Nimechukua mkopo benki, naomba ushauri katika namna niliyopanga kuutumia

nyakandula · Apr 17, 2019

Habari zenu

Nimekopa shilingi milion 30 bank CRDB. Nahitaji kununua gari mojawapo katika hizi IST, ALEX, RACTIS, CARINA na pesa itayobaki nikamalizie mjengo wangu chanika (15MIL) na ibaki pesa kidogo ya kula bata. Je, mpango wangu unafaa?

Naomba ushauri wadau

NB: Nimechagua hizo gari kwa ajili ya matumizi madogo ya "wese"

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Dumelang · Apr 17, 2019

Ila kuchukua mkopo hukuomba ushauri

mkopo ni pesa yako tumia uwezavyo.

Gari chukua yoyite ilmrad ikufikishe uendako

Dumelang

mulwanaka · Apr 17, 2019

Akili za kuwaza kununua gari aina ya IST au Alex kwa pesa ya mkopo sio akiri za maendeleo wewe utakua mtumishi tu, hujazoea hela mshahara wako ndo umekua dhamana ya mkopo kwa miaka kama mitano hapo naona kama umekaribisha umasikini rasmi katika familia......

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h120 · Apr 17, 2019

Naona wewe ndio umetoa ushauri, kwamba tuchukue mkopo tununue motokaa, na tumalizie vibanda vyetu.

uttoh2002 · Apr 17, 2019

Ushakopa, so wakikwambia umekosea sio haki, haiwahusu, kabla ya kununua gari hakikisha nyumba inaisha vizuri, IST mpya kabisa si mbaya, ni gari nzuri sana.....ila ujawaza hata balance inayobaki uweke genge la chips au chochote mahali kiingize hela kidogo?

mbu wa dengue · Apr 17, 2019

mulwanaka said:
Akiri za kuwaza kununua gari aina ya IST au Alex kwa pesa ya mkopo sio akiri za maendeleo wewe utakua mtumishi tu, hujazoea hela mshahara wako ndo umekua dhamana ya mkopo kwa miaka kama mitano hapo naona kama umekaribisha umasikini rasmi katika familia......

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Ni kweli mkuu.
Utakuta hapo mshahara wake laki 6 take home.
Akikatwa mkopo wa benki ibaki laki 3.5.
Halaf hyo hyo alishe familia na nyingine anunue mafuta ya gari.
Wakati huo hapo gari ni mpya then baada ya mwaka gari ikianza kuchoka ataanza kununua spea.
Hivi ndio umaskini hukaribishwa kwenye familia.

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pmwasyoke · Apr 17, 2019

uttoh2002 said:
Ushakopa, so wakikwambia umekosea sio haki, haiwahusu, kabla ya kununua gari hakikisha nyumba inaisha vizuri, IST mpya kabisa si mbaya, ni gari nzuri sana.....ila ujawaza hata balance inayobaki uweke genge la chips au chochote mahali kiingize hela kidogo?

Mkuu
IST mpya kabisa hataipata kwa 15m. Ila atapata IST nzuri showroom.

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uttoh2002 · Apr 17, 2019

pmwasyoke said:
Mkuu
IST mpya kabisa hataipata kwa 15m. Ila atapata IST nzuri showroom.

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Unaweza agiza IST japan na kutoa haizidi 12,000,000

pmwasyoke · Apr 17, 2019

uttoh2002 said:
Unaweza agiza IST japan na kutoa haizidi 12,000,000

Kweli kabisa. Lakini haitakuwa mpya.

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uttoh2002 · Apr 17, 2019

pmwasyoke said:
Mkuu
IST mpya kabisa hataipata kwa 15m. Ila atapata IST nzuri showroom.

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I dont mean brand,I mean used in Japan, unanunuaje IST for 14m show room kama sio ulich

kakolaki · Apr 17, 2019

nyakandula said:
Habar zenu, nimekopa milion 30 bank CRDB, nahitaji kununua gari mojawapo katika hizi IST, ALEX, RACTIS, CARINA na pesa itayobaki nikamalizie mjengo wangu chanika (15MIL) na ibaki pesa kidogo ya kula bata .nipen ushauri wadau
Nb:nimechagua hizo gari kwa ajili ya matumizi madogo ya wese

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Anzisha kiwanda kidogo, revenue itakayozalishwa malizia nyumba, gari usinunue labda baadae pick up ya kusaidia kiwanda na shughuli zingine

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Ushimen · Apr 17, 2019

Kwenye miti hapana wajenzi.
Comment tiyali...

pmwasyoke · Apr 17, 2019

uttoh2002 said:
I dont mean brand,I mean used in Japan, unanunuaje IST for 14m show room kama sio ulich

Nimekuelewa mkuu.

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nyakandula · Apr 17, 2019

mulwanaka said:
Akiri za kuwaza kununua gari aina ya IST au Alex kwa pesa ya mkopo sio akiri za maendeleo wewe utakua mtumishi tu, hujazoea hela mshahara wako ndo umekua dhamana ya mkopo kwa miaka kama mitano hapo naona kama umekaribisha umasikini rasmi katika familia......

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Ndio mim mtumishi ila sitegemei kazi kuendesha maisha nina baadhi ya vtega uchumi napia sina familia

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Equation x · Apr 17, 2019

Mikopo ni vizuri itumike kwenye vitu vinavyozalisha....tofauti na hapo kunachangamoto nyingi huko mbeleni

nyakandula · Apr 17, 2019

uttoh2002 said:
Ushakopa, so wakikwambia umekosea sio haki, haiwahusu, kabla ya kununua gari hakikisha nyumba inaisha vizuri, IST mpya kabisa si mbaya, ni gari nzuri sana.....ila ujawaza hata balance inayobaki uweke genge la chips au chochote mahali kiingize hela kidogo?

Nina vitega uchumi kadhaa ambavyo vinasaidia mwisho wa mwez sigusi mshahara wangu

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nyakandula · Apr 17, 2019

kevin strootman said:
Write your reply... Kweli kuna vichaa

Wakwanza wewe

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nyakandula · Apr 17, 2019

mbu wa dengue said:
Ni kweli mkuu.
Utakuta hapo mshahara wake laki 6 take home.
Akikatwa mkopo wa benki ibaki laki 3.5.
Halaf hyo hyo alishe familia na nyingine anunue mafuta ya gari.
Wakati huo hapo gari ni mpya then baada ya mwaka gari ikianza kuchoka ataanza kununua spea.
Hivi ndio umaskini hukaribishwa kwenye familia.

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Sina familia inayonitegemea napia nina kitega uchumi kinachonipa pesa ukiachana na mshahara

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Black Sniper · Apr 17, 2019

nyakandula said:
Nina vitega uchumi kadhaa ambavyo vinasaidia mwisho wa mwez sigusi mshahara wangu

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Sasa mkopo wa nini?

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nyakandula · Apr 17, 2019

kakolaki said:
Anzisha kiwanda kidogo, revenue itakayozalishwa malizia nyumba, gari usinunue labda baadae pick up ya kusaidia kiwanda na shughuli zingine

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Shukran ila hapana

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Nimechukua mkopo benki, naomba ushauri katika namna niliyopanga kuutumia

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