benki Kuu ya Tanzania (BoT) inamiliki daftari la mahesabu (Akaunti) ndani ya Benki Kuu ya Marekani au mabenki makubwa ya kimataifa (kama JP Morgan au Citibank) ambapo namba za Dola za Marekani zinasomeka. Unapotuma ujumbe wa SWIFT (ambao ni mfumo wa ujumbe tu na sio fedha), ujumbe huo unakuwa na maelekezo ya kisheria yanayosema: "Kateni Dola Bilioni 1 kwenye daftari la akaunti yetu (Nostro Ledger) na mzipeleke kwenye daftari la Benki Kuu ya Korea". Kama daftari la BoT kule nje likionyesha kuwa salio letu la Dola ni sifuri au halitoshi, ule ujumbe wa SWIFT unakataliwa palepale kwa sababu hauna kile kinachoitwa Settlement Asset (Rasilimali ya Kusafishia Deni).

2. Kosa la Kufikiri Benki Kuu ya Korea Inalipa "Bure"
Katika mfano wako, umesema Benki Kuu ya Korea itamlipa mzalishaji wake wa mabehewa fedha za ndani (Won) papo hapo na muamala unaisha. Swali la msingi la kiuchumi ni hili: Je, Benki Kuu ya Korea inapata faida gani au inafidia wapi zile Won Bilioni kadhaa ilizompa mzalishaji wake? Benki Kuu ya Korea haifanyi kazi ya kutoa hisani kwa nchi za kigeni. Inamlipa mzalishaji wake Won kwa sababu upande wa pili, kwenye daftari la kimataifa, akaunti ya Korea imepokea umiliki wa Dola Bilioni 1 zilizokatwa kutoka kwenye Akiba ya Nje (Foreign Reserves) ya Tanzania. Korea inazihitaji hizo Dola Bilioni 1 kwenye daftari lao kwasababu kesho yake nchi ya Korea yenyewe ikitaka kununua mafuta ya ndege kutoka Saudi Arabia, haitatumia fedha yao ya ndani (Won), bali itatumia zile namba za Dola Bilioni 1 ilizozipata kutoka Tanzania kusafirishia deni lao kule Saudi Arabia.

3. Uaminifu (Trust) Unasimamiwa na Ukwasi (Liquidity), Sio Maneno
Ikiwa kila nchi ingeweza kutuma tu ujumbe wa SWIFT bila kuwa na salio halisi la Dola kwenye mabenki ya uwakilishi kule nje, nchi yoyote maskini duniani ingeweza kutuma ujumbe wa SWIFT wa Dola Trilioni 100 kwenda kununua ndege, meli, na silaha kisha ikasema "mabenki yaandikishane tu madeni kwenye Ledger kwa uaminifu wetu". Mfumo hauko hivyo. Uaminifu unaouzungumzia unakuwepo kwasababu kila Benki Kuu duniani inajua kuwa mwenzake ana akiba ya kutosha ya Dola (Foreign Reserves) ya kuweza kusafisha (Settle) lile deni mwisho wa siku.

Uko sahihi kabisa kuwa mchakato mzima ni wa kielektroniki na ni namba kwenye daftari (Ledger). Lakini marekebisho makubwa hapa ni kwamba huwezi kuandika namba hasi au ya kufikirika kwenye daftari la kimataifa bila kuwa na salio la rasilimali inayokubalika duniani (Dola) ya kuunga mkono namba hiyo. Shilingi yetu inapoteza thamani kwa sasa kwa sababu kila tunapotuma ujumbe wa SWIFT wa kulipia miundombinu kama SGR, tunalazimika kupunguza namba halisi za Dola zilizopo kwenye kapu letu la Akiba ya Nje, jambo linalofanya soko la ndani lianze kukosa ukwasi wa Dola na kupandisha bei yake dhidi ya Shilingi wetu mtaani.


