LAT, Voice of a Reason, Malila, Ameoba na wengine wengi...

[Zion Train]

kwenye hili ama hata jingine niko tayari, kwa pamoja tutaweza bhana

Wow This is a marvelous Idea.

Nafikiri Tucheki na hii ya Tipa kwanza. Tukipata zile Tipa kubwa Haziwezi lala Njaa.

I cant wait to see how this thing will start.

In any case kama tukifikia Conclusion. Tunaweza pata msaada wa mods tu create List ya watu ambao wako willing Kujiunga in some form of uodates kwenye hii thread.

Baada ya hapo Tunaweza jisajili kama kikundi, Tuakachagua viongozi tukatengeneza na katiba yetu wenyewe.

We have to have some Membership contribution fees not Exceeding 5,000. to aid us in opening a Bank account and other forms of registrations.

Afterwards we open a bank account.

Hapo contribution inaanza right away.

Lets go on guys!!!!

Thanks JF.

 

[AmaniGK]

Wakuu nadhani hili jambo ni jema sana.Na mimi niko pamoja... lets see how we can do this.

 

[Nxt Millionaire]

Wakuu, nakubaliana na nyinyi asilimia mia moja. Cha muhimu ni kufahamu wanadamu wengi ni waoga wa kutake risk, ndio maana kuna Bakhresa na kuna waajiriwa kibao. The difference among the two is risk taking, in risk taking there is a reward and punishment for non-calculated risk. Sasa baada ya kusema hayo, the best way ni kutengeneza share portfolio. Hakuna haja ya kuweka complicated model ya kudetermine share price at the moment. Hii share ndio zita determine 10% ya dividend payout once the business is on running.

Tupo wachache ambo we believe kabisa kwamba Tanzania is a virgin market, and if you have business idea and executable strategy then you will enjoy the double digit return for sometime.

Hivyo ndugu zanguni, tengenezeni model ya price per share, business plan and last let those with guts acquire the shares. It's time to put all this things into plan. I agree na LAT manufacture or food process is the way to go. That is a starting point, what misses is what to process? What is needed. Na mambo kama hayo yatajidiliwa pembeni sababu you cant run business with 100 people ideas.

Mkuu, I aggree with you, as the saying goes, "Only those who dare to fail greatly can ever achieve greatly"

 

[KakaKiiza]

Nakubakubaliana na mawazo yenu ila hapa kuna utata sana hasa kwenye big amount kama hiyo kutokana na uzoefu niliouona katika JE ssccos ila wanasema INAANZA NA WEWE Lete idea ionyeshe impact kwanza ili nawengine wawezekuwa inspired na idea zenu kwani watu pesa wanazo ila tatizo ni mpango kazi!.

 

[Doltyne]

Wakuu samahani kwa kuchelewa kujump in. Sasa naombeni nami nitupe karata zangu chache hapa.

Kabla ya yote naomba kutanabahisha kuwa, investment ya watu 50 ni swala linalotaka moyo sana na kuwa devoted kisawa sawa.

Namuunga mkono aliyesema food processing industry LAKINI hii kitu inahitaji tulioinvest in tuache kazi na kuajiriwa na JF project. Well naona with 250m (heheh pesa ndefu hii) tunaweza kuanzisha competition ya nguvu sana kwa asas dairy kwa kutengeneza maziwa ya ajabu na yenye kiwango kwenye soko la dar. Jamani kwa asiyejua sasa hivi kuna milk crisis tanzania, nimeshahangaika si chini ya mara 50 kuzunguka supermarkets kutafuta maziwa na nakosa yenye bei kama ya tanga fresh. Hii ni kwasababu jamaa hawezi kumeet demand na raia hatuko radhi kununua maziwa ya wakenya kwa sh 3200 kwa lita kwakuwa tu yamewekwa kwenye box linalofunguka kama juice.

Naamini tunaweza kuagiza ng'ombe hata denmark kwa pesa hii. Tukakomaa nao wakatupa maziwa ya ajabu na tukawa na kiwanda chetu kitakachosupply maziwa kwa supermarket chains za dar es salaam. Soko la Dar pekeyake ni total revolution kwa investers sisi, tutapata hela mpaka tukimbie.

Nina wazo jingine kubwa zaidi ya hilo ila nahitaji serious people na wenye "Guts" za kujitosa.

Kifupi tukutane sehem week end moja hapa dar, sehem tulivu niwamwagie ideas.

