DECI Tanzania: Ilivyoanza, ilipo na hatma yake

[newmzalendo]

wazalendo Utaratibu wa DECI sio wa kawaida kama tulivyozoea taratibu za kibenki.kinachotakiwa ni kujua ni utaalamu gani wanautumia,kama ni halali na siyo pyramid scheme ,serikali iwaache waendelee.

HOJA:KUna swala la Money Laundry,inawezekana kuwa hawa DECI wanatumiwa na akina OSAMA na Drug Cartels kusafisha hizi pesa kwa kuzizungusha ktka mfumo kama huu.

wadau wa mambo ya Fedha na Financial Fraud wanaweza kufafanua zaidi.

 

[FairPlayer]

The Bank of Tanzania (BoT) and the Capital Markets and Securities Authority (CMSA) this week disowned DECI (T) Limited, a company that has been running a sort of pyramid financial scheme known as "Vuna Tokana na Mbegu Uliyopanda" (Reap according to the seed you sow).

According to the two institutions, the company is not licensed by the central bank to conduct such operations in the country. This exactly means that the operations of the company, that has taken Dar es Salaam by storm, are illegal. Isnt this alarm enough?

A pyramid scheme, according to one definition, is a non-sustainable business model that involves the exchange of money primarily for enrolling other people into the scheme, often without any product or service being delivered. It is done on the basis of first come served, with no assurance at all that all the rest would also benefit from it.

In fact an investigation by a local newspaper has established that a Kenyan company with a similar name to the revolving fund scheme that has wooed thousands of investors in Tanzania, collapsed last December with millions of shillings of depositors' money.

The Kenyan government is said to be currently investigating the defunct company, which is called the Development Entrepreneurship for Community Initiative (DECI) Kenya Limited. Run by faith-based organisations, the Kenyan company went under with nearly KSh600 million (over Sh10 billion) of its members' deposits. It is the same scenario that could possibly happen in Tanzania.

This country has seen such get rich fast schemes. Many millions of shillings in deposits went under, shattering many day dreams. Pyramid schemes are illegal in many countries. In fact, such countries including the United States, the United Kingdom, France, Germany, Canada, Romania, Colombia, Malaysia, Norway, Bulgaria, Australia, New Zealand, South Africa and China have outlawed them.

It is extremely disgusting to see hundreds of people literally besieging offices of such money schemes as DECI (T) Limited, filling in forms and depositing their hard earned cash, in the hope of reaping money and get rich quick in the process. The famous saying Once bitten twice shy should have rung a bell among the people who waste their time and money by enrolling in such unrealistic money schemes, whose handlers are right, left and centre conmen, going by past experience. Hard work is key to prosperity, financial or otherwise. Let Tanzanians say no to such money schemes.

Source: Daily News

 

[Jibaba Bonge]

Kama mambo ya kuliwa Wantanzania yako mengi sana na bora kuliwa na Deci ambayo inagawia maskini kuliko wanaonyang'anya maskini hata kile kidogo. Kuna mifano mingi ambayo wenye Mapesa wamedhulumu watu kwa mfano - Iddi Simba na mke wake walianzisha Mpango ambao walisema ni kwa wanawake kujengewa nyumba za mikopo eneo iliyokuwa Tanganyika Packers na mpango huo ulikuwa unaitwa KIWADECO. Alikusanya mabilioni ya fedha kutoka kwa kina mama baada tu ya makusanyo hayo hakuonekana tena na akina mama wanalia hadi leo.

Cassino zinazochezwa ni mchezo mwingine wa wizi lakini wa matajiri watu waliwa sana huku na wengi wamefilisika lakini kwa kuwa wanakwenda kwa hiari yao inakuwa ni juu yao hawalaumu mtu.

Kuna hizi kamari zingine za mitandao labda kwa kutuma message, mtu anawania kupata labda milioni 3 watu wanaingia kubahatisha kwa hiari zao wenyewe na wanaliwa sana wakati makampuni wanapata "a lot of money" kwa njia tu za kitapeli tapeli - kwa hiyo kuna utapeli mwingi mwingi TZ lakini yote hii sababu ya ugumu wa maisha. Watu walilizwa na TOL na mengine na mengine .......

