Gien Banks
JF-Expert Member
- Sep 10, 2018
- 351
- 945
Shallom / Asalam Aleykum
Husika na Kichwa Cha Mada Hapo Juu
Katika Pirika Pirika na Mbilinge Mbilinge Zangu Za Hapa na Pale, Mkoa Kwa Mkoa, Mtaa Kwa Mtaa kuzisaka nimekutana, kuona na ku experience changamoto nyingi nyingi sana ikiwamo kukosa wasimamizi bora wa biashara, kuibiwa, kudhulumiwa, kupoteza fedha, kuharibiwa na nyenzo za kazi na biashara etc. Yani ki ujumla maisha ya Mwanaume anayejitambua yamejaa mitahini mingi mingi sanaa....
Hivyo basi katika experience yangu nimegundua ni mara 200 bora niwe
Muwekezaji / Investor (nifanye miradi ambayo chances hela haitorudi kwa haraka ila with time itaongezeka thamani ki ujumla ila itakua ikinipatia fedha fedha ndogo ndogo (inflow of cash flow) endelevu chances labda mpaka nakufa au kuwaamua kurithisha watu wangu wa karibu) na hata nikisema nije kuuza huo mradi bado Nitakuwa nimepata mpunga mwingi sanaa after mradi huo kuwa ume appreciate over time.
kuliko kuwa mfanya biashara wa kununua hapa na kuuza pale for a profit...which is sometimes a gamble, soko hubadilika, stock kuharibika, kuibiwa, technology kubadilka kwa kasi na pia kuhitajika eneo la biashara for almost 24 hours just monitoring your business hivyo chances za kufail ni 80% kama ikitokea haupo karibu for a short while (YES, its possible kufanikiwa sana kwa kuwa businessman ila from my experience ni ngumu sanaa na ni pasua kichwa sanaaaa vibaya mnooo)
Uwekezaji sio lazima uwe na fedha nyingi (billions) ila u need a substantial amount to start investing mifano moja wapo ambayo nimeiwaza....endapo utakua umechanga changa cent zako huku na kule katika deal zako mbili tatu
1. Kununua maeneo sehem ambazo hazija changamka lakini si mbali saaana na mji....maeneo ambayo unajua kabisa hapa after 4 - 8 years patakua habari nyingine...unaweza ukaamua kulima food crops ambayo unaweza vuna kwa muda mfupi mfupi kwenye maeneo hayo (hapa nimeangalia kuhusu mboga mboga, viungo, ndizi etc) na kuyapeleka masoko ya mjini napo si mbali na ukapata hela yako nzuri tu chances hata baada ya mwaka au miaka 2/3 hela uliyonunulia eneo inarudi kisha unaanza kuokota faida. Sio rahisi ila ni afadhali kuliko upande wa pili ambako ku monitor biashara yako 24 hours na wafanyakazi ni pasua kichwa.
Uwekezaji mwingine ukiimarika kifedha zaidi unaweza jenga lodges / guest houses / nyumba za kupanga sehem ambazo uki project siku za mbele patakua an attractive place ki biashara...mfano wenye nyumba maeneo ya stand mpya ya ma bus huitaji PHD kujua kwamba yale maeneo kwa sasa ni hot cake...hotel, lodges, maduka, car rentals etc (If you are getting my point) in other words utakua muwekezaji mahiri sana pale unapofanya projects za kuwawekea platform ya biashara wafanya biashara....acha wengine wapasuke kichwa kuwa wafanya biashara ila wewe buni tu projects za kuwawekea mazingira hayo ya kufanya biashara zao for a fee / rent / commission et al
YES hata walio ajiriwa waweza wakawa wawekezaji wa issue kama hizi na mengine mengi ambayo huenda sija yataja hapa...simply cz wana aspire kufika mbali yet hawana muda na courage ku ru successful businesses while wapo makazini i urge them to see investment as a better saving and future security plan. Running a business isn’t the same as driving a car that when u hit the gas the business moves and hitting the brakes makes the business stop. Its a science, very difficult, challenging and sometimes of painful experience ila try looking into investing (nisameheni wakuu nachanganya lugha [emoji1])
Yupo jamaa yangu mmoja alinunua maeneo mengi mengi sana goba right next na lami like 8 - 10 years ago hela mbuzi sanaa, this year akaja akayauza some of them ambayo aliyatumia kibiashara pia (kilimo cha mboga / vyakula vya kawaida, mke wake alikua fighter pia [emoji1]) akapata hela kaotesha ghorofa hapo hapo Goba + savings zake nyingine kdgo na kila siku anakula hela za rent na biashara yake flani kaweka hapo ambayo halipi kodi cz ni kwake.
So yeaah huo ndio mtazamo wangu wakuu baada ya kuumiza sana kichwa kwenye hili game la maisha nimefanya some investments pia Mungu akinipa umri mrefu na imani zitanitunza mimi na familia yangu hapo baadae ukicheck majukumu nayo kama yote, fanya deal zako au business hapa na pale enjoy life ila have a close look on making smart investments.
Nakaribisha mawazo / maoni / kukosolewa / kujifunza kwenu pia.
