Mkanganyiko wa Sheria ya Kutakatisha Fedha - Albert Msando

[Okechi]

Anachojaribu kutuaminisha kaka Msando ni ile hadithi ya Mtoto wa nje ya ndoa sio haramu ila kile kitendo cha wazazi wake kuzini nje ya ndoa ndio haramu.. Lazima uwe makini hapo kidogo some how it makes sense but in reality they still commit an offence unless otherwise the court proven them guilty. AML loundering is a wide concept kwa mwanasheria mjanja atajaribu kulipindisha hili

 

[Prosper C Manasse]

Kutakatisha Fedha Ni Kupata Pesa Kwa Njia Haramu Na Kuiingiza Kwny Matumizi Halali.

MFANO.
Unauza Madawa Ya Kulevya Halafu Ile Pesa Unaiingiza Kwny Matumizi Halali Kama Dukani Kwako Au Hata Kampuni Yako.

Kutakatisha Fedha Inasura1 Kisheria Lakn Kijamii Inasura Nyingine.

Mfano Wa Kwanza Niloutoa Ndio Unaleta Maana Halisi Ya Kisheria Juu Ya Utakatishaji Fedha Lakn Mfano Wa Pili Hauleti Maana Kisheria Bali Matendo Hayo Ya Utakatishaji Huendana Na Utakatishaji.

Tukiangalia Kwa Sura Ya Pili "Kijamii", Hata Kula Rushwa Ni Utakatishaji Fedha, Au Hata Kukwepa Kodi Yawezakuwa Utakatishaji, Lakn Mtu Akila Rushwa Shitaka Aliwezikuwa Utakatishaji Fedha Bali Ula Rushwa.

ATHARI ZAKE.
Uchumi Kushuka Kwani Pesa Unayoipata Si Halali Maana Hata Biashara Unayofanya Ni Haramu, So Ile Pesa Badala Ya Kuzunguka Kwa Zaidi Ya Watu10 Kisha Irudi Kwny Chanzo, Inakuwa Haifanyi Hivyo.
Pesa Ni Chafu Na Haipatikani Kwa Uhalali.

Nafikiri Wapo Watakaokuja Na Point Nyingi Zaidi, Ngoja Mi Nilale Co muda Umekimbia Kweli.

 

[Anthony Paschal]

Sawa,mi nadhani pesa chafu no zile zinazotengenezwa nje ya b.o.t kisha kuingizwa kwenye mzunguko halali wa kibenki,wajuvi nielimisheni pia.

 

[Nando]

Kipi hasa hufanyika katika hili? Je ina athari gani kiuchumi??

mkuu hili ni somo refu, ni topic ipo kwenye somo linaitwa "Audit & Assuarence services" kuandika hapa patakuwa padogo na ntawachosha wengine.

 

[Lavit]

mkuu hili ni somo refu, ni topic ipo kwenye somo linaitwa "Audit & Assuarence services" kuandika hapa patakuwa padogo na ntawachosha wengine.

Mkuu weka hata hints basi!!

 

[Lavit]

Kutakatisha Fedha Ni Kupata Pesa Kwa Njia Haramu Na Kuiingiza Kwny Matumizi Halali.

MFANO.
Unauza Madawa Ya Kulevya Halafu Ile Pesa Unaiingiza Kwny Matumizi Halali Kama Dukani Kwako Au Hata Kampuni Yako.

Kutakatisha Fedha Inasura1 Kisheria Lakn Kijamii Inasura Nyingine.

Mfano Wa Kwanza Niloutoa Ndio Unaleta Maana Halisi Ya Kisheria Juu Ya Utakatishaji Fedha Lakn Mfano Wa Pili Hauleti Maana Kisheria Bali Matendo Hayo Ya Utakatishaji Huendana Na Utakatishaji.