MUNGU IBARIKI TANZANIA NA WATU WAKE
ASANTE KWA KUNISIKILIZA
3. Uaminifu (Trust) Unasimamiwa na Ukwasi (Liquidity), Sio Maneno
........kuna sehem nliielezea hii vizuri uko juu kama umesoma zote

2. Kosa la Kufikiri Benki Kuu ya Korea Inalipa "Bure"
........ Yes, korea watatoa ela kutoka benki kuu na kucredit akaunti ya mkandarasi and the transaction is settled, korea will never ask Tanzania for any money. because they have a working relationship already, You might find it as cheating but remember the start i told you, TRUST IS ALL thats NEEDED, you dont need to have anaccount anywhere, its all about i trust the bank of korea and when money is sent, i can acknowledge it

.......... Swift is simply saying, hey give President of China real $1M and the central bank of korea just types new money to your account and you have now a valid money to spend, you will receive it through a local bank

1. Daftari la Mahesabu (Ledger) Haliwezi Kuwa na Namba Hewa
......... Halina kitu, its only there for reading and its only a ledger not a transfer account
 
🤣 I totally understand that you want it to make sense kwamba, Tanzania akituma ela kwenda korea there is an account somewhere yenye pesa za tanzania kwa dola zinatumika, sasa things dont work that way! You are explaining it in a way that you want it to make sense but dont try to understand it because it doesnt work that way


Understand this screenshot here

View attachment 3605950



HAKUNA PESA YOYOTE INATEMBEA, BOT wakisema korea walipe yerpi merkez $2B then Korea has to do so, but its ebcause wana imani ya pamoja not because there is any money inside 🤣🤣, dont use the commercial bank narrative kwenye central bank, it doesnt work that way!


When the central Bank sends a swift message to any patner: THEY ARE CREATING MONEY not CREDITING,.... understand neno CREATING
Ndugu yangu stakehigh , ninafurahia sana jinsi unavyosimamia hoja yako, na naelewa vizuri sana unachokimaanisha unaposema kuwa mabenki ya kati yanatengeneza fedha (Money Creation) kupitia mabadiliko ya daftari (Ledger) na kwamba mchakato huo unategemea imani (Trust) bila kusafirisha fedha taslimu. Hapo uko sahihi, na ndio maana screeshot yako uliyoweka inathibitisha kuwa miamala ni mabadiliko ya kidijitali kwenye Computer.

Lakini, mtego mkubwa unaoleta kutokuelewana hapa ni pale unapojaribu kuchukua sheria za uendeshaji wa ndani ya nchi (Domestic Banking) na kuzilazimisha zifanye kazi kwenye biashara ya mataifa mawili huru (International Settlement).

Naomba tuiangalie screeshot yako kwa mara ya kwanza ili uone pale unapoacha kusoma
Ilisema "The Bank of England sends a SWIFT message saying: Please deduct 100 million dollars FROM OUR ACCOUNT WITH YOU."
Neno "Deduct" maana yake ni "Kata". Huwezi kuiambia Benki Kuu ya Marekani "kata Dola milioni 100 kutoka kwenye akaunti yetu tuliyonayo kwenu" kama kwenye akaunti hiyo huna salio la kutosha (Digital Balance). Ledger sio karatasi ya Excel ya kawaida ambayo mtu anaandika tu namba anazojisikia bila kuwa na rasilimali (Asset) inayounga mkono namba hizo.
Ledger ya mabenki hayo ni mfumo mkali wa kisheria unaoangalia umiliki wa ukwasi (Settlement Liquidity).

Kwenye mfano wako wa Korea na SGR - Kama BoT ikituma ujumbe kwenda Korea kusema tulipieni mabehewa ya Dola Bilioni 1, ni kweli Benki Kuu ya Korea itamlipa yule mzalishaji wake kwa fedha za ndani (Won). Lakini upande wa pili wa lile daftari la kimataifa (Ledger), akaunti ya Korea itajazwa umiliki wa Dola Bilioni 1, na akaunti ya Tanzania itakatwa Dola Bilioni 1. Wewe unaishia upande mmoja wa ukweli huandiki ukweli kamili, unaandika nusu ukweli.

Korea haifanyi hivyo kwa "imani ya maneno tu"; inafanya hivyo kwa sababu inajua hizo Dola Bilioni 1 zilizoandikwa kwenye daftari lao jipya ni rasilimali halisi (Liquid Asset) ambayo Korea yenyewe kesho ikitaka kununua mafuta kutoka Saudi Arabia au mitambo kutoka Ujerumani, itatumia namba hizo hizo za Dola kufanya malipo. Kama Tanzania ingekuwa haina akiba ya Dola (Foreign Reserves) ya kuunga mkono ule ujumbe, daftari lisingekubali ule muamala kwasababu Korea isingekuwa tayari kupoteza fedha zake za ndani (Won) kwa kupewa namba hewa kwenye Excel ambazo haiwezi kuzitumia kununulia kitu kingine duniani.

NB: Tunapoongelea Tanzania kuwa na Foreign Reserves siyo kwamba Tanzania imeweka phyical cash ya dollar kwenye chumba huko marekani la hasha, kaka tunaongelea digital money hapa kaka.