DECI angalau ukipanda 10,000= masikini huyo anapata Tshs.25,000 ambazo anaongezea kamtaji kake ka maandazi. Na hizo hela siyo kwamba Watanzania wanapenda DEZO bali zinawaongezea mtaji yao.

Kwa tuwaache hao wanakwenda DECI waende kwa hasara zao wenyewe.

Nimekupata; kweli tuwaache waende at their own risk. wanoenda kuwekeza huko ni watu wazima na akili timamu kabisa na hawalazimishwi na mtu yeyote kuwekeza huko DECI na fedha wanazoweka huko ni zao wenyewe so long as fedha hizo sio za kifisadi.

Iko wapi SUKITA? wananchi tulichangishwa sana kupitia the so called matembezi ya mshikamano, hatujui ilikoishia.Ziko wapi daladala za wanafunzi DSM? Zipo wapi fedha za EPA, Import Support? mbona zilitolewa bila consent ya wananchi?! mabilion yaliyotumika kununua magodown ya manji, radar mbona hayakuwa na consent ya wananchi?! kuuzwa kwa NBC na NMB na kwa bei ya kutupa mbona havikupata kibali? loss kubwa kabisa ya fedha za wavuja jasho na ambao hawakufaidi na hawatakuja kufaidi chochote.

Si afadhari DECI ambayo angalau individuals wanapata kidogo hata kama ni kwa risk maana probability ya kupata angalau ipo kuliko magodown yanayonunuliwa kwa interest na benefits za wachache!

 

[Mwanaukweli]

Kwa nini tusijifunze kwa kutumia historia?

Haya yalitokea Columbia kwa shughuli kama za Deci.

Columbia Pyramid Scheme Ponzi Scandal

12/08

Once one of South America's most popular leaders, President Alvaro Uribe of Colombia has become embroiled in a hugely damaging scandal concerning a pyramid scam. The affair is denting his support and threatening his campaign to change the constitution so he can seek re-election for a third term.

The collapse of a series of pyramid schemes involving perhaps as many as 4 million out of 44 million Colombians has significantly reduced popular support for a controversial figure credited with driving leftist guerillas out of the cities and back into the countryside.

The sheer scale of the scandal has had consequences for the country's economy and politics and now the President's family after it was revealed that two of Uribe's sons were friends with one of the figures behind the worst of the scams.

According to the Washington Post last week, the Attorney General's office has reported that an estimated $1bn (£700m) has been lost in four southern states alone.

At the centre of Uribe's difficulties is the figure of David Murcia, a pony-tailed 28-year-old former travelling salesman, who set up DMG Group Holdings, described as a complex mixture between a pyramid scheme and a money-laundering vehicle.

One of several hundred similar schemes that offered quick and massive profits to often poor and vulnerable Colombians, it inevitably unravelled along with the others, ruining investors and prompting curfews across the country.

Murcia's empire, which stretched beyond Colombia's borders, was allegedly kept alive by bribes to politicians and law enforcement officials. Most embarrassing for Uribe is the relationship between his sons Tomás and Jerónimo and one of Murcia's key lieutenants, a friendship so toxic that Uribe was forced to call a press conference to declare that his sons were not corrupt.

Doubly damaging for Uribe - known as the 'Teflon President' - was the fact that there had been multiple warnings about the schemes, yet his government seemed wholly unprepared for the crisis as it began to unravel.

A poll on Uribe's governance last week showed that 77 per cent of Colombians in the country's south believe that things are going wrong.

Na haya pia Ufilipino

Cleaning Out a Country - Phillipines Pyramid Scheme

By OLIVER TEVES
The Associated Press 04/25/03

MANILA, Philippines - The lure of fast, easy money was so hot that the investors should have known it was too good to be true: promises of returns of up to 60 percent a week on investments that one company claimed were safe with the World Bank.

