FINCA ni ya wa finland?

The Boss · Jul 31, 2013

Kabla haijawa Bank now
siku zote nilikuwa nina assume kuwa FINCA
ni shirika la misaada from Finland

Kuna mtu humu anaweza kutufahamisha
Finca kama ni Bank ni Bank ya Tanzania,imeanzia hapa?
zamani ilikuwa nini?
NGO?shirika la misaada?
je ni la watanzania asilimia 100?
au kama kuna wageni wanahusikaje?
imesajiliwa as bank like the rst au?

njiwa · Jul 31, 2013

acha niingie google ntakuja na jibu

ZeMarcopolo · Jul 31, 2013

FINCA ni kikampuni cha magumashi cha mikopo. Hakuna wafinland pale. Wafinland ni watu makini, hawawezi kujihusisha na magumashi kama ya FINCA.

Masuke · Jul 31, 2013

Mimi ninavyojua ni shirika linaloshughulika na mikopo hasa kwa wajasiriamali wadogo kama ilivyo pride, yenyewe iko kimataifa zaidi na hapa Tanzania ni tawi tu, ila sijui makao yao makuu ni wapi.

hekimatele · Jul 31, 2013

Ilianza kama MicRofinance. Office zao zipo based in Manzese mda mrefu sana. Origin yake sijajua ya wApi kwa kweli.
Cheki kwenye web yao u might get the details.

Sent from my BlackBerry 9300 using JamiiForums

Dr Matola PhD · Jul 31, 2013

Mission:
FINCA International provides financial services to the world's poorest families so they can create their own jobs, raise household incomes, and improve their standard of living. We deliver these services through a global network of locally managed, self-supporting institutions. FINCA targets ... Read more

Address:
1101 14th St., NW
Washington
DC
20005
United States

The Boss · Jul 31, 2013

ZeMarcopolo said:
FINCA ni kikampuni cha magumashi cha mikopo. Hakuna wafinland pale. Wafinland ni watu makini, hawawezi kujihusisha na magumashi kama ya FINCA.

Kwanini unasema magumashi?
kirefu chake nini?

ZeMarcopolo · Jul 31, 2013

The Boss said:
Kwanini unasema magumashi?
kirefu chake nini?

Cha magumashi kwa sababu wanafanya "predatory lending". Wanatake advantgae ya umasikini wa watu wa chini na kuwafanya masikini zaidi.

Mtu anapewa mkopo wa sh. milioni moja kwa inteset ya 5% halafu anatakiwa kurudisha kwa mwezi mmoja. Hii maana yako huu mkopo interest yake ni asilimia 60 kwa mwaka! Haya ni magumashi, hakuna jina lingine.

FINCA wanachokifanya ni kutumia mabaunsa wao kwenda kupora mali za waliokopa. Wamesababisha ndoa nyingi sana zivunjike.

The Boss · Jul 31, 2013

ZeMarcopolo said:
Cha magumashi kwa sababu wanafanya "predatory lending". Wanatake advantgae ya umasikini wa watu wa chini na kuwafanya masikini zaidi.

Mtu anapewa mkopo wa sh. milioni moja kwa inteset ya 5% halafu anatakiwa kurudisha kwa mwezi mmoja. Hii maana yako huu mkopo interest yake ni asilimia 60 kwa mwaka! Haya ni magumashi, hakuna jina lingine.

FINCA wanachokifanya ni kutumia mabaunsa wao kwenda kupora mali za waliokopa. Wamesababisha ndoa nyingi sana zivunjike.

Mimi zamani nilikuwa nawafananisha na JAICA
shirika la misaada la Japan
kumbe duh..

Dr Matola PhD · Jul 31, 2013

The Boss said:
Mimi zamani nilikuwa nawafananisha na JAICA
shirika la misaada la Japan
kumbe duh..

[h=3]Finnish funded Finnish NGO projects in Tanzania in 2013 (PDF,2 pages, 44kB)[/h]

Finnish funded Finnish NGO projects in Tanzania in 2011 (PDF,3 pages,20kB)

Finnish funded Finnish NGO projects in Tanzania in 2010 (PDF,3 pages,20kB)

Finnish funded Finnish NGO projects in Tanzania in 2009(PDF,3 pages, 20kB)

ndetichia · Jul 31, 2013

ZeMarcopolo said:
Cha magumashi kwa sababu wanafanya "predatory lending". Wanatake advantgae ya umasikini wa watu wa chini na kuwafanya masikini zaidi.