Hapo ndipo nadharia ya kibenki (Operational) inapokutana na uhalisia wa uchumi mkuu (Macroeconomics). Ndio maana nchi inahitaji kuwa na Akiba ya Fedha za Kigeni (Reserves). Kama isingekuwa hivyo, nchi zote maskini duniani zisingekuwa na shida ya mtikisiko wa uchumi; zingekuwa zinatuma tu jumbe za SWIFT za mabilioni ya dola kila siku kununua kila kitu zikiamini kuwa mabenki ya kigeni yataendelea "kutengeneza pesa" kwenye Excel kwa misingi ya imani tu. Mfumo wa kimataifa unadai ukwasi wa kusafisha madeni (Settlement), na huo ukwasi ndio unaoamua thamani ya Shilingi yetu sokoni.


MUNGU IBARIKI TANZANIA NA WATU WAKE
ASANTE KWA KUNISIKILIZA
 
If you are serious inbox me …Living in America for too long got me lost a little bit on soccer .Its hard to predict when you have no inside knowledge of the current game situation . I only watch Kenyan national teams online, so I am behind current soccer developments . I am an expert though in baseball ⚾️ , basketball 🏀 and American football 🏈…
I great at soccer.
Most leagues around the world are zimemaliza mzunguko but from a few remining, we can win something.

I will inbox you soccer matches this Friday, that plays on Saturday kutokana na time difference.

Nitakazo tuma angalia kwanza results zake, then utadecide.
 
President of China we have just talked 0.001% of the banking industry itself, however even in the commercial banks it almost happens the same but in a slight different way! Think of it this way

If you ever went to take a loan at a bank, lets say $100M , in reality the BANK doesnt have that money, and it doesnt exist but what they will do is, just type it into the system that president of china has been approved of $100M loan, and you will go and use it pay for lets say workers, bills whatever way you think of it, the same same loan you took and paid to the workers, will be banked at the bank again maybe the same bank or maybe a different one

But after Banking it, Now the bank has $100M of the loans you took + another $100M deposited from the payment you made to pay bills which will also be used to loan to another person $100M, and the process continues till the initai deposit of the first person now means $1B in the economy and whats funny is, THEY CAN ALL SPEND IT because its LEGAL money! but where did the economy get the extra $900M from?

SIMPLE... NO WHERE!!
but even the last receiver of the payed amount can use it because its real money, he can buy for things and even send outside the country if he wants,



And now whats more FUNNY:
If everyone paid all the debts or central banks decided they want to use true accounts like you want, all the money on earth is gone, Because what was transfered before wasnt money but promises
Kaka stakehigh Kuna kitu kidogo sana unachanganya hapa - unachanganya uhuru wa benki kutengeneza sarafu ya ndani (Local Currency Credit) na vizuizi vya kisheria vya kufanya usawazishaji wa kimataifa (International Settlement Constraints).

Mfano ulioutoa kuhusu namna mabenki ya biashara yanavyozalisha fedha mtaani kupitia mikopo na amana endelevu (Fractional Reserve Banking) ni ukweli thabiti kabisa wa kiuchumi ambao naliunga mkono kwa asilimia mia moja,
Na ni kweli kwamba mfumo wetu wa kisasa wa kifedha umejengwa juu ya ahadi na madeni kiasi kwamba kama kila mtu akilipa deni lake leo basi fedha zote duniani zitatoweka.

Hata hivyo, mtego mkubwa wa kisomi unaoendelea kuleta mkanganyiko hapa ni kwamba unachukua uhuru huu wa mabenki wa "kutengeneza namba za mikopo" mtaani na kuufananisha na biashara ya kimataifa ya nchi mbili huru.

Mfanyakazi aliyelipwa mshahara kutokana na ule mkopo anaweza kweli kwenda duka la ndani kununua vitu kwasababu sheria ya nchi inamlazimisha mwenye duka kupokea Shilingi, lakini akitaka kutuma hizo fedha nje ya nchi kwenda kununua gari Japan, benki ya Japan haitapokea ahadi au namba za Shilingi zilizochapwa kwenye mfumo wetu wa ndani.

