Mchanganuo wa Biashara (Business Plan) - REQUESTS

JOSEPHAT.P said:
Habari.....mkuu,bsn planning lazima ikupe bsn plan?! Na sio kweli kabisa kuandaa bsn plan ni kupoteza muda! Ndio maana katika plan huwa tunafanya projections, naelewa sana time value of money principle! Kumbuka pia sifa ya objectives lazima ziwe SMART.Rejea na ukumbuke,kazi za cash flow, balance sheet pamoja na p/l a/c kisha uone kama kuna biashara ambayo haina hivyo vitu! Biashara malengo na yana time limit. Anyway ni maono yako na siwezi kuyapinga but NARUDIA TENA.....BSN PLAN NI MWONGOZO UNAOTOA NA KUELEKEZA MAUDHUI YA BIASHARA KWA MUDA FULANI.
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Mkuu kutakuwa hakuna busara kama michango yetu itasababisha tutatoka nje ya mada kama uliyoianzisha kufuatana na kichwa cha habari chake.

Nafikiri pia ingekuwa busara sana uendelee kuwafundisha jinsi ya kuandika business kwa sababu kuna watu wako serious wanataka kujua kuandika business plan.

Pili ni busara kubwa sana kujua kwa undani zaidi unachotaka kufundisha au kuongea kuliko kufanya kazi za kubahatisha (guess work).

Tatu nafikiri ingekuwa busara sana kufundisha kwanza business plan kwa fuatia mpangilio wa: Nini ni business plan? Ni wakati gani niandike business plan? Ni nani anahitaji business plan? Kwanini aandike business plan?

Mwisho naomba utumie experts advice pamoja na solid classroom and practical experience kama umebarikiwa navyo na siyo kama unavyotaka wewe au moyo wako unavyokutuma.


 
EWGM's said:
Mkuu kutakuwa hakuna busara kama michango yetu itasababisha tutatoka nje ya mada kama uliyoianzisha kufuatana na kichwa cha habari chake.

Nafikiri pia ingekuwa busara sana uendelee kuwafundisha jinsi ya kuandika business kwa sababu kuna watu wako serious wanataka kujua kuandika business plan.

Pili ni busara kubwa sana kujua kwa undani zaidi unachotaka kufundisha au kuongea kuliko kufanya kazi za kubahatisha (guess work).

Tatu nafikiri ingekuwa busara sana kufundisha kwanza business plan kwa fuatia mpangilio wa: Nini ni business plan? Ni wakati gani niandike business plan? Ni nani anahitaji business plan? Kwanini aandike business plan?

Mwisho naomba utumie experts advice pamoja na solid classroom and practical experience kama umebarikiwa navyo na siyo kama unavyotaka wewe au moyo wako unavyokutuma.
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Ok-Noted!
 
unapotaka kuanzisha biashara, lazime ujue ni nani atakuwa mteja wako!
Hii itakusaidia kupanga mikakati itakayokuwezesha kuuza,kusambaza na jinsi wateja wako watavyokufikia. Pia hii itakupa uhakika wa uzalishaji kulingana na mahitaji ya wateja wako! Unapoandaa marketing strategy,basi huna budi kuwa na uhakika wa wateja na utambue sifa zao.
 
habari mwanajf: natumai harakati za biashara na michakato mbalimbali inaendelea vizuri!
Je,umeshapata wazo la biashara na unahitaji kuliweka katika maandishi? Basi haujachelewa sana kwani muda ndio huu! Anza kuandaa business plan yako sasa na kama kuna sehemu utakwama basi usisite kuniuliza ili tuweze kuikamilisha!
 
big-diamond said:
Mkuu, ofisini kwetu tunahitaji kutengenezewa/ kuelekezwa kutengeneza strategic plan, inawezekana mkafanya?
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Ndio mkuu, tunatengeneza pia strategic plan nzuri za ubora wa hali ya juu na bado kwa bei ambayo ni very competitive Tanzania.

Karibuni nyote.
 
naombeni mnitajie mambo muhimu ya kuzingatia katika kuandika mchanganuo wa biashara(business plan) coz nahitaji niandae mchanganuo
 
Business Plan Outlines …
[h=1]1 PROGRAM DESCRIPTION[/h][h=2]1.1 Business Concept[/h][h=3]1.1.1 Product Description[/h][h=3]1.1.2 The Primary Customers.[/h][h=1]1.2.0. ORGANIZATION DESCRIPTION:-[/h][h=1]1.2.1. VISION:-[/h]1.2.2 MISSION:
1.2.3. OBJECTIVES:
1.2.3.1. GENERAL OBJECTIVE:
1.2.3.2. SPECIFIC OBJECTIVE:
1.2.4.0 BACK GROUND INFORMATION:
1.2.4.1. Local situation
1.2.4.2. BUSINESS LOCATION:
1.3. THE ECONOMY AND INDUSTRY FACTORS SURROUNDING THE BUSINESS
2.0. SPONSORSHIP, GOVERNANCE AND TECHNICAL ASSITANCE
2.1. Ownership and Governance:
2.2. Governance structures and Assurance system.




