I think it's not the case of being genius but personal priority to each person. In my case, if we talk of picking sthing (not to save the house from burning), number 2&3 are my priority.
Mom bcoz there is ONLY ONE
5yrs old child bcoz he/she deserves to live.
I will leave dad and girlfriend coz they should help me in saving other things, if they cant, dad had done a lot to bring me up, let him R.I. P. If she were a wife, I'd pick the wife and the child, but if she's girlfriend, I will have the chance of finding another one. Money and certificates of course they mean a little to me.