Mtu anapewa mkopo wa sh. milioni moja kwa inteset ya 5% halafu anatakiwa kurudisha kwa mwezi mmoja. Hii maana yako huu mkopo interest yake ni asilimia 60 kwa mwaka! Haya ni magumashi, hakuna jina lingine.

FINCA wanachokifanya ni kutumia mabaunsa wao kwenda kupora mali za waliokopa. Wamesababisha ndoa nyingi sana zivunjike.

wanafanya hivyo wakiwa na imani maskini huwa anauwezo wakutoa hela nyingi na pia ni ulinzi kwa vile masikini hawana dhamana inayoeleweka kama vile nyumba au shamba lililopimwa ndio maana wanaweka riba juu kama kinga yao sio magumashi..

ZeMarcopolo · Jul 31, 2013

The Boss said:
Mimi zamani nilikuwa nawafananisha na JAICA
shirika la misaada la Japan
kumbe duh..

Shirika la wajapan ni JICA - Japan International Corporation Agency.

Hii FINCA ni dhurumati tu...

King Kong III · Jul 31, 2013

Easy finance ya kisanga si ndo wale wale.

Dr Matola PhD · Jul 31, 2013

King Kong III said:
Easy finance ya kisanga si ndo wale wale.

Bila kumsahau Idd Simba na Pride yake.

The Boss · Jul 31, 2013

ZeMarcopolo said:
Shirika la wajapan ni JICA - Japan International Corporation Agency.

Hii FINCA ni dhurumati tu...

kuna kitu kiko so fishy kuhusu hii FINCA
sija find ot ni nini but....

ZeMarcopolo · Jul 31, 2013

ndetichia said:
wanafanya hivyo wakiwa na imani maskini huwa anauwezo wakutoa hela nyingi na pia ni ulinzi kwa vile masikini hawana dhamana inayoeleweka kama vile nyumba au shamba lililopimwa ndio maana wanaweka riba juu kama kinga yao sio magumashi..

Hivyo vyote ni visababu vya kuhalalisha dhuruma.

Unamfuata mjane unasema unataka kumsaidia kiuchumi halafu unampa mkopo wa riba ya asilimia 60 kwa mwaka mkopo ambao hata Dewji hawezi kuafford.

Wakati anampa anajua kabisa huyu hawezi kuafford kulipa, ila lengo ni kumyang'anya samani zake na vitu vingine. Unasema hana dhamana lakini asipolipa unampora viti, meza, TV sasa kwanini hivi visingekuwa dhamana? Kwani dhamana ni nini?

Hizi biashara zisipoangaliwa zitasababisha matatizo makubwa sana mitaani.

C.T.U · Jul 31, 2013

ZeMarcopolo said:
FINCA ni kikampuni cha magumashi cha mikopo. Hakuna wafinland pale. Wafinland ni watu makini, hawawezi kujihusisha na magumashi kama ya FINCA.

Kaka Mkubwa unaongea UNACHOKIJUA au unaongea UNACHOKIHISI??

Finca inayo operate kwa nchi zaidi ya 20 na yenye assets zenye thamani ya zaidi ya $mill 300 unadiriki kuisema kuwa ni kampuni ya Kimagumashi??

seriously?

labda unishawishi kwa kweli

ZeMarcopolo · Jul 31, 2013

C.T.U said:
Kaka Mkubwa unaongea UNACHOKIJUA au unaongea UNACHOKIHISI??

Finca inayo operate kwa nchi zaidi ya 20 na yenye assets zenye thamani ya zaidi ya $mill 300 unadiriki kuisema kuwa ni kampuni ya Kimagumashi??

seriously?

labda unishawishi kwa kweli

Kwani kuwa nchi hizo ndio haiwezi kuwa ya kimagumashi?

Watanzania wakishaona kitu cha kigeni tu wanaona ni genuine!!!

Nenda kajaribu kuomba mkopo usikie conditions zao, kwanza ukifika mlangoni tu unakutana na mabausna, ulizia wale mabaunsa kazi yao nini?

Wana branch yao pale victoria kwenye lile jengo la jamaa wa Gree Acres. Tembelea pale upate taarifa zao.

