Microfinance is a category of financial services targeting individuals and small businesses who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance services are designed to reach excluded customers, usually poorer population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Microfinance initially had a limited definition: the provision of microloans to poor entrepreneurs and small businesses lacking access to credit. The two main mechanisms for the delivery of financial services to such clients were: (1) relationship-based banking for individual entrepreneurs and small businesses; and (2) group-based models, where several entrepreneurs come together to apply for loans and other services as a group. Over time, microfinance has emerged as a larger movement whose object is: "a world in which as everyone, especially the poor and socially marginalized people and households have access to a wide range of affordable, high quality financial products and services, including not just credit but also savings, insurance, payment services, and fund transfers."Proponents of microfinance often claim that such access will help poor people out of poverty, including participants in the Microcredit Summit Campaign. For many, microfinance is a way to promote economic development, employment and growth through the support of micro-entrepreneurs and small businesses; for others it is a way for the poor to manage their finances more effectively and take advantage of economic opportunities while managing the risks. Critics often point to some of the ills of micro-credit that can create indebtedness. Due to diverse contexts in which microfinance operates, and the broad range of microfinance services, it is neither possible nor wise to have a generalized view of impacts microfinance may create. Many studies have tried to assess its impacts.New research in the area of microfinance call for better understanding of the microfinance ecosystem so that the microfinance institutions and other facilitators can formulate sustainable strategies that will help create social benefits through better service delivery to the low-income population
Various Jobs Vacancy
Jobs Summary SINDOYA Microfinance Company Limited is a leading financial institution committed to empowering individuals and communities through accessible financial services. We are currently seeking a dynamic and self-motivated individuals to join our team as Microfinance...
Position: Head of Internal Audit
Responsibilities:
• Ensure the strategic development of the Internal Audit Function
• Manage the Internal Audit Function including developing a Risk based Annual Audit plan, ensuring its proper and timely implementation.
• Ensure audit assignments are planned...
Work reference no: 009/2023
Position: Administration Assistant – Record Management
Supervisor: Administration and Security Manager
Responsibility:
Safeguard the Bank’s institutional memory and to ensure the management of all archives, including documents of historical value and vital...
Work reference no: 007/2023
Position: Senior Risk Officer
Supervisor: Head of Risk and Compliance
Responsibility:
The purpose of this role is to establish, implement and enforce a robust bank wide Risk Management Framework and systems covering Legal and regulatory. Ensure risks facing the...
Work reference no: 008/2023
Position: Field Officer Supervisor
Reporting to: FAST Product Manager
Responsibility:
Setting/Agreeing targets with Field officers
Agreeing daily activity plan with Field officer
Monitor Field Officer Performance on regular basis.
Continuously coach and train FOs...
Position: Marketing Manager
ESSENTIAL DUTIES
Develop comprehensive marketing strategies and plans aligned with the bank’s goals and objectives.
Maintain and enhance the bank’s brand image and reputation. Ensure consistent branding across all communication channels, including print, digital...
Husika na kichwa Cha habari hapo Juu, anahitajika Mdada mwenye Uzoefu na Kazi za Microfinance.
Sifa awe na Elimu Diploma ya Finance, Business Administration or Marketing. Awe na uwezo wa kufanya kazi bila kuhitaji kusimamia, Awe na uwezo wa Kutumia computer programm eg Excell , access, or...
Habari.
Hongereni kwa majukumu,Poleni kwa changamoto za hapa na pale.
Naomba msaada kwa mwenye kujua namna ya kufungua biashara ya utoaji mikopo, mtaji,faida zake na changamoto zake.
Natanguliza shukrani.
Ndugu wananchi, wanabodi na great thinkers wa humu JF Salaam !!
Tayari mwaka 2023 umeanza kwa kasi na kama ilivyo ada tumeendelea na pilika pilika za kusaka maisha kona mbali mbali.
Katika harakati za kujikwamua kiuchumi nimefikiria kufanya biashara ya kukopesha pesa (Microfinance). Kiufupi ni...
Hukumu katika kesi ya Agness Buhere vs UTT Microfinance Plc ya mwaka 2015 ni mwongozo tosha wa kulinda haki za waajiriwa walio kwenye kipindi cha majaribio (probationary employees). Naambatanisha.
Habari zenu ndugu zangu,
Ukweli siko poa kiakili.
Kutokana na hali ngumu kiuchumi nilijaribu kukatisha play store kutafuta app inayotoa mkopo online ndipo nikakutana na hawa jamaa wanaojiita Nikopeshe Microfinance.
Nikafuata taratibu zote nilipofika kwenye fomu ya kuomba mkopo nikaambiwa...
Habari wanajf?
Kama kichwa kinavyosomeka hapo juu,
Kuna kikampuni fulan jina ***** microfinance kinajihusisha na kutoa mikopo midogo mtaani Tena kwa dhamana ya vitu vya ndani kama vifaa vya electronics simu, Tv, Pc nk.
Hivi karibuni nilienda kuazima pesa kama laki 2 wakasema wanatoa riba ya...
Background
DCB Commercial Bank Plc is a private commercial bank dedicated at uplifting the standard of living of low, middle-income people in Tanzania for more than 20 years now. In 2008 it became the first bank to be listed in the Dar es Salaam Stock Exchange (DSE). The Bank has a total of 9...
Tanzania ni Moja Kati ya nchi zenye taasisi ndogo ndogo za mikopo ya fedha nyingi zinazokadiriwa kufika zaidi ya makampuni 500. Malengo makubwa ya kampuni hizi za mikopo ni kuisaidia jamii ( wajasiriamali) kuweza kupata huduma za mikopo midogo midogo ambayo hawawezi kupata katika Benki. Hizi...
Je, biashara yako IPO Mtandaoni?
Tunatengeneza SIMPLE websites maalum kwa ajili ya Biashara ndogo ndogo.
Kwa mwezi huu wa wafanyakazi unapata website pamoja na EMAIL 5 kwa gharama ya shilingi 199,000.Tovuti yako itakuwa hewani kwa muda wa miaka 2 na baada ya hapo utakuwa na unafanya malipo ya...
VisionFund Tanzania Microfinance Bank Ltd (VFT MFB) formerly known as SEDA is a fast growing and reputable Micro Finance Bank (MFB), has a loan book of TZs. 17 billion and 30,000 customer base, more that 5,000 of them being small holder farmers. VFT-MFB is seeking to employ a dynamic and...
VisionFund Tanzania Microfinance Bank Ltd (VFT MFB) formerly known as SEDA is a fast growing and reputable Micro Finance Bank (MFB), has a loan book of TZs. 17 billion and 30,000 customer base, more that 5,000 of them being small holder farmers. VFT-MFB is seeking to employ a dynamic and...
Naomba kuuliza kwa anayejua kuhusu kada za self microfinance fund mbona hawaitwi kazini kwa waliofanikiwa interview. Maana zilifanyika pamoja na za brela ambao wameitwa tayari kazini pia kuna watu wamefanya interview siku za hizi karibuni na wameitwa pia. Walisema wiki 2 hadi 3, tembelea website...
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