Banking industry in the country is among of the most competitive industry with a very narrow corporate market. Yes, sina shaka kwamba itakuwa ina-deal na retail banking....swali linabaki ni for how long will it be able to acquire at least 1% of the market share? Frankly speaking, it can takes years if not a decade plus! Tayari kuna giants in banking industry, to mention few, kuna NMB, CRDB, NBC! Last year, wameingia FNB na Equity Bank! Hawa FNB & Equity ni very aggressive....and even more important, ni very successfully banks huko kwao! The guys are not only real competitors but also are threats to existing and new entrants!
Nimekupa hayo kwa uchache ili upate picha ya how competitive a new entrant should be! Does your prospective bank has the competitive edge?! If not, then think twice especially kama unatarajia matunda ndani ya muda mfupi!! Ninaposema muda mfupi wala simaanishi some few months....am talking about years!!
However, maelezo yako hayakujitosheleza sana! Kama unazungumzia larger share holder, then ni tofauti na kuwa ordinary share holder!