DECI Tanzania: Ilivyoanza, ilipo na hatma yake

[Mahesabu]

maaduui wa DECI bwana...!, kutwa kucha kuisakamaa....!
lakini DECI bado inasonga.....!

 

[Mpita Njia]

Haijafungiwa, lakini BoT haiitambui kama financial institution. Leseni yake Brela haionyeshi kuwa inatakiwa kufanya inachofanya

 

[Kang]

Mr Loiting'ye said his company wouldn't collapse, arguing that it doesn?t belong to the claimed pyramid category of business.

Lol and then admits thats exactly what it is!!

"We are not doing any business here, what we do is just revolve the funds, and that is why we call this programme ?tushikamane" revolving fund, we are just providing services and God watches over everything that we do,? claimed Mutalesi.

Asked how they recouped the profits to pay depositors the huge interests, the officials were reluctant to reveal more details saying those were "business secrets as they are so many companies out there eager to learn the formula for our success for their own interests."

What business secrets? he already said they don't do any business they just let the money revolve! Plus this was exactly Madoff's excuse when asked about his unrealistic returns!

 

[Keykey]

Haya mambo ya upatu Wabongo wanayapenda sana; hapa kila mtu anombea avune zake mapema wengine ndiyo walizwe.

Hawa DECI na watu wanaowekeza wote matapeli kila mtu anavizia mwenzake alale akipanga kuwa mjanja. Hapa atakayeliwa, itategemea serikali wameinglia wakati gani vinginevyo huu ni Wizi mtupu!

 

[Echolima]

Ama kweli wengi tumekwisha,naomba kujua hiyo PUBLIC NOTICE ya BOT ilitolewa lini??????

 

[Ebrigitha]

Mmh mimi hii habari naisikia sikia tu, sijapata ful habari km kuna mtu anaielewa au ana andiko lolote anipe wajamen.......

 

[SMU]

Haijafungiwa, lakini BoT haiitambui kama financial institution. Leseni yake Brela haionyeshi kuwa inatakiwa kufanya inachofanya

Kuna Public Notice imetolewa na BoT kuhusiana na DECI: Bofya link hapo chini

https://www.jamiiforums.com/busines...eci-deci-deci-ni-nini-hasa-14.html#post413802

 

[Invisible]

Mods tunaomba muipeleke kule kwenye tetesi....

Sawa mkuu,

Lakini habari nadhani aliyolenga mwanzishaji ni hii:

Police probe DECI as BoT disowns schemes
By Mkinga Mkinga and Florence Mugarula.

Police are said to be investigating the Development Entrepreneurship for Community Initiative (Deci) for operating an illegal funds management scheme.

This comes as the central bank issued a statement on Wednesday warning the public not to invest their money in the company.

Enthusiastic investors kept thronging the company's Mabibo offices in Dar es Salaam this week to deposit their money despite warnings the scheme was illegal and risky.

Deci, run by the Jesus Christ Deliverance Church, is understood to be promising investors 300 per cent interests within a period of between three and 12 months.

Local bankers have said the company is running an illegal pyramid scheme and cautioned depositors against risky investments.

The Bank of Tanzania (BoT) and Capital Market and Securities Authority (CMSA) issued a joint statement Wednesday evening saying the scheme was illegal.

A police official speaking anonymously told The Citizen yesterday the company was now under investigations for the illegal scheme.

The probe team comprises officers from the Criminal Investigations Department, Prevention and Combating of Corruption Bureau (PCCB) and state intelligence, he said.

It emerged this week that a Kenyan company with a similar name to the revolving fund scheme that has wooed thousands of investors in Tanzania collapsed last December with Ksh600 million (over Sh10 billion) of investors' savings.

The Kenyan government is also said to be currently investigating the defunct company, which is called the Development Entrepreneurship for Community Initiative (Deci) Kenya Limited.

It is not yet clear whether the two are sister companies. Deci Tanzania officials have not confirmed any links with the Kenyan scheme.

Thousands of defiant Tanzanian investors have reportedly deposited billions of shillings into the company as bankers express concern it could collapse with investors' deposits.

Deci's 37 branches countrywide have become a popular spot for low-income earners and local business owners.

At its Mabibo headquarters in Dar es Salaam, the company is said to be receiving deposits from an estimated 3,000 people per day.