With an estimated two million Filipinos scammed, officials say losses in a rash of pyramid schemes may total more than the annual defense budget in the poor Southeast Asian nation.

“The number of victims and the amount of money are close to unbelievable," said Sen. Robert Jaworski, who led a Senate investigation into the fraud. “The welfare of the general public is at risk. It is time to put an end to this nefarious scheme."

Ponzi schemes use incoming money from new investors to pay returns to older ones. They unravel when the investment companies’ owners flee with the money, the government shuts down the schemes or withdrawals add up to more than the fresh funds coming in, forcing the pyramid to collapse.

Lawyer Ernesto Villagarcia, who represents about 9,000 clients with claims of at least P4 billion ($75.5 million), says most victims borrowed their stakes, sold property or used their retirement pay, savings or remittances from the millions of Filipinos working abroad.

A 72-year-old man, dressed like a poor peasant, recently sought his help to recover the P38 million ($716,981) he claimed he lost from the P100 million ($1.9 million) he made by selling his large property holdings.

“I never realized that Filipinos are wealthy," Villagarcia said. “He was even chuckling and telling me, 'Attorney, it was a good thing I did not plunk in an additional P50 million [$943,396]."'

Villagarcia, a former provincial governor who specializes in credit collection, said he and a government anti-pyramid task force estimate some two million Filipinos have lost about P60 billion to P75 billion ($1.13 billion to $1.42 billion).

That is more than the P45-billion ($849 million) defense budget, or enough to finance the government’s school building program for the next 30 years or more.

Sen. Aquilino Pimentel Jr., whose aunt had invested her retirement nest egg, said the scam works because “there are gullible people who want to make a fast buck without sweating for it.”

Maria Teresa Santos, an investment company owner who was arrested and ordered to testify before the Senate, claimed during a recent hearing that she put their money into the World Bank for 60 percent weekly interest.

“You would ask yourself, 'Are they still sane or in the verge of lunacy?' because their statements are hyperbolic, fantastic," Villagarcia said.

Most victims are too embarrassed to go public. An accountant named Charlie said he was enticed to invest P20,000 ($377) from his savings in 2001 on the promise of 7 percent monthly interest, compared with 3 percent to 4 percent a year from his bank.

He also convinced two brothers, a sister and some friends to raise about P1.7 million ($32,000) to invest with Multinational Telecoms Investors, part of the Multitel group, one of about a dozen pyramid companies shut down by the government.

“Trust was the key element," he said. An investment “counselor" gave him postdated checks, covering his monthly interest earnings, that he received upfront after making the investment.

When he tried to pull out in August 2002, the company’s checks bounced because Multitel had been swamped with withdrawals from other investors after the scam was exposed.

“We were just late," he said. After deducting earnings, his group lost 70 percent of their investment.

Two embarrassed police officers said they and many colleagues borrowed money from the Armed Forces and Police Savings and Loan Association for their stakes.

A police major said investments spread “just like wildfire when word got around that this guy and that guy got 10-15-20 percent.”He said some officers lost all their earnings from UN peacekeeping missions in East Timor and Kosovo.

“We are embarrassed to come out because people would call us stupid for losing money," he said.

Another major fears that low-ranking patrol officers, forced to scrimp due to repayments of loans to fund their investments, might resort to extortion on the streets.

“The policeman who wants a decent life would be subjected to temptations," he said.

The National Bureau of Investigation reported that more than 4,000 cases of bounced checks, violations of security regulations and syndicated fraud, a non-bailable capital offense, have been filed against eight pyramid companies involving claims of about P566 million ($10.6 million) and $190,000 in US currency.

Villagarcia, the lawyer, estimates only 10 percent to 15 percent of the victims will file charges, with the rest still hoping they will get paid eventually.

 

[Mwanaukweli]

Haya pia yametokea Albania kwa mipango kama ya DECI

From: Director of Ponzi Operations

Final Report on our Operations in Albania

Wishing to be a dominant financial force in one of the most repressed and isolated former communist countries, we established ourselves as one of the major trading companies involved in smuggling consumer products unavailable due to trade sanctions.