Nasikitika sana sikuweza kuja kwenye JE saccos wkend hii kwa kuwa na majukumu mengine ya kifamilia.

Pamoja sana wakuu.

 

[newmzalendo]

Mkuu Capital ya hayo hapo juu inaweza kuwa kama kiasi gani; pia uangalizi wake upo vipi na Break Even ni baada ya miaka mingapi (shopping mall) its all about location..., na mpaka uje upate location nzuri na ujenzi ni Billions of Money.

Kuwekeza kwenye usafiri wa reli na mabasi its Billions as well (unless kama unaongelea kununua shares..) usafiri wa dala dala ni mzuri ila nao unahitaji uangalizi mzuri sana na wa karibu.., nadhani kwa kuanzia hizi biashara tutakuwa tunaanzia hatua kubwa sana. Mwanzo inabidi tutumia ule msemo wa KISS "Keep It Simple Silly" yaani simple ideas ambazo hazina complications nyingi tukishakuwa ndio tunaweza kwenda kwenye hizo ideas kubwa na ngumu

Mkuu,IDEA ya kuwa na shopping mall/Soko ni wazo la KISS ,its very simple and silly but unapata pesa ukiwa umelala. As passive investment rather than being too much involved considering most members are in employment.gharma ya kujenga soko siyo kubwa kama unavyoweza kufikiria.

- wazo la kuendesha reli siyo gumu saana kinachotakiwa ni kujipanga na kwenda kuchota pesa za kufanyia kazi.Quality Plaza ilijengwa na pesa za wananchi.siyo muhindi.yeye aliuza idea tu. NSSF inataka kujitumbukiza ktk kuzalisha umeme na pesa zetu.why not ikatumbukiza pesa ktk kuboresha usafiri wa Reli. then sisi tukafanya management

 

[VoiceOfReason]

vipi kuhusu kununua tipper 5 mpaka sita tunazitia kwenye kampuni ya ujenzi ambayo kwa siku tunavuta 1 million kwa mwezi minimum hatukosi mil 18 ukishatowa gharama nyingine. ama tunaweza kununua Excavator mbili na kukodisha.

Seems okay hivi tipper moja sasa hivi ni tshs ngapi ?

 

[LAT]

Seems okay hivi tipper moja sasa hivi ni tshs ngapi ?

mkuu

scania 114C around 70M

 

[VoiceOfReason]

Mkuu,IDEA ya kuwa na shopping mall/Soko ni wazo la KISS ,its very simple and silly but unapata pesa ukiwa umelala. As passive investment rather than being too much involved considering most members are in employment.gharma ya kujenga soko siyo kubwa kama unavyoweza kufikiria.

Ni kweli mkuu ila siku zote vitu kama maduka au nyumba inategemea sana location.., na kwa sasa kununua tu kiwanja kizuri kikubwa kwenye location nzuri unaongelea pesa ndeeefu saaana...ambayo katika kufanya kama ndio biashara ya kwanza sio vema sababu kuna zile learning curve watu kujuana vizuri n.k. na sio vema kuweka mayai yako yote kwenye kapu moja..

- wazo la kuendesha reli siyo gumu saana kinachotakiwa ni kujipanga na kwenda kuchota pesa za kufanyia kazi.Quality Plaza ilijengwa na pesa za wananchi.siyo muhindi.yeye aliuza idea tu. NSSF inataka kujitumbukiza ktk kuzalisha umeme na pesa zetu.why not ikatumbukiza pesa ktk kuboresha usafiri wa Reli. then sisi tukafanya management

Ni kweli its all about "Other peoples Money..." lakini mpaka benki ikupe mkopo inabidi uwe na collateral...; anyway its a good idea lakini ni vema tukiweka hapa starting capital na requirements ili tuone in real sense au simple it is.

 

[LAT]

vipi kuhusu kununua tipper 5 mpaka sita tunazitia kwenye kampuni ya ujenzi ambayo kwa siku tunavuta 1 million kwa mwezi minimum hatukosi mil 18 ukishatowa gharama nyingine. ama tunaweza kununua Excavator mbili na kukodisha.

tunaweza kununua truck kubwa nne, mbili za maji taka na mbili za maji safi tukawa na kampuni ya clean and waste water services, pia tukanunua na mashine ya kuchimba visima vya maji

 

[VoiceOfReason]

vipi kuhusu kununua tipper 5 mpaka sita tunazitia kwenye kampuni ya ujenzi ambayo kwa siku tunavuta 1 million kwa mwezi minimum hatukosi mil 18 ukishatowa gharama nyingine. ama tunaweza kununua Excavator mbili na kukodisha.

mkuu

scania 114C around 70M

Kwahiyo :-

70M x 5 = 350M

Kwa hesabu za mkuu hapo juu kwa mwezi faida inaweza ikawa 18M net Profit.