Umeshawahi kwenda KFC ya Bongo pale Mikocheni? Nenda pale halafu uone kama ile nayo ni KFC. Siku nimeenda pale nauliza kama kuna wireless internet jamaa ananijibu kuwa "hii ni fast food internet ya nini..."
Usiridhishwe tu na taarifa kuwa kampuni lina matawi sehemu nyingi duniani. Hizi chain kila sehemu inajitegemea wananunua jina na kujicommit kuwa wataheshime viwango fulani lakini sio lazima imaanishe kuwa mmiliki wa KFC Mikocheni ndio huyohuyo anamiliki KFC London. The same for FINCA.

C.T.U · Jul 31, 2013

ZeMarcopolo said:
Kwani kuwa nchi hizo ndio haiwezi kuwa ya kimagumashi?

Watanzania wakishaona kitu cha kigeni tu wanaona ni genuine!!!

Nenda kajaribu kuomba mkopo usikie conditions zao, kwanza ukifika mlangoni tu unakutana na mabausna, ulizia wale mabaunsa kazi yao nini?

Wana branch yao pale victoria kwenye lile jengo la jamaa wa Gree Acres. Tembelea pale upate taarifa zao.

Umeshawahi kwenda KFC ya Bongo pale Mikocheni? Nenda pale halafu uone kama ile nayo ni KFC. Siku nimeenda pale nauliza kama kuna wireless internet jamaa ananijibu kuwa "hii ni fast food internet ya nini..."
Usiridhishwe tu na taarifa kuwa kampuni lina matawi sehemu nyingi duniani. Hizi chain kila sehemu inajitegemea wananunua jina na kujicommit kuwa wataheshime viwango fulani lakini sio lazima imaanishe kuwa mmiliki wa KFC Mikocheni ndio huyohuyo anamiliki KFC London. The same for FINCA.

ni kweli unayoyasema mkuu lakini hiyo inshu ya FRANCHISE huwa sidhani kama zinafanywa na FINANCIAL INSTUTIONS mara nyingi (NAKUBALI KUKOSOLEWA KWA HILI KAMA NITAKUWA NIMEKOSEA)

i mean like its difficult kwa mtu anaye franchise FINANCIAL INSTITUTIONS na kuwa na stores kama njugu kama ilivyofanywa na hawa FINCA nasikia wapo hadi Kagera huko (NASIKIA TU) so hawa ni wenyewe
mfano baclays

na basi kama wame franchize the guy ni mwenye hii SIO MWANANCHI WA KAWAIDA

ZeMarcopolo · Jul 31, 2013

C.T.U said:
ni kweli unayoyasema mkuu lakini hiyo inshu ya FRANCHISE huwa sidhani kama zinafanywa na FINANCIAL INSTUTIONS mara nyingi (NAKUBALI KUKOSOLEWA KWA HILI KAMA NITAKUWA NIMEKOSEA)

i mean like its difficult kwa mtu anaye franchise FINANCIAL INSTITUTIONS na kuwa na stores kama njugu kama ilivyofanywa na hawa FINCA nasikia wapo hadi Kagera huko (NASIKIA TU) so hawa ni wenyewe
mfano baclays

na basi kama wame franchize the guy ni mwenye hii SIO MWANANCHI WA KAWAIDA

Whether ni franchase or not is immaterial. The point here ni kwamba wanafanya predatory landing kuwadhurumu walimu na wafanya biashara ndogondogo pamoja na wakulima.

PRIDE did and is doing is the same, mtu anakopeshwa mkopo halafu anatakiwa kila wiki awe anarudisha na interest. Umeona wapi mkopo una interest kwa wiki? Mnakopeshwa as group lakini kila mtu anapewa fungu lake mwenye mamlaka ya kulitumia anavyotaka ila akidefault mnafilisiwa members wote wa group! Utamfilisi mtu kwa mkopo ambao hakuwa na mamlaka ya kuamua jinsi ya kuutumia?

Watu wetu bado wako unaware na financial management na uwepo wa hawa predatory lenders. Kwahiyo serikali inabidi iwaprotect hawa wananchi. Tunasema biashara huria, ndio lakini predatory lending ndio iliyosababisha mmomonyoko wa uchumi duniani. Unakopesha mtu ambaye unajua kabisa hatakuwa na uwezo wa kulipa just because unajua in the end either utamfilisi au serikali itafidia (bail out). Haya mashirika mpaka sasa kamchango kadogo walicholeta kwenye jamii ni kutoa ajira mbili tatu za maafisa wake lakini kwa wafanya biasha inawafilisi na kuwalostisha.

FINCA ni ya wa finland?

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