Deci officials last week told The Citizen that they had paid back Sh35 billion in profits and registered more than 500,000 members since last year when their activities picked up.

While the police yesterday remained tight-lipped on the said probe a source who spoke to The Citizen said some investigators had asked CMSA to confirm whether or not Deci was operating an illegal business.

In the joint statement, BoT governor Prof Benno Ndulu and CMSA chief executive officer Fratern Mboya said the company was not registered to operate the scheme.

They denied ever issuing Deci a licence to run a funds scheme and said the firm was involved in an illegal pyramid scheme that collapsed once in the country and in Kenya.

"It should be noted that, the promotion and participation in any pyramid schemes is an offence in terms of the provisions of the Penal Code," part of the statement read.

The statement confirmed there is a "thorough investigation" to establish the scope and nature of the company's operations in the country.

The central bank warned investors to discontinue any dealings of a revolving fund scheme nature with the company.

For its part, the CMSA, a government agency, said it was not aware of how Deci Tanzania was investing the money from its thousands of depositors.

Deci officials dismissed the criticism and claims the firm is running an illegal scheme as "unfounded and witch hunting," but did not explain how the firm made huge profits to pay depositors such attractive interests.

"We are not doing any business here, what we do is just revolve the funds, and that is why we call this programme 'tushikamane' revolving fund, we are just providing services and God watches over everything that we do," the firm's chairman, Reverend Jackson Mutalesi, said.

But media reports on the collapse of a similar firm in Kenya heightened suspicions on the sincerity of the scheme.

There are striking similarities between the Deci Tanzania Limited and the Kenyan company. The two have a similar name and both were started and run by religious organisations.

According to reports in the Kenyan media, Deci Kenya Limited operations went under when the Kenyan government launched a crackdown on suspected pyramid schemes.

A number of religious leaders later admitted to having misled their followers into joining the pyramid scheme.

Deci officials refused to talk to The Citizen yesterday when asked about the police probe. The firm's executive director, Mr Ole Loiting'ye curtly said he had nothing to say before disconnecting his phone.

But at the company's headquarters in Dar es Salaam investors seemed unmoved by the recent media reports. Some people jam the offices from as early 3am to late hours.

Source: The Citizen Newspaper

 

[Shelute Mamu]

Nawashukuru sana The Citizen kuona wana uchungu sana na Watanzania. Lakini kinachonishangaza nadhani ni zaidi ya uchungu wa Watanzania bali naona kuna mkono wa mtu nyuma ya Mwandishi. Angalia the Citizen la Jumapili inavyopingana na The Citizen zilizofuata kuwa Viongozi wa DECI walikataa kuwaona waandishi wakati la Jumapili wanakirii kuwahoji wahusika (hii ni nini?)

Mwandishi angesaidia sana kama angekuwa msitari wa mbele kuwafuatilia waliokula mabilioni ya Mapesa na sasa wako huru (au wa vile wao wanaiba kisomi!). Mwandishi wa The citizen anaona sawa. Wangefanya la maana sana kufuatilia Orodha ya wauza madawa ya kulevya ambayo Serikali walisema wana orodha, wanaua kizazi cha Watanzania kuliko kuangalia suala la Watanzania kwamba wanaibiwa. Wangefuatilia kilio cha Wantanzania cha mauaji wa Ma-Albino.

The Citizen waseme wazi wako nyuma ya The Pride ............. - inabidi JF wamshauri arudi tena chuoni. Kama wanaibiwa si ni fedha zao. Ni mara ngapi watu wamefilisiwa vitu vyao wanaposhindwa kulipa mikopo ya Pride au unafurahia mateso hayo. Mbona walioweka hawalalamiki.

 

[Mwanaukweli]

Nawashukuru sana The Citizen kuona wana uchungu sana na Watanzania. Lakini kinachonishangaza nadhani ni zaidi ya uchungu wa Watanzania bali naona kuna mkono wa mtu nyuma ya Mwandishi. Angalia the Citizen la Jumapili inavyopingana na The Citizen zilizofuata kuwa Viongozi wa DECI walikataa kuwaona waandishi wakati la Jumapili wanakirii kuwahoji wahusika (hii ni nini?)