Bwana Mungu Awabariki Sana. [emoji1488]
Husika na Kichwa Cha Mada Hapo Juu
Katika Pirika Pirika na Mbilinge Mbilinge Zangu Za Hapa na Pale, Mkoa Kwa Mkoa, Mtaa Kwa Mtaa kuzisaka nimekutana, kuona na ku experience changamoto nyingi nyingi sana ikiwamo kukosa wasimamizi bora wa biashara, kuibiwa, kudhulumiwa, kupoteza fedha, kuharibiwa na nyenzo za kazi na biashara etc. Yani ki ujumla maisha ya Mwanaume anayejitambua yamejaa mitahini mingi mingi sanaa....
Hivyo basi katika experience yangu nimegundua ni mara 200 bora niwe
Muwekezaji / Investor (nifanye miradi ambayo chances hela haitorudi kwa haraka ila with time itaongezeka thamani ki ujumla ila itakua ikinipatia fedha fedha ndogo ndogo (inflow of cash flow) endelevu chances labda mpaka nakufa au kuwaamua kurithisha watu wangu wa karibu) na hata nikisema nije kuuza huo mradi bado Nitakuwa nimepata mpunga mwingi sanaa after mradi huo kuwa ume appreciate over time.
kuliko kuwa mfanya biashara wa kununua hapa na kuuza pale for a profit...which is sometimes a gamble, soko hubadilika, stock kuharibika, kuibiwa, technology kubadilka kwa kasi na pia kuhitajika eneo la biashara for almost 24 hours just monitoring your business hivyo chances za kufail ni 80% kama ikitokea haupo karibu for a short while (YES, its possible kufanikiwa sana kwa kuwa businessman ila from my experience ni ngumu sanaa na ni pasua kichwa sanaaaa vibaya mnooo)
Uwekezaji sio lazima uwe na fedha nyingi (billions) ila u need a substantial amount to start investing mifano moja wapo ambayo nimeiwaza....endapo utakua umechanga changa cent zako huku na kule katika deal zako mbili tatu
1. Kununua maeneo sehem ambazo hazija changamka lakini si mbali saaana na mji....maeneo ambayo unajua kabisa hapa after 4 - 8 years patakua habari nyingine...unaweza ukaamua kulima food crops ambayo unaweza vuna kwa muda mfupi mfupi kwenye maeneo hayo (hapa nimeangalia kuhusu mboga mboga, viungo, ndizi etc) na kuyapeleka masoko ya mjini napo si mbali na ukapata hela yako nzuri tu chances hata baada ya mwaka au miaka 2/3 hela uliyonunulia eneo inarudi kisha unaanza kuokota faida. Sio rahisi ila ni afadhali kuliko upande wa pili ambako ku monitor biashara yako 24 hours na wafanyakazi ni pasua kichwa.
Uwekezaji mwingine ukiimarika kifedha zaidi unaweza jenga lodges / guest houses / nyumba za kupanga sehem ambazo uki project siku za mbele patakua an attractive place ki biashara...mfano wenye nyumba maeneo ya stand mpya ya ma bus huitaji PHD kujua kwamba yale maeneo kwa sasa ni hot cake...hotel, lodges, maduka, car rentals etc (If you are getting my point) in other words utakua muwekezaji mahiri sana pale unapofanya projects za kuwawekea platform ya biashara wafanya biashara....acha wengine wapasuke kichwa kuwa wafanya biashara ila wewe buni tu projects za kuwawekea mazingira hayo ya kufanya biashara zao for a fee / rent / commission et al
YES hata walio ajiriwa waweza wakawa wawekezaji wa issue kama hizi na mengine mengi ambayo huenda sija yataja hapa...simply cz wana aspire kufika mbali yet hawana muda na courage ku ru successful businesses while wapo makazini i urge them to see investment as a better saving and future security plan. Running a business isn’t the same as driving a car that when u hit the gas the business moves and hitting the brakes makes the business stop. Its a science, very difficult, challenging and sometimes of painful experience ila try looking into investing (nisameheni wakuu nachanganya lugha [emoji1])
Yupo jamaa yangu mmoja alinunua maeneo mengi mengi sana goba right next na lami like 8 - 10 years ago hela mbuzi sanaa, this year akaja akayauza some of them ambayo aliyatumia kibiashara pia (kilimo cha mboga / vyakula vya kawaida, mke wake alikua fighter pia [emoji1]) akapata hela kaotesha ghorofa hapo hapo Goba + savings zake nyingine kdgo na kila siku anakula hela za rent na biashara yake flani kaweka hapo ambayo halipi kodi cz ni kwake.
So yeaah huo ndio mtazamo wangu wakuu baada ya kuumiza sana kichwa kwenye hili game la maisha nimefanya some investments pia Mungu akinipa umri mrefu na imani zitanitunza mimi na familia yangu hapo baadae ukicheck majukumu nayo kama yote, fanya deal zako au business hapa na pale enjoy life ila have a close look on making smart investments.
Nakaribisha mawazo / maoni / kukosolewa / kujifunza kwenu pia.
Bwana Mungu Awabariki Sana. [emoji1488]