At the time there were very few private banks and there weren't many avenues for the investment of money that relatives had earned abroad and sent home to their families. They would privately lend it out at relatively high interest rates to others who were starting businesses or they would place it into investment funds based on smuggling operations.

The people, completely unfamiliar with the basic concept that return and risk are related, were putting money into our company because we were generating high returns for them. This was at a time when Albania, under UN sanctions, was the poorest and most isolated country in Europe.

Knowing that once the sanctions were suspended our companies would lose a major source of income, we raised the interest rates paid to investors in early 1996 despite having no further income from smuggling. From this point on, our pyramid schemes became so popular that the face value of deposits in all the schemes amounted, at one point, to more than half of the countries GDP.

People who invested their money, thinking they were going to make huge profits, were foolishly spending some of the money in advance. As significant contributors to the ruling party's election campaign during the growth of the pyramid schemes we ensured that there was governmental inattention to them.

At one point, when over half the population was participating, we were taking in money so fast that we didn't know what to do with it and simply deposited it in state banks. We were promising to double investors' money in two months and were depositing it in banks paying maybe 25% a year. We made quite a lot of money, as planned, while the participants, particularly those who invested late, basically lost everything.

The collapse of all of the pyramid-like ponzi schemes in 1997 set Albania back in terms of economic development by at least a couple of years and precipitated a near civil war in which there was a lot of destruction along with the deaths of about 2,000 people, out of a population of 3½ million.

The government was forced during the riots to seize $400 million in the bank accounts of two of our competitors' schemes, and depositors in those two schemes got more than 50% of their money back. Ours, which operated on the scale of one of the largest banks in the United States transferred 93% of our revenue out of the country prior to seizure of the balance.

It is recommended, that because these schemes flourish in countries with undeveloped financial markets, we begin the research which will allow us to target the geographic venue of our next major operation.

 

[Mwanaukweli]

KENYA PIA serikali ilipoingilia waendeshaji wa DECI Kenya walijitetea hivi

'Ours is not a pyramid scheme', say DECI management
Written By:Wesley Rutto/kna , Posted: Mon, May 07, 2007


Development Entrepreneurship Community Initiative (DECI), has so far revolved 2 billion shillings in the last 10 months, thus contributing to alleviation of poverty in the country.

DECI Managing Director, George Donde, said the funds revolved among millions of Kenyans creating about 4,500 direct jobs within the 200 centres in the country.

Addressing DECI members, Mumias region, Donde expressed hope that at the current pace, the living standards of most Kenyans would eventually be improved.

He refuted rumours that DECI was a pyramid scheme and instead explained that the organization was founded and operated on the principle of group guarantee and marry-go-round.

The misinformation about DECI, he said, was misplaced because the organization mobilize members to invest by contributing money to meet basic requirements.

Saying that each Kenyan had the potential and capacity to contribute to the socio-economic development of the country, Donde urged Kenyans to change their attitude and mobilize resources to improve their living standards.

Source: Kenya Broadcasting Corporation


Lakini baadaye viongozi wa dini walioendesha DECI Kenya walikiri kupotosha watu:

Clergy admits to misleading flock over schemes

Some religious leaders have admitted misleading their flock into joining pyramid schemes.

Members of the clergy yesterday told a taskforce into the operation of pyramid schemes that
con artists, masquerading as religious organisations, took advantage of the Church's influence.

Presenting their views to Francis Nyenze's taskforce at the YMCA Hall in Nyeri, the leaders revealed how directors of one of the schemes, called Deci, duped them.

Bishop Peter Ndegwa of Grace Chapel said the flock joined the pyramid schemes because their spiritual leaders, like him, were fronting them.

Ndegwa who was managing Deci outlets in Central Province said those who fell to the trickery lost more than Sh 600 million.

Bishop Erastus Njoroge also owned up, but said its proponents also duped them.

Njoroge said he even knew of some marriages breaking up as a consequence.

This is as Co-operative Development Minister Joseph Nyaga unveiled a taskforce that will investigate collapsed pyramid schemes that swindled Kenyans off billions of shillings.