Mwandishi angesaidia sana kama angekuwa msitari wa mbele kuwafuatilia waliokula mabilioni ya Mapesa na sasa wako huru (au wa vile wao wanaiba kisomi!). Mwandishi wa The citizen anaona sawa. Wangefanya la maana sana kufuatilia Orodha ya wauza madawa ya kulevya ambayo Serikali walisema wana orodha, wanaua kizazi cha Watanzania kuliko kuangalia suala la Watanzania kwamba wanaibiwa. Wangefuatilia kilio cha Wantanzania cha mauaji wa Ma-Albino. The Citizen waseme wazi wako nyuma ya The Pride ............. - inabidi JF wamshauri arudi tena chuoni. Kama wanaibiwa si ni fedha zao. Ni mara ngapi watu wamefilisiwa vitu vyao wanaposhindwa kulipa mikopo ya Pride au unafurahia mateso hayo. Mbona walioweka hawalalamiki.

Wanaweza kufuatilia na mengine, lakini na hii ya DECI ni hatari!!!!!!

Hii ni PONZI scheme, na hizi ni illegal. Hata Marekani Bernard Madoff amefungwa kwa ajili ya hizi.

Kenya nako wengi wamepoteza mabilioni ya Shilingi.

Wengine ni wabishi na tunataka mafanikio ya bila jasho, hilo ndio tatizo. Tatizo si kwa The Citizen.

Sikio la kufa halisikii dawa.
Mchelea mwana kulia hulia yeye...
La kuvunda halina ubani.

 

[Endeleaaa]

Kama serikali inaona hii kampuni ni ya kitapeli basi wanachopaswa kufanya ni kuitaka irudishe hela za wawekezaji sawa sawa na Risiti walizotumia kuwekeza kisha waifunge as simple as that.

Huo uchunguzi wanaotaka kuufanya ni wa kitu gani? huo uchunguzi polisi wanaotaka kuufanya ni wa kitu gani maana ki ukweli ni hao hao polisi walikuwa wanalipwa na hiyo DECI kulinda vituo vyao vya biashara. Hapo DECi Kila siku kuna polisi na Bunduki begani analinda biashara za DECI. Kwani wakati wanaingia mkataba a ulinzi hawakujua wanaenda kulinda biashara halali au haramu?

Kwa kweli system zetu za kiusalama bado sana. kila kitu wanafanya kwa kukurupuka wakizani wanawaidia wananchi kumbe ndo wanawashindilia kisu cha shingo

Biashara hadi inafungua matawi 37 nchi nzima na serikali nzima haijui kinachoendelea, Hiyo itaitwa serikali au kichekesho?

DECI imefanya kazi hadharani miaka miwili na haijaweza kuonwa na uhalifu wake huo wa kibiashara, Je hao wahalifu wengine wanaofanya uhalfu kama huo vifichoni si ndo itapita miaka na wasidhibitiwe.

Wizi kama huu unafanyika sana hapa nchini na serikali haionekani kuusemea chochote. Mfano ni huo mchezo wa SETO unaorushwa hewani na TBC1 na TV zingine. Wizi mtupu.

Kama Hao DECI wataweza kuutetea mpango wao huo wa "Tushikamane" waachwe waendee. Ila taadhari tu iwekwe bayana kuwa watu wawekeze at their own risk kama zilivyo kamari zingine huko kwenye CASINO. Siku ya siku shamba likivamiwa na viwavijeshi mtu asije akaililia serikali kumsaidia kupata mbegu zake.

 

[bernardp]

A possible reincarnations of Kenyan Pyramids in Tanzania.

Clergy admits to misleading flock over schemes

Some religious leaders have admitted misleading their flock into joining pyramid schemes.

Members of the clergy yesterday told a taskforce into the operation of pyramid schemes that
con artists, masquerading as religious organisations, took advantage of the Church’s influence.

Presenting their views to Francis Nyenze’s taskforce at the YMCA Hall in Nyeri, the leaders revealed
how directors of one of the schemes, called Deci, duped them.

Bishop Peter Ndegwa of Grace Chapel said the flock joined the pyramid schemes because their
spiritual leaders, like him, were fronting them.

Ndegwa who was managing Deci outlets in Central Province said those who fell to the trickery lost
more than Sh 600 million.

Bishop Erastus Njoroge also owned up, but said its proponents also duped them.

Njoroge said he even knew of some marriages breaking up as a consequence.

