Hellen Makanza wa Stanbic katika sakata la Tegeta Escrow Account

[Dina]

Supporting Documents zipo ila tatizo linakuja ni halali?Au pia zimekuwa forged?Ukumbuke Singasinga mwenyewe ni tapeli la dunia unafikiriaje Transactions zitakapopita?

Mmh..na kweli ndugu yangu, kama computer vile...garbage in garbage out...

 

[reandle]

Supporting Documents zipo ila tatizo linakuja ni halali?Au pia zimekuwa forged?Ukumbuke Singasinga mwenyewe ni tapeli la dunia unafikiriaje Transactions zitakapopita?

Ku-verifu documents ni kazi nyepesi sema bankers wenyewe huwa hawa-verify! Kwa mfano, kama ni government cheque, basi lazima kuwe na payment vourcher pamoja na checklist... hapa kwenye checklist ndo tatizo! Sasa basi, si tu kwavile checklist imeletwa benki na ina saini zote na unazifahamu, bado bankers wanatakiwa kupiga simu ku-confirm ikiwa wanaitambua checklist iliyoletwa benki. Hata hivyo, mara nyingi huwa hawafanyi na ndipo inapotokea wakati mwingine kugundulika kwamba kumbe checklist iliibiwa na kuletwa benki kabla ya wakati!!!

 

[1701]

Katika mazingira ya kawaida, statement inachukuliwa kaunta lakini kwa status ya PAP, muhusika atakuwa alichukulia statement kwa manager au mtu wa chini yake! Statement ikishatolewa, ni lazima ipigwe muhuri na kusainiwa na muhuri unakuwa available kwa staff and anyone can sign provided ni official signatory kwahiyo not necessarily kwamba anayesaini lazima awe ndio huyo Head of Legal Service. Na hata ukisoma hiki cheo (Head of Legal Service)... huyu sio banker na mara nyingi kama sio zote hawa watu wankuwa HQ.

That's one but second, kutoa na kusaini statement hakuna uhusiano wowote na kufahamu wapi transaction inaelekea... transaction inaweza kuwa imefanyika miaka kumi iliyopita na statement ikatolewa na kusainiwa leo!! Mtu pekee ambae anaweza kujibu swali la wapi pesa zimeenda ni mtu anayehusika na money transfer... huyu anaweza kuwa ofisa wa kawaida tu lakini kwa kuwa transaction zenyewe ni kubwa sana basi LAZIMA Branch Manager na/au assistance wake watakuwa wali-approve hizo transfer. Hivyo basi, mbali na Money Transfer Officer (or whatever the title they call), wengine walio kwenye nafasi ya kujibu ni meneja na assistance wake (for dual signature)

uko sahihi kabisa,siku hz fund transfer znafanya na tellers ila kwa amount inayofkia 800m kwenda juu huwa ni lazma c.e.o approve

 

[Tresor Mandala]

...hivi haiwezi kutumika CCTV camera kujua waliongia na kutoka na viroba siku hiyo..?..wazo tu

 

[Sr. Magdalena]

hii transfer ilitoka bot na kuingia stanbic, sasa mnataka approval ya bot wakati fedha imetoka huko huko, mkumbuke bot waliwalipa pap kwa mafungu mafungu, dolla na tsh

 

[duanzi]

hii transfer ilitoka bot na kuingia stanbic, sasa mnataka approval ya bot wakati fedha imetoka huko huko, mkumbuke bot waliwalipa pap kwa mafungu mafungu, dolla na tsh

Jinsi ilivyotoka stanbic ndio tatizo

 

[Tetty]

Mmh..na kweli ndugu yangu, kama computer vile...garbage in garbage out...

Hakuna kitu rahisi kama kugundua forged documents,ila shida ni pale pesa ilitumika kila mahali,Manager wa Bank amepewa forged data,kwa cashier vivyo hivyo.Hivyo documents zitapatikana lakini zote ni forged.

 

[Twilumba]

Huyu ni Head of Legal Services wa Stanbic Bank na ndiye aliesain Statement of account ya PAP
Anawajua beneficiaries woooote wa akaunti hiyo

Hivi hawa Stanbic sakata la Mikopo kwa wafanyabiashara wa Kariakoo na staff wao liimeishia wapi?

Sakata la Bashir Awale na mkopo wa mamilioni y dola anbayo BOT hawakujua kimeishia wapi?

Kwenye hili wallah utamsabishia huyu mama apotezwe bure. Hawa jamaa hawapo sawa kbs wanaweza mfanya lolote kupoteza ushahidi. Umesahau yule dada aliyetumika kwa Mwakyembe?

 

[Dina]

Hakuna kitu rahisi kama kugundua forged documents,ila shida ni pale pesa ilitumika kila mahali,Manager wa Bank amepewa forged data,kwa cashier vivyo hivyo.Hivyo documents zitapatikana lakini zote ni forged.

Na watu wamekusimamia mgongoni upitishe....

 

[mkafrend]

kweli, naamini kuwa mungu ataanika kila aliyehusika

 

[Safari_ni_Safari]

Is a transactional lawyer specializing in banking, corporate and commercial contracting in the sectors of manufacturing, transport, distribution, mining, real estate and Government affairs. She has experience in drafting and reviewing corporate agreements as well as identifying and advising on legal risks in commercial and banking transactions. Ms. Makanza has worked with numerous local and international clients in company formation, commercial transaction structuring and security offerings in the East Africa region. She joins Forbix Attorneys after a long career in prominent banking institutions throughout Africa.