Mr Nyaga launched the nine-member taskforce that will be chaired by Mr Francis Nyenze, on Monday.

Speaking during the launch, Nyaga said the taskforce would have a three-month mandate to establish who were behind the schemes.

"The taskforce will go around the country, especially the crisis regions which include Nairobi, Mount Kenya and Western province. They will seek to establish how we can resolve the problem and prosecute those involved," Nyaga said.

In 2006 and 2007, there was an influx of organisations luring innocent Kenyans to invest cash with a promise of quick returns. The market regulator, Central Bank of Kenya issued a warning that the schemes were operating against banking regulations, as they were not allowed to collect cash deposits.

"They will investigate the amount and whereabouts of funds invested into the schemes. They will also formulate and recommend strategies to apprehend operators with a view of prosecution," said Nyaga.

At the end of three months, the taskforce will present a report, which will include recommendations and mechanisms for recovery of funds invested.

Hata sehemu nyingine duniani, viongozi wa kidini wameanzisha vitu kama hivyo.

Viongozi wa kidini huongoza dhamiri za watu. Mara nyingine hukamata dhamiri za watu hivi kwamba common sense inakufa wanapokea kila kitu toka kwao. Investment kama za Deci hata sehemu nyingine duniani zimekuwa zinaanzishwa na makanisa, hasa yale yanayozuka kila kukicha.

Nawawekea mfano huu mwingine nimeutoa website hii

[URL="http://www.crimes-of-persuasion.com/Crimes/InPerson/MajorPerson/church_scams.htm"]Affinity Faith-Based Investment Fraud Church Scams

Last August, the North American Securities Administrators Association arranged a news conference to warn people that religious investment schemes were more widespread than ever, after losses from just three national cases approached $1.5-billion.

One of them was the Tampa-based Greater Ministries International Church scam, which operated from March 1993 to January 1999. Authorities called it one of the largest pyramid schemes ever investigated.

Church elders promised to double investors' money in 17 months under a "Double Your Blessing Gift Exchange" and a "Faith Promises Program," thanks to gold mines and profitable overseas investments the church claimed it had.

But the funds returned to some investors actually came from money put up by investors at a later time. Last year, several church leaders received lengthy prison sentences for their roles in the pyramid scheme, which involved 18,000 victims who lost $448-million during the 1990s.

Other scams to bamboozle believers are continually under way -- each proving that when you think you've heard it all, you haven't.

[/URL]

Huenda hata DECI wana mamluki toka huko....

That is a possibility

Sasa tunakataa kujifunza toka historia??

Kawaida hamna malalamiko mwanzoni, lakini hizi schemes huanguka ghafula.

Wengine wanalaumu BOT kwa kuchelewa kuingilia. Columbia, Albania, Philipine na Kenya kote zilianguka kabla ya maonyo ya Benki Kuu. Albania hii ilikuwa sababu ya mapinduzi, watu waliopoteza pesa zao wakilaumu kuwa serikali haikuwaonya.

Kwamba ni miaka mitatu na haijaanguka, USA ilichukua miaka zaidi ya 10 kwa scheme ya Bernard Madof.

Tusiwe wabishi. Tutafakari.,

Hata mtoto anayenyang'anywa wembe na mamaye pia huona anaonewa.

 

[MzalendoHalisi]

Serikali iwafungie DECI haraka bila kupoteza mda!

 

[NgomaNzito]

Serikali iwafungie DECI haraka bila kupoteza mda!

We utasema tu hao serikali nao wamejaa tele DECI wanasheria,mahakimu,wafanyakazi wa BOT kibao wamewekeza, mapolisi, wanajeshi.

 

[FairPlayer]

Sio kuwafungia. Kwanza wawarudishie watu hela zao kisha wafungiwe, Kama hawana hela basi wakamatwe mara moja viongozi woote!