Tukiangalia Kwa Sura Ya Pili "Kijamii", Hata Kula Rushwa Ni Utakatishaji Fedha, Au Hata Kukwepa Kodi Yawezakuwa Utakatishaji, Lakn Mtu Akila Rushwa Shitaka Aliwezikuwa Utakatishaji Fedha Bali Ula Rushwa.

ATHARI ZAKE.
Uchumi Kushuka Kwani Pesa Unayoipata Si Halali Maana Hata Biashara Unayofanya Ni Haramu, So Ile Pesa Badala Ya Kuzunguka Kwa Zaidi Ya Watu10 Kisha Irudi Kwny Chanzo, Inakuwa Haifanyi Hivyo.
Pesa Ni Chafu Na Haipatikani Kwa Uhalali.

Nafikiri Wapo Watakaokuja Na Point Nyingi Zaidi, Ngoja Mi Nilale Co muda Umekimbia Kweli.

Mkuu asante kwa maelezo, Je Kitilya na wenzake walifanya kipi hasa katika hicho kinachoitwa utakatishaji??

 

[Migomba]

Utakatishaji pesa ki ufupi ni kitendo cha kupata pesa kwa njia isoyo halali kisha kuingiza pesa hiyo kwenye mzunguko katika namna ya kuficha chanzo chake. Katika kudhibiti jambo hilo kuna taratibu benki wanatakiwa wazifuate ikiwemo kutopokea kiasi kikubwa cha pesa taslimu /cash (zaidi ya 10m). Pesa nyingi kama hiyo inatakiwa check au electronic transfer ambapo ni rahisi kufuatilia. Sasa pesa ya dili huwa wanaingiza cash na kutoa cash kama walivyofanya hao jamaa na ndio hata unasikia kuna pesa zilitolewa kwenye magunia enzi za Epa yote hiyo ni kuficha kuwa nani kalipwa na hilo ni kosa kisheria.

 

[Prosper C Manasse]

Mkuu asante kwa maelezo, Je Kitilya na wenzake walifanya kipi hasa katika hicho kinachoitwa utakatishaji??

Sikuifuatilia Sana Kesi Yao So Nashindwa Kuitolea Maelezo Ya Kina, Lakn Wa Juu Juu Ni Kwamba, Wanakampuni Yao Ambayo Ilikuwa Inaingia Katikati Ktk Kupiga Dili Na Kupitisha Hizo Pesa Haramu.
Kunatofauti Kati Ya Shitaka Na Maelezo Ya Kosa. Shitaka Langu Na Lako Laweza Kuwa Wizi Lakn Wewe Uliiba Kwa Kuvunja Nyumba Wakat Mimi Niliiba Kwa Kukwapua.

Kesi Ili Uweze Kuitolea Maelezo, Kwanza Ni Lazima Ujue Shitaka Husika, Pili Lazima Ujue Mazingira Na Maelezo Ya Kosa.

Mfano Kuua.
Sote Tunaweza Kuua Lakn Ktk Mazingira Tofauti. Mimi Nimeua Wakati Tukipigana, Wewe Umeua Wakat Unalinda Mahindi Yako Shambani, Ulifikiri Unampiga Nguruwe, Baada Ya Kufyatua Risasi Ndipo Ukagundua Alikuwa Mtu.

Tafuta Chanzo Cha Kesi Yao Kwa Net Utapata Kitu Mkuu.

 

[ng'adi lawi]

Money Laundering: Misconceptions and Prosecution Blunders: By Albert Msando, Advocate:

Contrary to the common idiom, crime often pays. It can pay so much, in fact, that people with illegally acquired funds often develop complicated plans to make it appear as if the money originated from a legal source. This is money laundering.

Money laundering occurs whenever a person attempts to conceal the source, destination, or identity of illegally obtained or acquired money.

Spending vs Concealment

Money laundering applies when a person attempts to conceal illegally obtained funds, but it doesn't include merely spending money.

If, for example, you make Tshs. 1,000,000 selling stolen goods and then go out and buy land, you have not laundered any money.