Hivyo basi:- Muda wa Ku-break Even..

350M / 18M = approximately 19months (less than 2 years)

Hii sio mbaya sana ukizingatia hata baada ya miaka miwili gari litakuwa bado kwenye hali nzuri pia tunaweza kuanza hata na magari nusu ya hayo kama 350M inaonekana kubwa sana...

Okay vipi kuna mtu mwingine mwenye idea ambayo mtaji wake ni mdogo kuliko huu na return yake ni kubwa zaidi ili tuweze kufanya opportunity cost vizuri..

 

[Caroline Danzi]

its just a big obstacle

I support this 100%, ila cha kushangaza supporters wa hii wengine wameshindwa kutoa just 120,000/= ili tuweze kufikia pick ya kusajiriwa na kuwa recommended kufanya kitu chochote tunachotaka je inawezekana kwa mtu mmoja kutoa (5,000,000), hadithi za mama Deborah Mwenda hizi.

120,000/= ungeitoa ingekuwa rahisi kukusanya hizo milioni kadhaa zilizotajwa hapo bila kuumizana na mtu, kizuri zaidi tayari network itakuwa kubwa. Guys put your effort on JE saccos, you won't regret!

Swala la 5m per person sahau (sikukatishi tamaa), ndiyo ukweli halisi, kama hiyo 120,000 is a big deal!

 

[VoiceOfReason]

I support this 100%, ila cha kushangaza supporters wa hii wengine wameshindwa kutoa just 120,000/= ili tuweze kufikia pick ya kusajiriwa na kuwa recommended kufanya kitu chochote tunachotaka je inawezekana kwa mtu mmoja kutoa (5,000,000), hadithi za mama Deborah Mwenda hizi.

120,000/= ungeitoa ingekuwa rahisi kukusanya hizo milioni kadhaa zilizotajwa hapo bila kuumizana na mtu, kizuri zaidi tayari network itakuwa kubwa. Guys put your effort on JE saccos, you won't regret!

Swala la 5m per person sahau (sikukatishi tamaa), ndiyo ukweli halisi, kama hiyo 120,000 is a big deal!

Sidhani kama ni kweli kuna watu wanakosa 5m au wengine wanaona 120,000 is big deal sababu kuna watu ambao wanabugia the same kwenye weekend moja (kwahiyo cha maana zaidi ni ku-sell the benefits na kuonyesha kwamba hiki kitu ni cha faida kwa watu wote..)

Na ni kweli ingekuwa bora kuliko saccoss itumike kama kuweka na kukopa na kuanza kufukuzana na watu kurudisha mkopo na riba.., pia hizo pesa zingetumika kuazisha mradi na kuzalisha zaidi (kuliko kukaa tu kusubiri individuals wazikope..)

Hivyo basi ukimpa mtu business idea kwamba tafanya A, B, C na D kuweza kuzalisha pesa kadhaa kutoka kwenye pesa kadhaa na faida yako ni kadhaa nadhani itakuwa rahisi sana kumfanya huyu mtu hata aende kukopa au kushindia chai na biscuit ili tu aweze kuwekeza kitu ambacho anajua kitabreak even within a certain time...

Hivyo basi Big Up Saccoss..., lakini investments ni muhimu vilevile... na better zaidi labda ni kutumia mtaji wa kwenye saccos ili kuweza ku-invest

 

[Zion Train]

wakuu, kama kweli tunataka tunaweza tukafanya kitu kikubwa sana, tupo wengi sana, nje na ndani ya nchi yetu tukishilrikiana tunaweza sana,mbona nyumbani biashara ni nyingi sana ya kukamata mshiko haswa, i mean mshiko, hizo tipper kama tutatumiana wenyewe kununua hiwe 113,114 am 124 tunaweza kuzipata kwa kuanzia 45 mpaka 60 mil.huo mshiko wa 18 mil mie nimeweka min tu kwa mwezi lakini kama gari zinakuwa ziko wel kuna huwezo wa kupiga mpaka 25 kwa mwezi, sie tubaki kwenye hiyo 18. tukipiga hiyo miezi minne tuna huwezo wa kununua Excavator nzuri ya CAT ni used na hiyo hina huwezo wa kuingiza 500000 kwa siku so min nayo inaweza kutuingizia 9 mil kwa mwezi.

