Why do bank charges high interest for workers loan?

Pole sana...



Cc: Mahondaw

Half american said:

Mkopo huwa una bima, bima itawajibika kulipa mkuu.

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Mbaya zaidi kwenye marejesho unalipa principal amount (10%) + Interest (5%) + insurance (2%) = 17%

min -me said:

Je mtu akikopa hela nyingi halafu akafukuzwa kazi au akafa?

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Mkopo wa bank unakuwa na bima hivyo italipia..!! Lakini sio mikopo yote.

Munch wa Annabelle said:

Et unakopa 13m unalipa 28m huu si wizi *****

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Hebu nieleweshe mi mgeni kwenye mambo haya. Huyu jamaa mtoa post kasema riba ni 17% .wewe wasema 13m walipa 28m ,mbona ni zaidi ya 100% ??

Hapo Ess kuna list ndefu ya banks na microfinances,..na riba zao zimewekwa peupe kabisa ili muhusika aridhie yeye mwenyewe...
Na Riba hizo hazipo uniform...wanatofautiana.

Sasa huyo mkopaji obviously atakuwa amechagua mkopo ambao marejesho yake ni miezi 108 ambayo ni miaka 9.
Sasa na wewe hebu vaa viatu vya huyo bank, ingekuwa ni wewe binafsi mtu amechukua hela zako milioni 13 leo February 2026, Je fairly ungependa akurudishie shilingi ngapi ifikapo mwaka 2035.

kinondoniilala said:

Mbaya zaidi kwenye marejesho unalipa principal amount (10%) + Interest (5%) + insurance (2%) = 17%

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Yani ni wizi mtupu alafu kuna madoni mjini wanapewa mikopo ya riba ndogo sana.

Isanga family said:

Ndio maana kufanikiwa kwa kukopa Bank kwa wanaoanza biashara Tanzania ni ngumu sana sana na hizi Saccos zimesaidia maana mnajiwekea riba yenu ambayo haiumizi sio hao jamaa aisee ni hatari mno mno wengine wanatumia flat rate au utasikia reducing balance method ya kulipa mkopo ni hatari sana..

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Na kingine nachokiona kwa hizi benki nyingi elimu ya mkopo wanaitoa sana baada ya mteja kupokea mkopo, ila kabla ya kupokea mkopo kuna maswali huwa hawajibu na wakijibu hawasemi ukweli.