Tofauti ya saving na investment

Saving ni kuweka akiba, investment ni pale unapo wekeza pesa yako sehemu ili uzalishe pesa zaidi..
Mfano, unapo jenga nyumba kwa ajili ya kukodisha, kununua hisa kwenye makampuni, hizo ni investment..
Lakini unapo weka hela yako benk kwa ajili ya matumizi pale utakapokwama, hiyo ni savingi..
Hivyo ndivyo nijuavyo mm..
 
Saving ni kuweka akiba, investment ni pale unapo wekeza pesa yako sehemu ili uzalishe pesa zaidi..
Mfano, unapo jenga nyumba kwa ajili ya kukodisha, kununua hisa kwenye makampuni, hizo ni investment..
Lakini unapo weka hela yako benk kwa ajili ya matumizi pale utakapokwama, hiyo ni savingi..
Hivyo ndivyo nijuavyo mm..

munyambugha ahsante kwa maelezo mujarabu muhumba wiru!
 
: Your "savings" are usually put into the safest places or products that allow you access to your money at any time. Examples include savings accounts, checking accounts, and certificates of deposit. At some banks and savings and loan associations your deposits may be insured by the Federal Deposit Insurance Corporation (FDIC). But there's a tradeoff for the security and ready availability of these savings methods: your money is paid a low wage as it works for you.

When you "invest," you have a greater chance of losing your money than when you "save." Unlike FDIC-insured deposits, the money you invest in securities, mutual funds, and other similar investments is not federally insured. You could lose your "principal," which is the amount you've invested. That’s true even if you purchase your investments through a bank. But when you invest, you also have the opportunity to earn more money than when you save. There is a tradeoff between the higher risk of investing and the potential for greater rewards
 
Savings = Investment
Investment is an income generating activity
Saving is a 'stored' income which can be used for future consumption or investment

Mkuu japo Mimi sio Mwana uchumi ila kimtaa mtaa naona kama hivi vitu vina mahusiano lakini haviko sawa.

Kusave ni kuhifadhi kile unachokipata, iwe kwenye ajira, biashara au chanzo chochote, kile kiasi unachokiweka kando ni saving.

Kuwa na pesa, ukaamua kuiingiza kwenye uzalishaji izalishe ndio Ku invest.
 
Mhmhhhh kumbe mpo wengi hiyo terminology inawatatiza, yani kweli savings=investment
Yeah. Wachumi ndio wanatuambia hivyo...
Tota income = Savings + Consumption + Taxes
Disposable income = Total income - Taxes
Savings = Disposable income X (1-b)
Where b is equal to marginal propensity to consume
 
Scenario 1: There's an economy of two people (Joe and Amanda). Joe buys a 500 dollar car from Amanda (which she made herself from raw materials in her back yard). Amanda takes the 500 dollars and hides it under her bed. Savings = 500 dollars, Investment = 0 dollars. What am I missing?

Scenario 2: Same Amanda and Joe. Joe gets 500 dollars from the Federal Reserve (they just gave it to him). He puts it in a bank. The bank decides to only lend out 250 dollars of it. Amanda invests in inventory. S = 500, I = 250. Right?

These are two cases where investments do not seem to equal savings.
 
Saving ni kuweka akiba, investment ni pale unapo wekeza pesa yako sehemu ili uzalishe pesa zaidi..
Mfano, unapo jenga nyumba kwa ajili ya kukodisha, kununua hisa kwenye makampuni, hizo ni investment..
Lakini unapo weka hela yako benk kwa ajili ya matumizi pale utakapokwama, hiyo ni savingi..
Hivyo ndivyo nijuavyo mm..

Upo vizuri mwana atakuwa ameelewa
 
Saving= Investment It doesnt matter on definition of Saving and Investment. Kwa hiyo msirukeruke sana wadau wala msibishane.

Ki uhalisia kabisa we save by investing. Over.
 
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