  • Technical Arrangements and other external Assistances.
3.0. MANAGEMENT AND MANAGEMENT INFORMATION SYSTEM
3.1. Management information system
3.1.1 Accounting system:-

  • The credit and saving monitoring system:
  • Client impact tracking system:-
3.2. Current and proposed management arrangements
3.3. INFORMATION ON KEY PERSONNEL:
3.4. PLANNING, CONTROLLING AND MONITORING SYSTEM:
4.0 TECHNICAL FEASIBILITY AND MANPOWER
4.1 Special Technical complexities
4.2 Requirement for skilled and unskilled manpower

  • Employees
    • Member /Clients.
4.4. PROJECTED OPERATING COSTS:-
4.5. PAST PERFORMANCE
5.0. PROGRAM FINANCING AND EXPECTED RETURNS
5.1. Timing of financing required and amount.
5.2.0 Projected Financial statements Sensitivity, profitability and return on investment.
5.2.1. Profitability, Efficiency and Lasting Survival.
5.2.2. Financial Safety
5.2.3. Savings and Credit Services Offering
5.2.4 Political, Economic, Competitive and legal factors that may in fluency the program.
6.0. PRODUCT MARKET AND DELIVERY METHODS.
6.1. PRODUCT AND SERVICE TO BE OFFERED.

  • Basic Orientation of the local market
  • CRITICAL FACTORS DETERMINING MARKET POTENTIAL
  • Projected Volumes Marketing and competitive analysis
  • Lending procedures in place Appraisal Methodology and portfolio monitoring procedures.
    • Potential present and anticipated customers
  • Disbursement mode used
    • FUTURE COMPETITION AND COMPETING STRATEGIES
6.8.1 Competitor’s array

  • Product differentiation and competitive advantage.
    • SWOT Analysis.
    • The competitive forces

7.0. GOVERNMENT /DONORS SUPPORT AND REGULATION
7.1. Project description in context of government economics development.
7.2. Specific government incentives and support available to the program.
7.3. Expected contribution of the program to the economic development.

  • Government regulation on fund pricing and their impact on the program.
  • Nature and extent of support
  • 8.0. SECURITY AND RISK MITIGATION
  • TIMETABLE ENVISAGE FOR PROJECT / IMPLEMENTATION AND COMPLETION
    • Timeline for the program
    • Financing Sequence
  • PROGRAM SOCIO-ECONOMIC BENEFITS
 
habari.....
Hongereni sana kwa kuendelea kuelimishana kuhusu biashara na mambo mbalimbali ya kiuchumi!
Nashauri kuwa,biashara yako lazima iwe na malengo!
 
mamu the catalyst said:
BUSINESS PLAN GUIDELINES

Hii hapa dawa yake ndg yangu, plz share it with your frndz for more discussion



The following pages contain guidelines that are intended to help you develop and write a plan for
your business. Your business plan is very important to your success. It represents your “road
map” toward a successful venture.
This set of guidelines does not address every aspect of every possible business plan. You should
consider more questions than those that are posed in each section – be sure to ask them – your
success depends on the completeness of your planning process.
Each numbered section below (I, II, III, etc.) should be a page heading, while other underlined
items will probably be one to three paragraphs long.
I TITLE PAGE
The Title Page should contain the following items, doubled spaced, horizontal centered,
and positioned just above the center of the page:
Business Name
Business Address
Business Telephone
Owner’s Name(s)
II TABLE OF CONTENTS
The Table of Contents should list the title of each section of the document and indicate
the page number where each is located. It should also list specific support items (appendices) by
name. This page will be done last, since it requires the entire document as input. It allows the
reader to quickly locate specific sections.
III BUSINESS CONCEPT or EXECUTIVE SUMMARY
The Business Concept, or Executive Summary, should be a one-page explanation of what
your business is, and its competitive advantage. Provide a clear description of the industry in
which you are competing, and a precise explanation of you business’s unique qualities that set
your venture apart form others who are competing for the same customers.
Your explanation should answer these questions:
• In what general market does your business compete?
• What does your business do?
• What quality image will it have?
• In what price range will it compete?
• What volume of sales is expected?
• What customer needs are met?
• What makes it unique form the competition?