Career


Partner, Forbix Attorneys, 2012 – Present
Advocate, High Court of Tanzania, since 2011
Regional Head Credit Legal, Stanbic Bank Tanzania Limited 2009 – 2011
Head of Credit Support, Stanbic Bank Tanzania Limited 2007 – 2009
Company Secretary and Head of Legal, African Banking Corporation Tanzania Limited 2004 – 2007
Head Legal and Compliance, African Banking Corporation Tanzania Limited 2002 – 2004
Trainee, MRN&M Advocates, Dar Es Salaam, Tanzania 2002 – 2003

Qualification


LL.M (Law) – University of Kent – Canterbury, 2000 – 2002
LL.B (Law) – University of Bedfordshire, 1997 – 2000

 

[Tetty]

Ku-verifu documents ni kazi nyepesi sema bankers wenyewe huwa hawa-verify! Kwa mfano, kama ni government cheque, basi lazima kuwe na payment vourcher pamoja na checklist... hapa kwenye checklist ndo tatizo! Sasa basi, si tu kwavile checklist imeletwa benki na ina saini zote na unazifahamu, bado bankers wanatakiwa kupiga simu ku-confirm ikiwa wanaitambua checklist iliyoletwa benki. Hata hivyo, mara nyingi huwa hawafanyi na ndipo inapotokea wakati mwingine kugundulika kwamba kumbe checklist iliibiwa na kuletwa benki kabla ya wakati!!!

Hiyo yote inafanyika lakini kumbuka mwandika Check ndiye anaconfirm amemlipa vendor wake,na verification inafanyika pia ila kwa kiwango gani?Amelipwa mshiko sidhani kama kutakuwepo na proper verification.

 

[Tetty]

Na watu wamekusimamia mgongoni upitishe....

Ni kweli,na huyo dada mbona hakustahili kusaini sababu hakuwa mfanyakazi wa bank?Kuna zaidi ya shida kwenye hiyo bank

 

[Mkoroshokigoli]

Sio kweli labda itaratibu wa huko hamana

sio MKOMBOZ mdau?ya wazee wa kupiga akina KeyLine

 

[Fundisi Muhapa]

Hapo kwenye RED umemaliza... ubongo wangu uli-stuck! Hapo sio huenda... ndivyo ilivyokuwa, so u're 100% RIGHT!!!

Tukirudi kwenye suala kuwa na watalaamu wa kila idara... you're 100% RIGHT! POlisi wa kawaida hata mwanasheria wa kawaida, hawezi ku-solve issues kama hizi vizuri... never ever!!! Mambo kama haya lazima yawahusihse watalaamu wa kibenki! Binafsi huwa nashangaaga sana wanaposema inakuwa ngumu sana kufuatilia kesi hii ama ile kuhusiana na wizi wa aina hii au ile lakini ukisikiliza unakuta issue yenyewe ni nyepesi tu... lakini tatizo ndo kama hivyo tena, polisi wa kawaida anafuatilia banking forgery... kamwe hawezi!!! Wakati mwingine huwa wanatumia "bankers" lakini wanapokosea wanachukua bankers wa HQ... mtu wa HQ unless awe ameshakaa branch au amefanya operations, otherwise na yeye hawezi kuwa na msaada!

Sio siri, nimezi-miss siku zangu za kuwadaka watu wa forgeries! Majority ya forgeries zinazotokea wala sio za kutumia akili sana... zinatokea kwa sababu tu wengi wetu ni wazembe.

Mkuu unajadili vzr sn... keep it up

 

[Mkoroshokigoli]

Is a transactional lawyer specializing in banking, corporate and commercial contracting in the sectors of manufacturing, transport, distribution, mining, real estate and Government affairs. She has experience in drafting and reviewing corporate agreements as well as identifying and advising on legal risks in commercial and banking transactions. Ms. Makanza has worked with numerous local and international clients in company formation, commercial transaction structuring and security offerings in the East Africa region. She joins Forbix Attorneys after a long career in prominent banking institutions throughout Africa.



Career


Partner, Forbix Attorneys, 2012 – Present
Advocate, High Court of Tanzania, since 2011
Regional Head Credit Legal, Stanbic Bank Tanzania Limited 2009 – 2011
Head of Credit Support, Stanbic Bank Tanzania Limited 2007 – 2009
Company Secretary and Head of Legal, African Banking Corporation Tanzania Limited 2004 – 2007
Head Legal and Compliance, African Banking Corporation Tanzania Limited 2002 – 2004
Trainee, MRN&M Advocates, Dar Es Salaam, Tanzania 2002 – 2003

Qualification


LL.M (Law) – University of Kent – Canterbury, 2000 – 2002
LL.B (Law) – University of Bedfordshire, 1997 – 2000

SU meanz SOMA ULE

 

[tpaul]

Statement huaga anasign mtu yoyote tu ktk benki..

Sasa unataka kusema nini? Tunachota sisi atusaidie kuwapata wezi ili warudishe fedha zetu. Understand?

 

[Inkoskaz]

Sasa unataka kusema nini? Tunachota sisi atusaidie kuwapata wezi ili warudishe fedha zetu. Understand?

“Simple”

 

[mfianchi]

Mimi ninachojua bank statement inasainiwa na meneja wa tawi,toka nianze kuchukua statement kwenye tawi ni meneja wa tawi pekee ndio husaini,au labda iwe min statement,sijui kwa
wengine

 

[babalao 2]

Kazi imeanza upya