wazo langu jingine lakini hili linahitaji kujisajili na kutafuta tender za kusafisha jiji, tunaweza kununua magari ya kusomba taka mengi kwa hela hiyo, mie nasema si chini ya 6 mpaka 8 tena yale yanayosaga taka kabisa, sema kwenye biashara hii, sijui malipo yake yanakuwaje na tender tunaweza tukazipataje, nikiangalia magari yanayosomba taka mjini, kusema ukweli ni vichekesho sana, wakuu wengine miideas imejaa kichwani sema huo mwenyewe ndiyo mbinde, lakini kwa pamoja kama ni kweli tunataka tufanye kitu, aisee katika miaka kazaa tukiwa serious naamini tutakuwa kivingine.

 

[Caroline Danzi]

Sidhani kama ni kweli kuna watu wanakosa 5m au wengine wanaona 120,000 is big deal sababu kuna watu ambao wanabugia the same kwenye weekend moja (kwahiyo cha maana zaidi ni ku-sell the benefits na kuonyesha kwamba hiki kitu ni cha faida kwa watu wote..)

Na ni kweli ingekuwa bora kuliko saccoss itumike kama kuweka na kukopa na kuanza kufukuzana na watu kurudisha mkopo na riba.., pia hizo pesa zingetumika kuazisha mradi na kuzalisha zaidi (kuliko kukaa tu kusubiri individuals wazikope..)

Hivyo basi ukimpa mtu business idea kwamba tafanya A, B, C na D kuweza kuzalisha pesa kadhaa kutoka kwenye pesa kadhaa na faida yako ni kadhaa nadhani itakuwa rahisi sana kumfanya huyu mtu hata aende kukopa au kushindia chai na biscuit ili tu aweze kuwekeza kitu ambacho anajua kitabreak even within a certain time...

Hivyo basi Big Up Saccoss..., lakini investments ni muhimu vilevile... na better zaidi labda ni kutumia mtaji wa kwenye saccos ili kuweza ku-invest

Leteni hizo 120,000 kwanza kwa wale wote mliochangia mawazo humu ndiyo tujue mko serious kiasi gani. Vinginevyo ni hadithi.

 

[Chapakazi]

Kwahiyo :-

70M x 5 = 350M

Kwa hesabu za mkuu hapo juu kwa mwezi faida inaweza ikawa 18M net Profit.

Hivyo basi:- Muda wa Ku-break Even..

350M / 18M = approximately 19months (less than 2 years)

Hii sio mbaya sana ukizingatia hata baada ya miaka miwili gari litakuwa bado kwenye hali nzuri pia tunaweza kuanza hata na magari nusu ya hayo kama 350M inaonekana kubwa sana...

Okay vipi kuna mtu mwingine mwenye idea ambayo mtaji wake ni mdogo kuliko huu na return yake ni kubwa zaidi ili tuweze kufanya opportunity cost vizuri..

mhh...Hii ni a very very simple break-even analysis mkuu. Haija-take into account running costs zozote zile, etc. Usije ukawaingiza wenzako kwenye mkwipu!!

 

[VoiceOfReason]

mhh...Hii ni a very very simple break-even analysis mkuu. Haija-take into account running costs zozote zile, etc. Usije ukawaingiza wenzako kwenye mkwipu!!

Mkuu jamaa kasema hiyo 18M ni net profit yaani baada ya kutoa gharama zote (unless kama amekosea..)

Sababu according to him kwa siku ni 1M ambayo ni 30M kwa mwezi kwahiyo utaona running cost ameweka ni zaidi ya 12M kila mwezi

 

[MamaEE]

Hili wazo limetulia! However like most great ideas, the tricky part is execution!! Ideas zimetolewa nzuri, watu pia wana ari... lakini jinsi ya kuchukua hatua zinazofuata na uwezo wetu wa kuendelea kulifuatilia ndio kitakachotofautisha mazungumzo baada ya habari na kuanzisha biashara/kampuni ya kweli. Nashauri yafuatayo:

1. Ajitokeze kiongozi/coordinator/moderator
2. Tupate summary ya potential businesses
3. Tuangalie jinsi ya kukutana - kama ni online meeting (itawapatia nafasi na walio nje ya mji/nchi) au ana kwa ana ili kufahamiana
4. Tupige kura juu ya top 3 ideas ambazo watu wangependa kuwekeza
5. Zikusanywe au zitengenezwe business plans kwa ajili ya hizo business zilizoshinda katika # 4 na inayoonyesha highest RoI ipewe kipaumbele
6. Kusanya "firm commitments" na kuangalia starting capital (idadi ya active members x 5Mill) - hadi hapa bila shaka wababaishaji watakuwa wameshajitoa
7. Formalize kampuni kwa kusajili kampuni/organization, fungua accounts, tin #, unda katiba etc
8. Members wanapitisha katiba, wanasaini mkataba wa kuwekeza na kuanza kutia pesa kwenye account ya kampuni
9. Execute mchakato wa biashara
10. Rejesha mafanikio na changamoto kwa members na wanaJF hapa

Kwa haraka hizo ndio hatua niizionazo na hili linawezekana ndani ya mwaka huu wakuu! BTW - Sio lazima kulimit investment to 5mill, kama wengine wanataka kuwekeza zaidi basi inakuwa kila share ni TZsh 5 mill... mambo mengi mazuri yananza hivi lakini lazima tuukubali ukweli kwamba hapa sio wote tunafahamiana na hadi mtu akupe their hard earned Tzsh 5 mill lazima aelewe zinaenda wapi. Mfano, kama wewe uko tayari kuchangia mawazo kutokana na ufahamu/fani yako na wengine nao wanakuwa na ari kama hiyo, tutafika mbali. Not to mention nguvu ya kuitangaza hiyo bidhaa au huduma based on the diversity found on JF!

Tuko pamoja!

 

[Mtanganyika]

Wakuu,

Nitatoa mchango wangu kama private equity investor (my area of expertise). Ukiangalia Tanzania Project Prospective and Tanzania Population Forecast utaona kwamba Construction Industry & Energy Industry will continue to grow kwa 25% or more, and consumption of agro products will continue to soar as Tanzania population won't slow down until 2030. Ukiangalia East Africa kwenye same areas utaona ina same trend.... Sasa as Investment analyst naangalia jee ni sector gani ina direct link na hizi areas?

Unakuja kuona watu watakoanzisha Viwanda vya Kuprocess Food and Beverage wana chance kubwa sana ya grow kwa double digit for more than 10 years. Lakini all in all ni Construction and Energy Sector, hapa ata ukianzisha sub of subcontractor still una uwakika wa kutengeneza pesa ya maana. Tuangalia mara moja ujenzi, utaona kwamba kuna watu watatu ambao ni main target here, Public Sector (serikali), Non Governmental Organization (UN, UNO, ILO and n.k) and Private sector, utaona hawa watu watatu wana potential ya kuinvest Billions of Dollars over the two decades sababu Tanzania economy will continue to grow and FDI Money will continue to move in sababu Western Economy is in the coma now and for many years to come. Hivyo ukiweka construction company into place, ukasema unajenga kuanzia sky scrappers to Barabara ya kokoto trust me you will never walk alone. Ukiangalia Sector ya Energy (hapa ndio kuna pesa za kuokota sio kuchuma). Growth of Tanzania economy inakwenda hand in hand with energy consumptions, Mnazi Bay and Songas ni dalili halisi kabisa kwamba Tanzania kuna gasoline yet to be discovered. Kuwekeza kwenye E&P (Exploration and Production) can be very expensive and almost impossible. Lakini kuwekeza kwenye seismic data acquisition hii ni simple as 1,2,3 Kuna top Tanzanian geologist across the global ambao wote wanashare one thing, uwoga wa kutake risk. Don't worry you pay them well they will work for you. Also, hapo hapo mnaweza kudevelop E&P Equipment leasing. It will cost BP more than a million dollar to mobilize their equipment from Algeria (Main African base for most O&G companies), sasa kama nakukodisha for the 75% of that price then why bother kuleta mazaga zaga yako hapa? Wakuu naweza kuandika page after pages ya kwenye hili. Sababu nakaa na hawa wazungu meza moja naona jinsi wanavyopanga kwenda kuzilamba pesa zetu kuea Mtwara kama wanavyoziramba pale Uganda sasa...

We can all have ideas, but few will try, some will lose big and some will gain big, you never know which side you're until you try.... You think you got balls? Then show it.

 

[Mtanganyika]

tunaweza kununua truck kubwa nne, mbili za maji taka na mbili za maji safi tukawa na kampuni ya clean and waste water services, pia tukanunua na mashine ya kuchimba visima vya maji

LAT ni skype kwenye hili la Water Rig Machine....