Though you have committed the crime of dealing in stolen goods, to be convicted of money laundering you'd need to try to conceal or disguise where the money originated, or otherwise disguise it.


Concealment:

In order to prove money laundering charges, prosecutors must show a person concealed money specifically to conceal the location, ownership, source, nature, or control of the money.

It isn't money laundering, for example, to try to conceal money during transportation by putting it in a hidden place. Laundering would involve taking that money and trying to make it appear as if it came from a legitimate source.

Criminal Proceeds or Criminal Receipts

Money laundering laws don't apply when someone is simply making money from crime.

For example, if you decide to run an illegal lottery in which you collect money from people who play and then pay the winners, this isn't money laundering.

Though you're receiving money from illegal activity and using that money to pay winners, money laundering requires that you in some way try to hide the profits from your activity. Paying money to winners isn't considered concealing profits.

Illegal Activity

Money laundering targets the specific act of concealing, or attempting to conceal, the ill-begotten proceeds of criminal activity. There must be some criminal activity involved that produced the profits before it can be money laundering.

If, for example, you make Tshs. 10,000,000 by selling a car and then try to hide that money from the TRA, you haven't committed money laundering. You've violated tax laws, but because the sale of the car was legal your actions do not count as money laundering.

But due to lack of both of knowledge and experience the prosecutors use the Anti-Money Laundering Act as a stick instead of a deterrent and enforcement tool to deal with the serious money laundering crimes. As it is now any offence can be money laundering!

And things do not end there. The fact that the offence is unbailable makes it a prosecutor's mine field to punish all those who are unlucky to be on the black books.

To be continued...

'TQoute 'There must be some illegal activity that produced the profits before it becomes money laundering.' Unquote.The Kitilya case is money laundering because the profits usd 6m were obtained illegally but payment of commission income for cobsultancy to his company EGMA over and above the interest paid to the bank for the loan is legal. Mr Msando and other lawyers of his type should not mislead us otherwise.

 

[Ushirombo]

katika engineering tulifundishwa unaweza ukama unajenga nyumba ghorofa 5 kwa ajili ya biashara au makaz,wakaja watakatishaj pesa wakaomba waweke floor 1 ya sita ya kwao lakn katka vibali na umiliki wao hawaonekani,huo nao ni utakatishaji pesa.Hapa mjini unafanyka sana ndo mana unakuta watu wanazidisha maghorofa

 

[martyr2012]

Hii kesi mwisho wake itakuwa fine tu

Kaka fines za ML ni hatari kabisa. Zinaanzia TZS 500m kwa mtu binafsi. Taasisi ni TZS 1 billion

 

[finito]

'TQoute 'There must be some illegal activity that produced the profits before it becomes money laundering.' Unquote.The Kitilya case is money laundering because the profits usd 6m were obtained illegally but payment of commission income for cobsultancy to his company EGMA over and above the interest paid to the bank for the loan is legal. Mr Msando and other lawyers of his type should not mislead us otherwise.

How do you say it was illegal while they had a contract with stanbic. Egma has never done business with government but with Stanbic. Linking Egma with the government! Mmh. Let's wait to see the facts as the case ikisikilizwa

 

[Erythrocyte]

mkuu Msando sikudhani kama bado upo .

 

[Ulukolokwitanga]

Kwa tuliomuelewa Msando anamaanisha kuwa wale jamaa walipiga dili walizodhania ni halali na wakatumia zile hela bila kificho chochote kwa hiyo sio Money Loundering...

Tegemea Kitilya na yule mrembo kuendelea kula bata na hela zetu kesi ikitajwa...