This is as Co-operative Development Minister Joseph Nyaga unveiled a taskforce that will investigate collapsed pyramid schemes that swindled Kenyans off billions of shillings.

Mr Nyaga launched the nine-member taskforce that will be chaired by Mr Francis Nyenze, on Monday.

Speaking during the launch, Nyaga said the taskforce would have a three-month mandate to establish who were behind the schemes.

"The taskforce will go around the country, especially the crisis regions which include Nairobi, Mount Kenya and Western province. They will seek to establish how we can resolve the problem and prosecute those involved," Nyaga said.

In 2006 and 2007, there was an influx of organisations luring innocent Kenyans to invest cash with a promise of quick returns. The market regulator, Central Bank of Kenya issued a warning that the schemes were operating against banking regulations, as they were not allowed to collect cash deposits.

How investors lost

When the Government started a crackdown on suspected pyramid schemes, the owners panicked and went underground with billions of shillings invested by innocent Kenyans. The taskforce is expected to establish the number and nature of pyramid and other related schemes and the identities of their directors.

"They will investigate the amount and whereabouts of funds invested into the schemes. They will also formulate and recommend strategies to apprehend operators with a view of prosecution," said Nyaga.

At the end of three months, the taskforce will present a report, which will include recommendations and mechanisms for recovery of funds invested.

 

[chabeby]

Kwani serikali yetu iko wapi?
Jamani mwenzenu mimi nashangaa!! kweli inawezekana wananchi wanashida ama niseme haja ya kupata utajiri wa haraka, na hii ni kutokana na hali ya maisha magumu yanayowakabili na hawajui lini hali hii itakwisha maana kila kukicha afadhali ya jana!

Serikali yenyewe imeahidi maisha bora kwa kila mtanzania lakini matokeo yake imekuwa maisha balaa kwa kila mwenye majukumu! maana hakuna rangi wananchi wanaacha kuona jinsi hali ilivyo taight tena ukichanganya na hii crisis ndio kabisaaa!!

sasa kama yametokea makampuni kama DECI kwa nia ya kuwasaidia wajasilimari wadogo kukuza mitaji na hatimaye kuondokana na umaskini kwa nini watu hao wanajitahidi kuondoka kwenye lindi la umaskini wasiamini kuwa wakati wa kuaga umaskini sasa umefikia kikomo? sasa hapa inabidi pia serikali iingilie kati kubaini kama DECI ni matapeli ama laa! kwani serikalil ni nani? serikali si watu tu kama sisi bila kujali nina madaraka au sina.

kama mpaka hapo tuko pamoja basi inatakiwa serikari waiangalie kwa macho mawili hii DECI kwani kama ni kampuni ya kitapeli kama ilivyotokea Kenya hatua za haraka ziweze kuchukuliwa mapema kabla wengi hatujalia kilio cha mbweha!

kwani hii kampuni mpaka inafanya biashara ya pesa si itakuwa imesajiliwa? kwani DECI haina usajili? nani kaisaijli? kwa nia na madhumuni yapi? eneo lake linatambulika kisheraia? inafanya kazi zake kisheria? kama hayo maswali majibu yake yanajibika bila utata wa kumfanya aliyeweka pesa zake asiwe na wasiwasi basi DECI ni mkombozi wa mnyonge lakini kama hakuna majibu mazuri kwa swalil hilo basi zifanyike taratibu za kishtaki DECI kwenye vyombo vya sheria na hatua kali zichukuliwe kuokoa pesa za watu zisipotee.

Kama itatokea wananchi kupoteza pesa zao mbali na tamaa waliyokuwa nayo basi hata serikali inalawama za kubeba kwani jukumu la serikali ni kumlinda mwananchi pamoja na mali zake.

 

[Ng'oga]

Watu wanadroo pesa toka mabenki walikohifazi vijisenti vyao ili kuvipeleka deci kwa lengo la kupate riba kubwa zaidi! Kwani mabenki wanatoa riba kidogo sana! Nani kawashitua BoT, polisi, au serikali na vyombo vyake? Si hayo mabenki wanaonyang'anywa wateja na deci?

 

[Susuviri]

Naomba niwakumbushe watu kuhusu pyramid scheme kama hii iliyosababisha mapinduzi ya kisiasa huko Albania! Serikali ingetakiwa iwe serious na ishu hii alafu hawa watu wa shirika la usimamizi wa Securities na Capital Market walikuwa wapi?

