Naomba kueleweshwa kuhusu 'credits' chuoni

Naomba kueleweshwa kuhusu 'credits' chuoni

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Chuo kinaposema kinahitaji credits, huwa ni pass zipi? C and above or abcd

eg:
A holder of form IV certificate (‘O’ lever) of Secondary school education with three credits in
Biology, Chemistry, Physics or Mathematics
hapa anamaanisha nini?
 
ingeelezwa kwanza maana ya credit na utofauti wake na debit
 
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