 

[manywangari jean malonkwa]

Ninachokiona hapa EGMA ilitumika kutakatisha ile pesa, yaani yaani waliipata illegaly, then wakajaribu kuitafutia uhalali kwa mgongo wa malipo ya middle men, BT in reality ilipatikana kwa udanganyifu. Mfano mwingine, X ambaye ana account Bank M anafanikiwa kuiba electronicaly100 billion from A account at Bank N, then anaiingiza kwa account K Mali ya Y at the same bank, wanakubaliana Y azuge kama anamuuzia X Magari yenye thamani ya 100 billion, kwenye mkataba wanakubaliana kuwa magari hayo lazima yawe ya Kijerumani, na ya rangi nyeupe, wanaweka kipengere kuwa ikiwa Y atakiuka Masharti then atalazimika kurudisha asilimia 88 ya selling price, Y analeta Magari mekundu ya kijapani, then X anazuga kuyakataa, then Y analazimika kumrudishia 88 percent ya selling price kwa kuiingiza kwenye account ya X on Bank L, kumbe yale Magari yalikuwa geresha tu, hakuna biashara iliyofanyika bali ulikuwa ni mkakati wa kuhakikisha ile pesa iliyoibiwa inapata uhalali, yaani ionekane imetokana na mkataba wa kuuziana Magari, hapa X kalamba 88, Y Kalamba 22,lkn ili mchezo use mwepesi lazima kuna bankers wa Bank hizo watahusushwa.

 

[finito]

Ninachokiona hapa EGMA ilitumika kutakatisha ile pesa, yaani yaani waliipata illegaly, then wakajaribu kuitafutia uhalali kwa mgongo wa malipo ya middle men, BT in reality ilipatikana kwa udanganyifu. Mfano mwingine, X ambaye ana account Bank M anafanikiwa kuiba electronicaly100 billion from A account at Bank N, then anaiingiza kwa account K Mali ya Y at the same bank, wanakubaliana Y azuge kama anamuuzia X Magari yenye thamani ya 100 billion, kwenye mkataba wanakubaliana kuwa magari hayo lazima yawe ya Kijerumani, na ya rangi nyeupe, wanaweka kipengere kuwa ikiwa Y atakiuka Masharti then atalazimika kurudisha asilimia 88 ya selling price, Y analeta Magari mekundu ya kijapani, then X anazuga kuyakataa, then Y analazimika kumrudishia 88 percent ya selling price kwa kuiingiza kwenye account ya X on Bank L, kumbe yale Magari yalikuwa geresha tu, hakuna biashara iliyofanyika bali ulikuwa ni mkakati wa kuhakikisha ile pesa iliyoibiwa inapata uhalali, yaani ionekane imetokana na mkataba wa kuuziana Magari, hapa X kalamba 88, Y Kalamba 22,lkn ili mchezo use mwepesi lazima kuna bankers wa Bank hizo watahusushwa.

Kuthibitisha k

Ninachokiona hapa EGMA ilitumika kutakatisha ile pesa, yaani yaani waliipata illegaly, then wakajaribu kuitafutia uhalali kwa mgongo wa malipo ya middle men, BT in reality ilipatikana kwa udanganyifu. Mfano mwingine, X ambaye ana account Bank M anafanikiwa kuiba electronicaly100 billion from A account at Bank N, then anaiingiza kwa account K Mali ya Y at the same bank, wanakubaliana Y azuge kama anamuuzia X Magari yenye thamani ya 100 billion, kwenye mkataba wanakubaliana kuwa magari hayo lazima yawe ya Kijerumani, na ya rangi nyeupe, wanaweka kipengere kuwa ikiwa Y atakiuka Masharti then atalazimika kurudisha asilimia 88 ya selling price, Y analeta Magari mekundu ya kijapani, then X anazuga kuyakataa, then Y analazimika kumrudishia 88 percent ya selling price kwa kuiingiza kwenye account ya X on Bank L, kumbe yale Magari yalikuwa geresha tu, hakuna biashara iliyofanyika bali ulikuwa ni mkakati wa kuhakikisha ile pesa iliyoibiwa inapata uhalali, yaani ionekane imetokana na mkataba wa kuuziana Magari, hapa X kalamba 88, Y Kalamba 22,lkn ili mchezo use mwepesi lazima kuna bankers wa Bank hizo watahusushwa.