They were asleep at teh wheel, inabidi watimuliwe kama walivyofanya Marekani akina Obama. safisha nyumba! Unaweza kuta madingi wa miaka nenda rudi wako katika chombo muhimu kama hicho. hata sipati picha! Yaani watu wanapoteza savings zao na tunakuja kusikia after almost 2 years kuwa ni pyramid scheme?! Hivi hakuna mtu aliyetoa taarifa? Something is wrong!

 

[MzalendoHalisi]

Aibu na kweli scheme kama hii yaani inakuwepo miaka miwili bila kufungiwa na serikali??

 

[Timtim]

At last serikali imepiga marufuku DECI na wamesema si chombo halali.

 

[Madago]

Swali limeulizwa serikali ilikua wapi miaka yote mitatu wakati Deci ina operate. Kuna sababu nyingi lakini ya harakaharaka nayoweza kufikiria ni isijekuwa ni mbinu za watu fulani kukusanya mshiko kwa ajili ya uchaguzi mwaka ujao.

Lakini itakua ni mbaya sana hii dhambi, kwani ni masikini ndio wantakao umia. Huku kijijini imekua mkombozi kwa makundi ya watu duni sana. Politically, consequences zake kama ikifutwa na hao jamaa wakaingia mtini, sio ndogo kwa mwakani

 

[Mnhenwa Ndege]

Hapa maswali ya kujiuliza ni yafuatayo;
1. Hivi inakuwaje DECI wanatoa riba ya zaidi ya 100% ndani ya wiki 17, wao hizo riba wanazizalishaje au wanaziwekeza wapi, ni biashara gani inaweza kukupa faida hiyo. Hebu nichambue kidogo. Riba kubwa ninayoifahamu ni ile inayotolewa na Benki Kuu kwa mfumo wa "Treasury Bill" au "Bonds" ambapo tangu mwaka huu uanze riba ya juu imewahi kufika 14%-15% kwa mwaka. Iweje DECI walipe 100% kwa wiki 17 ( 100 x 3= 300% riba kwa mwaka), wao wanazizalisha wapi?.

2. Kampuni nzima ya uwekezaji wana email ya YAHOO (decitanzania@yahoo.com). hawana mtandao.
3. Number za simu za kampuni hiyo ni za simu za mkononi.
4. Hii inaitwa pyramid scheme ama ponzi scheme. Pesa za wanachama wapya hutumiwa kuwalipa wanachama wa zamani, mzunguko huu hutegema sana wanachama wapya. Biashara aina hii hufikia ukingoni na wanachama kushindwa kulipa maana hakuna kinachozalishwa bali mzunguko wa fedha za wanachama.
5. Kufanya Pyramid schemes au ponzi schemes ni hatia kisheria katika marekebisho ya penal code 2006. Hata huko nchi za zilizo endelea biashara hii huwa ni marufuku, Charles Ponzi alifungwa huko Marekani kwa kosa kama hili miaka ya 1920s ambapo jina hili la Ponzy Scheme lilipoanzia.

TAHADHARI
Benki Kuu pamoja na Mamlaka ya Masoko ya awali ya hisa wametahadhari wananchi wasijingize kwenye mtego. Uchunguzi wa kina umeanzishwa dhidi ya DECI.
source: Pwani Raha: WALIOWEKEZA HELA ZAO DECI KUNA HATARI WAKAZIKOSA

 

[kijana wa mtaa]

Ndugu zangu,ofisini kuna staff mwenzangu amejiunga na hiyo DECI,sikumuamini wakati alipojaribu kunishawishi na mimi nijiunge na hiyo organization,but after reading this article na kugundua kuna ulokole ndani ya hiyo deci, kidogo napata mashaka sababu hata huyo mtu nae pia ni mlokole,so i still dont understand about this, please kama kuna mtu ana information zaidi tunamuomba atueleze,coz ishawahi kutokea nyingine kama hiyo ilikuwa ipo maeneo ya mnazi mmoja, ilikusanya pesa za watu na mwisho wa siku wakashindwa kulipa watu na badae tukaambiwa owner amekimbia nchi,kwahiyo watanzania wenzangu tuwe makini na hizi taasisis zinazodai zinapanda pesa na kuvuna mara kumi yake.