 

[Cola]

Jamani kulikuwepo kitu hiki huko Kenya kikiitwa hivo hivo yaani DECI na siku ya siku kilizimika ghafla wakati maelfu kwa maelfu wakiwa wamewekeza wakisubiri kuvuna. walopanda mwanzo walivuna bali mtandao uliposheheni jamaa wakaingia mtini ghafla.

My uncle alipoteza ksh 500,000 ambazo mpaka sasa anazikumbuka na kujutia maamuzi yake. So, mtoto aking'ang'ania wembe mwachie lakini sooni tutawasikia na hata kuwaona wakilia na kuombolezea hela zao. Bora asikiae mapema, habari ndiyo hiyo.

 

[Kang]

Kang.... Hii deci haifanyi kama unavyoonyesha kwenye hiyo pyramid.....

Navyojua speed ya malipo pyramid inategemea watu wanavyojiunga katika hiyo deal. Na ukipata inakuwa imepita.... Kama ili upande ni watu 4 wakuchangie basi... Ukimaliza circle unatoka.... Kama unataka inabidi kuanza upya....

Sasa deci sio.... Ilikuwa ukiingia umeingia.... Unaweza usiongeze hata sent moja.... Ikifika muda uliopangiwa unapata pesa yako.

Sijui labda hesabu ndogo ndogo kama hizo zimenipiga chenga.... Lakini hesabu ya deci ni tofauti kabisa......

Point ya pyramid ni kwamba jinsi watu wanavyozidi kujiunga inahitaji watu zaidi wajiunge kuwalipa wale wa kwanza, na hawa waliowalipa wa kwanza nao inabidi walipwe, and so on. Kitu hambacho hakiwezekani kwenye nchi yenye limited number of people, sooner or later wawekezaji wapya hawatatosha kuwalipa wawekeshaji wa zamani.

Hizi hesabu za Desi tofauti ni zipi mkuu?!? Wameshakiri wenyewe kuwa hawafanyi biashara yoyote (Article ya The Citizen Nadhani) usipofanya biashara yoyote maana yake pesa hazizalishi, kwa hiyo wanazizungusha hizo hizo.

Kama bado hauamini tafadhali nitafutie bishara yoyote Halali duniani inayoweza kushalisha 200% profit in 3 months! Bila risk.
Yaani guaranteed 200%! Hakuna bishara kama hiyo.

Sasa kwako lipi rahisi zaidi kuanmini? Kuwa hawa jamaa ni Pyramid scheme au kuwa wamegundua bishara ya ajabu ambayo ina profit za 200% percent na haina risk? Jiulize hilo swali.

Nadhani nimefikia mwisho wa uwezo wangu kukushauri, kama bado hutaki basi best of luck na nakuombea uvune kabla mchezo haujaporomoka.

 

[Kang]

Sio kuwafungia. Kwanza wawarudishie watu hela zao kisha wafungiwe, Kama hawana hela basi wakamatwe mara moja viongozi woote!

Hawawezi kuwalipa watu hela zao kwasababu zishavunwa na waliopita! kazi ipo.

Pia nimepata tetesi kuwa wanataka kufungua Benki hawa Deci, hapo sijui itaendaje.

 

[Mwanaukweli]

Mtoto akililia wembe mpe......

 

[Dar_Millionaire]

Hawawezi kuwalipa watu hela zao kwasababu zishavunwa na waliopita! kazi ipo.

Pia nimepata tetesi kuwa wanataka kufungua Benki hawa Deci, hapo sijui itaendaje.

Kwa steji waliyofikia wana uwezo kabisa wa kufungua benki. Wananchi wa kipato cha chini wamewaelewa vizuri maana wakienda Deci hakuna mambo ya "debit" na "credit" lugha ambayo huwa haieleweki.

Kuna kupanda na kuvuna, lugha ambayo ni straightforward.

Kilichobaki ni uadilifu wa viongozi wa DECI. Je nia yao ilikuwa ni kuiba na kutokomea au ni wajasiriamali safi ambao walikuwa wanatafuta mtaji.