Hapa kuna mkanganyiko. Ili uite peas ilikuwa illegal inabidi uthibitishe kwamba serikali iliibiwa. Kadiri ya maelezo ni kwamba eti waliongezewa ada ya mkopo toka 1% hadi 2.4%. Je hawakujua? Walikubalije? Tusiangalie mwisho wa hadithi tuangalie mchakato wake. Na kama walipewa bei wakakubali unasemaje umeibiwa?

 

[Ritz]

Msando kaona mbali bilioni 6 nyingi hii kesi Lowassa atampa ili amuokoe mkwe wake.

 

[jMali]

Msando nilimuona pale kwenye ile kesi mahakamani sijui anapiga jaramba. Ila ameeleza vizuri sana. Na hata mimi nilihisi kuwa hizi kesi za ML zinaletwa tu ili vigogo wadhalilike kwa kwenda rumande. Mpaka sasa sijaona kesi yoyote ya kigogo iliyopata majibu yaliyotegemewa. Mwisho wa siku mtu anahukumiwa kufagia...baadae anapewa ofisi tena....

 

[mng'ato]

Kaka fines za ML ni hatari kabisa. Zinaanzia TZS 500m kwa mtu binafsi. Taasisi ni TZS 1 billion

Watu wamepiga usd 6mil, Tsh mil 500 mil /bil sio inshu kabisa kwao

 

[Prof Griff]

Money Laundering: Misconceptions and Prosecution Blunders: By Albert Msando, Advocate:

Contrary to the common idiom, crime often pays. It can pay so much, in fact, that people with illegally acquired funds often develop complicated plans to make it appear as if the money originated from a legal source. This is money laundering.

Money laundering occurs whenever a person attempts to conceal the source, destination, or identity of illegally obtained or acquired money.

Spending vs Concealment

Money laundering applies when a person attempts to conceal illegally obtained funds, but it doesn't include merely spending money.

If, for example, you make Tshs. 1,000,000 selling stolen goods and then go out and buy land, you have not laundered any money.

Though you have committed the crime of dealing in stolen goods, to be convicted of money laundering you'd need to try to conceal or disguise where the money originated, or otherwise disguise it.


Concealment:

In order to prove money laundering charges, prosecutors must show a person concealed money specifically to conceal the location, ownership, source, nature, or control of the money.

It isn't money laundering, for example, to try to conceal money during transportation by putting it in a hidden place. Laundering would involve taking that money and trying to make it appear as if it came from a legitimate source.

Criminal Proceeds or Criminal Receipts

Money laundering laws don't apply when someone is simply making money from crime.

For example, if you decide to run an illegal lottery in which you collect money from people who play and then pay the winners, this isn't money laundering.

Though you're receiving money from illegal activity and using that money to pay winners, money laundering requires that you in some way try to hide the profits from your activity. Paying money to winners isn't considered concealing profits.

Illegal Activity

Money laundering targets the specific act of concealing, or attempting to conceal, the ill-begotten proceeds of criminal activity. There must be some criminal activity involved that produced the profits before it can be money laundering.

If, for example, you make Tshs. 10,000,000 by selling a car and then try to hide that money from the TRA, you haven't committed money laundering. You've violated tax laws, but because the sale of the car was legal your actions do not count as money laundering.

But due to lack of both of knowledge and experience the prosecutors use the Anti-Money Laundering Act as a stick instead of a deterrent and enforcement tool to deal with the serious money laundering crimes. As it is now any offence can be money laundering!

And things do not end there. The fact that the offence is unbailable makes it a prosecutor's mine field to punish all those who are unlucky to be on the black books.

To be continued...

Anahitimisha "to be continued" kwa maana anatafuta vyanzo vingine vya ku-plagiarize?? Aibu!!

Money Laundering | Criminal Law