Watanzania wana matatizo sana, nani aliwadanganya eti Pension ni kama Bank?, kwamba unaweka leo na muda wowote ukijisikia unaenda kuchukua?. Kuchangia mifuko imewekwa kisheria na kuwa lazima kwa sababu kuu hizi ambazo zote ni katika kucover social distress/ problems:
1. Unaweza ukaumia kazini na ukashindwa kabisa kuendelea na kazi maisha yako yote, fungu lako liliko katika hifadhi litakuhifadhi.
2. Unaweza ukafariki (wote tutakufa), na bahati mbaya hujajipanga au hata kama umejipanga..wale warithi wako wanapata walau pa kuanzia kupitia michango yako uliyokuwa ukichangia.
3. Ukazeeka na ukiwa hauna nguvu ya kuendelea kufanya kazi, lakini kupitia mifuko hii ukawa unapata pensheni ya kila mwezi ambayo ni kama ulivyokuwa ukipata msharhara japo itakuwa by 60-80% ya mshahara na marupurupu yako ya awali ila inasaidia kuliko kukaaa miaka hadi mia huna kipato chochote.
4. Kufaidika kwako binafsi Mfano NSSF jana wamezindua kukopesha SACCOS, PPF wanayo hiyo..so kama ni member na mko kwa SACCOS hizo mnakpoeshwa kisha unaendelea na maisha.
5. Kuwa sehemu ya msaada kwa jamii i.e Mifuko inajenga hospitals ambazo kama hazitakusaidia wewe basi mjomba, shangazi, kaka, dada au hata watoto wao etc etc.
6.nakadhalika.
Hawa wanaojifanya wanaacha kazi ili wachukue hela zao 'masikini ya Mungu' hawajui maana ya pension sheme. Inabidi mifuko ifanye kazi ya ziada kuwaelimisha kwa kina.
Hivi hizo hela unazokimbilia kuzichukua sasa hivi (i.e 10% ya kwako na 10% ya mwajiri) kama ungepewa kila mwezi sasa hivi ungekuwa nazo kweli?. Angalia salary slip yako kisha ujipe majibu..huenda ndo ingekuwa ya BAR, Mafuta ya gari, kuhonga, kununua nguo etc! But MIFUKO inatunza kwa niaba yetu, inafanya investments ili kuja ku-cover social distress that may happen now or in future na kukupatia mafao Bora.
Guys, be great thinkers ki kweli kweli na mjisumbue kufuatilia mambo. JF isiwe mahali pa kupoteza watu, kila jambo linawekwa kisiasa siasa tuu.
I salute you Mr. Donyongijape,
I must admit to be impressed with your extensive and staunch comments in favor of the enacted law in question.
I have, however, little trouble with your premises. It's fine from academic view-stand, also in some quantity from a p
Parliamentarian mindset. But since you are as learned as your herein work goes, just bother to behold from those standing on the other side of the hill. I deduce from their opinions several things, probably more:-
1) Practically real-life experience view
This group is variant in composition but shares same and similar philosophy. As such They need to be won. They expect to be convinced. They don't want their future being held in perpetual ransom with this/any failed government...similarly to previous govts in all areas of fundamental basic human needs.
2) Moral authority from political platform - the lack of
a) Simply put, if it was that good intentioned law then why not one of government faces bothered to propagate the trumpet for such a law?
b) If it was that important an act why the secrecy of its establishment? Will you freely attach transparency to its creation?
c) The records of both, the major beneficiary (i.e the govt) and the scandalous-run social funds, begs more than a mere selective approach of adding an act to an evidently unjust and unfair social plane.
d) Any good success expected should be travelled in the vehicle of trust which thru justice will buy legitimacy. What do you think is relationship of wananchi and the govt in the view of the above?