 

[MzalendoHalisi]

We utasema tu hao serikali nao wamejaa tele DECI wanasheria,mahakimu,wafanyakazi wa BOT kibao wamewekeza,mapolisi,wanajeshi

NgomaNzito,

Kwani wanasheria,mahakimu,wafanyakazi wa BOT ni nani hao hata serikali iogope kuwafungia DECI?

BoT na Capital Markets wamesema hawawatambui! Basi hii tu inatosha kuwafungia!

Watafungiwa tu siku za karibuni uhakika ninao!

 

[NgomaNzito]

Naona Ephraim Kibonde na mwezie Gadna wamekatiwa mshiko na mafisadi kuihujumu na kuiponda DECI utafikiria wanaijua sana hata kupanda na kuvuna. Waweke maslahi yao wazi kabla ya kuweka kimbelembele chao.

Na huyo Mushi sijui diwani wa mabibo kanunuliwa tu huyo toka lini diwani aandike barua kwenda kwenye kampuni kuulizia mambo yaliyo nje ya taratibu eti anataka kujua kama wana leseni DECI toka lini mtapiga domo sisi tunaendelea kuvuna.

 

[Kang]

Kwa steji waliyofikia wana uwezo kabisa wa kufungua benki. Wananchi wa kipato cha chini wamewaelewa vizuri maana wakienda Deci hakuna mambo ya "debit" na "credit" lugha ambayo huwa haieleweki.

Kuna kupanda na kuvuna, lugha ambayo ni straightforward.

Kilichobaki ni uadilifu wa viongozi wa DECI. Je nia yao ilikuwa ni kuiba na kutokomea au ni wajasiriamali safi ambao walikuwa wanatafuta mtaji.

Hakuna benki inayoweza kutoa 200% profit, sasa hilo wataelewa wananchi? Na inabidi wasitishe mavuno ya watu.

 

[FairPlayer]

Naona Ephraim Kibonde na mwezie Gadna wamekatiwa mshiko na mafisadi kuihujumu na kuiponda DECI utafikiria wanaijua sana hata kupanda na kuvuna.
Waweke maslahi yao wazi kabla ya kuweka kimbelembele chao.

Na huyo Mushi sijui diwani wa mabibo kanunuliwa tu huyo toka lini diwani aandike barua kwenda kwenye kampuni kuulizia mambo yaliyo nje ya taratibu eti anataka kujua kama wana leseni DECI toka lini mtapiga domo sisi tunaendelea kuvuna.

Duh!!!!!!!!!!!!!!!!!

Sasa nimeamini na kuelewa kuwa Watanzania wengi ni wajinga kupita maelezo. Ningeshauri vyama vya upinzani vikae pembeni viwaache hawa WAPIGA KURA. Waendelee kuliwa.

Ni mzungu gani vile alisema unakuja Tz na dola mia kisha unaondoka na mabilioni ya Tshs?

Sasa nishajua wanapataje hizo hela.

Duh!!!

Kuwa na uwezo mdogo namna hii ya kuelewa ni hatari kwa taifa!

Mungu awabariki enyi wapiga kura!

 

[NgomaNzito]

Hakuna benki inayoweza kutoa 200% profit, sasa hilo wataelewa wananchi? Na inabidi wasitishe mavuno ya watu.

Utaratibu wa kupanda na kuvuna utakuwa pale pale benk itakuwa subsidiary company ya DECI

Maendeleo hayo ndugu!!
Anything must grow

 

[Mwanaukweli]

Utaratibu wa kupanda na kuvuna utakuwa pale pale benk itakuwa subsidiary company ya DECI

Maendeleo hayo ndugu!!
Anything must grow

DECI si Scheme mpya, haikuanzia Tanzania. Unaelimishwa kuwa kila ilipoanzishwa kumekuwa na mwisho mbaya. Hapa naona sasa kumekuwa na ushabiki, na kama vile ambavyo Mshabiki wa Simba hawezi kuwa Yanga, mnakataa kujifunza na kutafakari Unayoelimishwa.

