Sasa mzee sjui nkueleze vp maaana nshakuekea na screenshots za kutosha na nshakuelezea how practical it is because i have been there, izo zingine unazoongea ni nadharia yako unavodhan mambo yapo lakini sasa hayapo ivoNukuu yako ya Henry Ford na maelezo ya jinsi serikali zinavyotengeneza fedha mpya kidijitali kupitia matumizi ni mambo sahihi kabisa yanayofundishwa kwenye nadharia ya kisasa ya kifedha (Modern Monetary Theory). Ni ukweli usiopingika kuwa mfumo wa kibenki wa dunia ni miongoni mwa mifumo migumu na iliyojaa mambo mengi changamano kiasi kwamba ukweli wake huwa unashangaza wengi.
Lakini, marekebisho makubwa ya kisomi yanayopaswa kuwekwa hapa ili watazamaji wapate darasa lililokamilika ni kutofautisha kati ya nchi inayochapa sarafu ya kimataifa (Currency Issuer) na nchi inayotumia sarafu ya kigeni kufanya biashara za kimataifa (Currency User). Marekani au Uingereza zinaweza kuagiza benki zao kuu kutengeneza fedha mpya kidijitali (Brand new digital money) hewani bila kikomo kwasababu dunia nzima inalazimika kupokea Dola au Pauni zao.
Hata hivyo, serikali ya Tanzania haina uhuru huo linapokuja suala la kununua mabehewa ya SGR nje ya nchi; BoT haiwezi kuagiza kuandikwa kwa namba mpya za Shilingi hewani ikizilazimisha nchi za nje kuzipokea kama malipo, bali lazima itafute na itumie Dola za Marekani ambazo tayari ziko kwenye vitabu vya akiba yetu kule nje.
Ndio maana, wakati nchi zilizoendelea zinaweza kutumia mifumo hiyo changamano ya "Kutengeneza fedha hewani" ndani ya mipaka yao, nchi zetu zinahitaji kuwa na Akiba halisi (Hili neno halisi ndio linakuchanganya sana -Nadhani issue ya Nostro Account and Vostro Account sihitaji kuieleza tena hapa ) ya Fedha za Kigeni (Foreign Reserves) ili kuheshimiwa kimataifa, na pale akiba hiyo inapopungua kwa ajili ya kulipia miundombinu yetu, thamani ya Shilingi yetu inashuka mtaani kwasababu mahitaji ya Dola yanakuwa makubwa kuliko uwezo wetu wa kuzipata kwenye daftari la dunia.
Sijui ninaeleweka!!?
Kuna uwezekano maaana viti vimechoka kinoma hata havijaanza kutumika, ata hayo majani toka mwanzo tuliema hapa hayo majani sio stamdard ya CAF huenda wameenda kuchukua majani ya ngombeUwanja wa jamaa zetu umegoma kuota nyasi 😂😂😂👇🏾 ati affordable picth View attachment 3605989cheki manenooo 👇🏾 vinakaa vimeshawahi kutumiwa kati ya miaka 50 hadi 60 iliyopita. Rumor has it ati walifunga viti used. 😂😂👇🏾View attachment 3605990huu uwanja ni ccm Kirumba iliyofunikwa juu.
Ile ni slum arenajengeni kwanza ikamilike! Miradi ya Ukunduni inajulikana! Angalieni Talanta inavyolipuliwa! Inakaa pipeline houses!
Nakuomba tuende taratibu bila hasira.Sasa mzee sjui nkueleze vp maaana nshakuekea na screenshots za kutosha na nshakuelezea how practical it is because i have been there, izo zingine unazoongea ni nadharia yako unavodhan mambo yapo lakini sasa hayapo ivo
Foreign reserve ni pesa za ziada zilizopo kwenye commercial banks, kila commercial bank inakua na limit ya kiasi gan cha pesa za kigeni inanweza kuzungusha, benki ikivuka hicho kipimo basi automatically the extra inakus foreign reserve, this holds 90% of a country reserve, the other remaining includes a mix of stocks, credits, gold and other assetsNakuomba tuende taratibu bila hasira.
Je, Foreign Reserves (Akiba ya Fedha za Kigeni) kazi yake ni nini?
Nasubiri double decker bus!Sema kiutan utan ivi irizar inaenda kua standard mpya
Kaka kuna vitu fulani unachanganya sana. Hebu kaa kwa utulivu usome ninachokiandika. Nimegundua kitu kimoja kwakuwa umefanya kazi kwenye Benk kama IT ulikuwa unaona shuguli za ki operations. Kwa sababu umewahi kufanya kazi katika sekta ya kibenki upande wa uendeshaji (Operations/IT), unaona mchakato wa kibenki kupitia "screen ya kompyuta pekee" (mabadiliko ya daftari, kutuma ujumbe wa SWIFT, Straight-Through Processing).Foreign reserve ni pesa za ziada zilizopo kwenye commercial banks, kila commercial bank inakua na limit ya kiasi gan cha pesa za kigeni inanweza kuzungusha, benki ikivuka hicho kipimo basi automatically the extra inakus foreign reserve, this holds 90% of a country reserve, the other remaining includes a mix of stocks, credits, gold and other assets
The reserve in central banks can increase or reduce if there is a huge transaction going on
Hawa watatuaibisha aiseeeUwanja wa jamaa zetu umegoma kuota nyasi 😂😂😂👇🏾 ati affordable picth View attachment 3605989cheki manenooo 👇🏾 vinakaa vimeshawahi kutumiwa kati ya miaka 50 hadi 60 iliyopita. Rumor has it ati walifunga viti used. 😂😂👇🏾View attachment 3605990huu uwanja ni ccm Kirumba iliyofunikwa juu.
Wafanye kazi mara ngp wakati kazi inaonekana 🤣🤣🤣🤣🤣🤣🤣🤣🤣Punguza wivu wacha CRBC wafanye kazi yao.
Technically, all the gold lying unmined in your lands is your national reserve.
Mkenya baada ya kula ugali wa mahindi toka TanzaniaTechnically, all the gold lying unmined in your lands is your national reserve.
You just don't know how to use it. Wacheni kulalisha bongo.