IV MARKETING PLAN
This section should contain a narrative description of the following five factors:
A. Industry Description and Outlook
1) Describe your primary industry.
2) Describe the size of the industry.
Historically:
Currently:
• What is the total expected market volume?
• What is the growth potential in five years? In ten years?
3) Describe your industry characteristics and trends.
Historically:
Currently:
• What benefits are sought by the market that your product/service
will satisfy?
• Where in you industry is its life cycle?
• Future potential.
4) Describe your customer base.
Consumers – It is important for you to develop a clear, mental picture of your
ideal customer.
Describe your potential customers using the following factors:
• Age
• Sex
• Income Level
• Education Level
• Geographic Location
• Occupational Area
• Leisure Interests
• Buying Habits
• Goals and Aspirations

Business – If you intend to provide a product or service to another business, your
description would include:
• Type of business (service, retail, manufacturing, etc.)
• Size of business
• Priority placed on purchasing your product
• Projected image of the business
• Markets that the business services
• Trade publications read by the business
• Trade organizations memberships of the business
B. Competition
A description of your competition should answer the following questions:
• Who are you major competitors?
• Why are they successful?
• What substitutes are there for your product?
• What impact do these substitutes have on your sales?
• What distinctive difference separated you from your competitors?
• Why should customers leave your competitors to choose your
product?
• What market share do you expect to get? Why?
C. Location Analysis
Describe your business location and how it will enhance the sale of your product
or service. Your description should answer the following questions:
• What strategic advantages do you have at this location?
• Is there opportunity for expansion?
• What are the neighboring businesses?
• Do they complement/detract form yours?
• Are building renovations needed? Cost?
• What is the zoning classification?
• Is the neighborhood stable, changing, improving, deteriorating?
How?
• How is customer access, parking, etc.?
[NOTE: Include in the appendix a photograph of the building, a drawing of the
immediate area showing road access and identity of adjoining businesses, and a
drawing of the floor plan of your business.]

D. Price Determination
A description of the price structure for your product or service will answer the
following questions:
• What price will you set for your product?
•• How does your price compare with the competition's?
•• Why will customers pay your price?
•• What image will be projected by this price?
• What special advantages do your customers get that are included in the
price?
•• Will you offer credit terms?
E. Marketing Approach
A description of your marketing effort should answer the following questions:
•• What are the preliminary or test market results?
•• How does your product or service satisfy your customers' needs and
wants?
•• How will your image be clearly and consistently conveyed to potential
buyers?
•• Which media are most suitable? Why?
•• How will you evaluate the effectiveness of each advertising and
promotional effort?
•• How will a sales staff be used? Evaluated?
V. MANAGEMENT PLAN OR OPERATIONAL PLAN
This section contains a description of who will run the business and how they will do it,
including the following:
A. Management Team
Your description of how the business will be managed will answer the following
questions:
•• What management background do you have?
•• What is your business track record?
•• How is the education and/or experience of key people related to this type
of business?
•• What legal form (corporation, partnership, proprietorship, etc.)?
•• Who does what? Who reports to whom?
•• What other resources (accountant, lawyer, etc.) will be used?
[NOTE: Include in the appendix the resumes for key personnel.]

B. Employee Relations
Your description of your methods for hiring, training, and communicating with
your staff will answer these questions:
•• What are your personnel needs now? In the future?
•• What skills will be required?
•• How will you go about hiring and training?
•• What salary and benefits will be provided?
•• How will you determine and communicate wage increases to employees?
•• How will personnel policies be provided to your employees?
C. Operational Controls
Your description of the kinds of management systems and how they will be used
will answer these questions:
•• What is your production capacity?
•• What operating advantages do you have? How will you capitalize on
them?
•• What elements are critical to your success? How will you make sure they
are available?
•• What will be key indicators of success?
•• How will you monitor these factors?
•• What hazards do you anticipate for your business? What protection
and / or alternate plans do you have?
•• What policies will you establish for the operation of your business?
VI. FINANCIAL PLAN
A description of how your business will be financed and how you will maintain a sound
financial condition will answer the following questions:
A. Current Funding Requirements
• How much money will be needed for start-up?
•• What will be the sources of start-up capital (debt, equity, etc.)?
•• What business and personal assets will be pledged as collateral?
B. Use of Funds
•• How will the money be spent (working capital, debt retirement, capital
expenditures, acquisitions, etc.)?
•• How will borrowed funds make your business more profitable?

