C.I.F maana yake ni Cost Insurance & Freight. Ni international commercial term ikimaanisha kuwa ndani ya bei ya bidhaa, imejumuishwa pia gharama Bima na Usafiri. Hii ina maana kuwa ukilipa hiyo C.I.F price, muuzaji anawajibika kulifikisha gari hilo bandarini na kulipakua kabisa, na wewe utawajibika kufanya clearance bandarini ikijumuisha customs duty n.k