Benki ya Japan itataka Dola ya Marekani, na ili muamala huo ukamilike kielektroniki, ni lazima Benki Kuu ya Tanzania ikatwe Dola halisi kwenye daftari lake la uwakala kule nje ili kuzihamishia Japan; kwa maana hiyo, wakati benki za ndani zinaweza kutengeneza ahadi za ndani bila kikomo, nchi haiwezi kutengeneza ahadi za kigeni (Dola) hewani bila kuwa na Akiba halisi ya Nje (Foreign Reserves) ya kusafishia madeni hayo, na ndio maana mahitaji makubwa ya Dola ya kulipia miradi yetu kama SGR yanalazimisha mabenki kupandisha bei ya Dola na kushusha thamani ya Shilingi yetu mtaani.

Kaka sijui tunaelewana hapa, point yako ni ya ukweli kabisa lakini siyo kamili kwenye context ya kimataifa
 
We ni pumbavu, Serikali ya Singapore inaongozwa na Prime Minister, the president ni kama flower girl tu. Bongolala hamunanga akili, unadhani ju President anachagua PM eti sasa PM hana powers, read books bana, mupunguze ujinga. 😂 😂 😂

President Barack Obama shakes hands with Singapore’s Prime Minister Lee Hsien Loong before a bilateral meeting in the Oval Office at the White House...


President Donald Trump shakes hands with Singapore's Prime Minister Lee Hsien Loong in the Oval Office at the White House in Washington, DC, October...'s Prime Minister Lee Hsien Loong in the Oval Office at the White House in Washington, DC, October...



Kenya’s Singapore dream: A 40-year obsession that refuses to die - President William Ruto with then Singaporean Prime Minister now Senior Minister Lee Hsien Loong at State House Nairobi in 2023. (Photo: Handout)


Singapore's Prime Minister Lee Hsien Loongm, left, shakes hands with China's President Xi Jinping before their meeting at the Great Hall of the...'s Prime Minister Lee Hsien Loongm, left, shakes hands with China's President Xi Jinping before their meeting at the Great Hall of the...
Are all Kenyans this stupid ?
 
3. Uaminifu (Trust) Unasimamiwa na Ukwasi (Liquidity), Sio Maneno
........kuna sehem nliielezea hii vizuri uko juu kama umesoma zote

2. Kosa la Kufikiri Benki Kuu ya Korea Inalipa "Bure"
........ Yes, korea watatoa ela kutoka benki kuu na kucredit akaunti ya mkandarasi and the transaction is settled, korea will never ask Tanzania for any money. because they have a working relationship already, You might find it as cheating but remember the start i told you, TRUST IS ALL thats NEEDED, you dont need to have anaccount anywhere, its all about i trust the bank of korea and when money is sent, i can acknowledge it

.......... Swift is simply saying, hey give President of China real $1M and the central bank of korea just types new money to your account and you have now a valid money to spend, you will receive it through a local bank

1. Daftari la Mahesabu (Ledger) Haliwezi Kuwa na Namba Hewa
......... Halina kitu, its only there for reading and its only a ledger not a transfer account
Soma maelezo yangu haya mafupi uyaelewe kaka. Upo na knowledge ya kibeki but Macroeconomics huenda kidogo inakupiga chenga.
Je, ni kweli Korea ikitumiwa ujumbe itamlipa mkandarasi wake Won na muamala ukaisha upande wao?
Ni kweli Benki Kuu ya Korea (Bank of Korea) ina uwezo wa kuchapa au kuandika Won za Kikorea (KRW) kiasi chochote kwenye akaunti ya mkandarasi wao. Lakini kosa lake la kufikiri ni hili; unadhani kwamba kwa sababu muamala umeisha kati ya Benki Kuu ya Korea na Mkandarasi wao, basi umeisha pia kati ya Korea na Tanzania.

Ukweli wa Kiuchumi
Benki Kuu ya Korea haiwezi kumpa mkandarasi wake mabilioni ya Won "bure" kwasababu ya "imani ya maneno tu" na Tanzania bila kupata kitu chenye thamani sawa na hizo Won (an asset of equivalent value). Wanachopata Korea ni Digital USD Claim (Dola za Marekani) zilizokatwa kutoka kwenye Akiba ya Nje ya Tanzania.

Kama Korea ingekuwa inafanya kazi hiyo bure bila Tanzania kukatwa chochote kwenye vitabu vya kimataifa, basi Korea ingekuwa inapata hasara kubwa kwasababu ingekuwa inaingiza Won nyingi mpya mtaani kwao (inflation) kufanya kazi ya Tanzania, huku yenyewe haipokei rasilimali yoyote ya kigeni ya kwenda kununulia mafuta au malighafi nje ya nchi yake.

Hakuna Benki Kuu duniani inayofanya hisani hiyo.
 
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