C. Long-Range Financial Strategies
• How will you liquidate your investors' position?
•• What terms of repayment are feasible?
•• What back-up plan will be used if repayment cannot be accomplished as
planned?
D. Financial Statements
To support this section, several financial statements will be required, such as the
following:
• Personal Financial Statement of Owner
•• Business Start-Up Costs
•• Pro Forma Cash Flow Analysis (expected)
•• Balance Sheet (actual or proposed)
•• Income Statement (actual or proposed)
•• Capital Equipment List
[NOTE: Work sheets are provided for each of these statements.]
VII. STRATEGIC PLAN
It is very important to include a description of where you want your venture to be in the
next few years and how you intend to move toward those goals. This strategic plan
should focus on Years 2 through 5 and include descriptions of the following items:
• Strengths within your organization
•• Weaknesses within your organization
•• Opportunities available to you (and your competitors)
•• Threats impeding you (and your competitors)
Using the preceding four factors, you should describe strategies that use your strengths to
take advantage of opportunities and overcome threats; and strategies to reduce
weaknesses and avoid threats to your business.
The strategies should identify intermediate goals (yearly) and the marketing,
management, and financial resources that will be used to accomplish these goals.

Bwana Yesu asifiwe.
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Hii Kitu yako balaa, huwezi hata pumua, nondo baada ya nondo
 
komeka said:
poa mkuu nta ku pm hofu yng ni kuibiwa wazo langu hyo ndyo inaleta shida kdogo
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You are more than this mkuu.u wanna kill your dream in just 5 minutes bro?bora uwe mvumilivu vinginevyo idea yako utaona ishafanywa na wajanja.
Watchout watu si wema kihivyo
 
Kama kuna mtu anahisi anawazo la biashara na anahitaji kulifanyia kazi, naweza nikatoa msaada huo kwa kukusaidia namna ya kuandika business plan au hata mimi mwenyewe nikakuandikia, kwa mfano unaweza kuwa na wazo la kufungua bucha, internet cafe, car wash n.k lakini hujui namna ya kuanza. Basi unaweza kupata msaada. Ukiwa na business plan ni hatua moja muhimu ya kuendelea kibiashara, biashara nyingi zinakufa kwasababu zilikosa mipango yakinifu ya uendeshaji wake tangu mwanzo.... Hivo kama unahitaji business plan waweza ipata..

"give me your five words idea, then i will produce a thousands words, charts, graphs to guide your business operation"
 
Mi nipo hapa Dar. ni fresh graduate katika uchumi lakini nimekua nikijifunza haya masuala ya business plan kwa kipindi takriban miezi tisa iliyopita na kwa sasa nipo katika nafasi nzuri ya kuandaa business plan. So kwa sasa bado siwezi kuongelea masuala ya cost kwanza, ila naweza sasa kuanza kuandika kama unawazo babras na TZ kwanza msihofu kuhusu cost, naweza kuwafanyia kazi then mkiridhika nayo ndo mnaweza kunilipa what you will think i deserve.... ila baadae kidogo i will formalize it kwasababu ntakua na website yangu if possible na office kabisa.
 
Ok mkuu.wa kwanza mimi.Nataka kuanza biashara ya mziki.Kukodisha mzki katika harus,hafla,promotion na matamasha.
 
babras said:
whats the cost
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Kwasasa cost itategemea, kama nikishakuandikia then ukaridhika nayo ndo unaweza we mwenyewe ukafanya valuation za malipo "by now (short-run) consumer has the power on price"

Chipukizi said:
Garama pla
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Kwasasa cost itategemea, kama nikishakuandikia then ukaridhika nayo ndo unaweza we mwenyewe ukafanya valuation za malipo "by now (short-run) consumer has the power on price"


TZ kwanza said:
Ainisha vizuri sasa,uko wapi? unafanya hiyo kazi kwa shilingi ngapi au bure?
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Nipo Dar, kuhusu malipo: kwasasa sijaamua malipo mpaka pale ntapokuandikia hiyo plan na ukaridhika nayo ndo evaluation ya malipo itafanyika

Deejay nasmile said:
Ok mkuu.wa kwanza mimi.Nataka kuanza biashara ya mziki.Kukodisha mzki katika harus,hafla,promotion na matamasha.
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Nimeshachukua wazo lako nalifanyia uchambuzi, kati ya leo au kesho ntakutumia questionnaire ambayo itanisaidia mimi kupata information muhimu kwa ajili ya kuandaa plan.
 
All in all, you can have such good guide, but converting your business idea into this guide to soun
d professional needs good writing and presenting skills. So kwa wale wasio na such skills and time, I suggest to find firms or individuals skilled on this, your business plan will be well prepared.
 
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