KENYA PIA serikali ilipoingilia waendeshaji wa DECI Kenya walijitetea hivi

'Ours is not a pyramid scheme', say DECI management
Written By:Wesley Rutto/kna , Posted: Mon, May 07, 2007


Development Entrepreneurship Community Initiative (DECI), has so far revolved 2 billion shillings in the last 10 months, thus contributing to alleviation of poverty in the country.

DECI Managing Director, George Donde, said the funds revolved among millions of Kenyans creating about 4,500 direct jobs within the 200 centres in the country.

Addressing DECI members, Mumias region, Donde expressed hope that at the current pace, the living standards of most Kenyans would eventually be improved.

He refuted rumours that DECI was a pyramid scheme and instead explained that the organization was founded and operated on the principle of group guarantee and marry-go-round.

The misinformation about DECI, he said, was misplaced because the organization mobilize members to invest by contributing money to meet basic requirements.

Saying that each Kenyan had the potential and capacity to contribute to the socio-economic development of the country, Donde urged Kenyans to change their attitude and mobilize resources to improve their living standards.

Source: Kenya Broadcasting Corporation


Lakini baadaye viongozi wa dini walioendesha DECI Kenya walikiri kupotosha watu:

Clergy admits to misleading flock over schemes

Some religious leaders have admitted misleading their flock into joining pyramid schemes.

Members of the clergy yesterday told a taskforce into the operation of pyramid schemes that
con artists, masquerading as religious organisations, took advantage of the Church’s influence.

Presenting their views to Francis Nyenze’s taskforce at the YMCA Hall in Nyeri, the leaders revealed how directors of one of the schemes, called Deci, duped them.

Bishop Peter Ndegwa of Grace Chapel said the flock joined the pyramid schemes because their spiritual leaders, like him, were fronting them.

Ndegwa who was managing Deci outlets in Central Province said those who fell to the trickery lost more than Sh 600 million.

Bishop Erastus Njoroge also owned up, but said its proponents also duped them.

Njoroge said he even knew of some marriages breaking up as a consequence.

This is as Co-operative Development Minister Joseph Nyaga unveiled a taskforce that will investigate collapsed pyramid schemes that swindled Kenyans off billions of shillings.

Mr Nyaga launched the nine-member taskforce that will be chaired by Mr Francis Nyenze, on Monday.

Speaking during the launch, Nyaga said the taskforce would have a three-month mandate to establish who were behind the schemes.

"The taskforce will go around the country, especially the crisis regions which include Nairobi, Mount Kenya and Western province. They will seek to establish how we can resolve the problem and prosecute those involved," Nyaga said.

In 2006 and 2007, there was an influx of organisations luring innocent Kenyans to invest cash with a promise of quick returns. The market regulator, Central Bank of Kenya issued a warning that the schemes were operating against banking regulations, as they were not allowed to collect cash deposits.

"They will investigate the amount and whereabouts of funds invested into the schemes. They will also formulate and recommend strategies to apprehend operators with a view of prosecution," said Nyaga.

At the end of three months, the taskforce will present a report, which will include recommendations and mechanisms for recovery of funds invested.​

Hata sehemu nyingine duniani, viongozi wa dini za kilokole wameanzisha vitu kama hivyo.

Viongozi wa kidini huongoza dhamiri za watu. Mara nyingine hukamata dhamiri za watu hivi kwamba common sense ya waumini inakufa wanapokea kila kitu toka kwao. Investment kama za Deci hata sehemu nyingine duniani zimekuwa zinaanzishwa na makanisa, hasa yale yanayozuka kila kukicha.


Nawawekea mfano huu mwingine nimeutoa website hii


Affinity Faith-Based Investment Fraud Church Scams

Last August, the North American Securities Administrators Association arranged a news conference to warn people that religious investment schemes were more widespread than ever, after losses from just three national cases approached $1.5-billion.

One of them was the Tampa-based Greater Ministries International Church scam, which operated from March 1993 to January 1999. Authorities called it one of the largest pyramid schemes ever investigated.

Church elders promised to double investors' money in 17 months under a "Double Your Blessing Gift Exchange" and a "Faith Promises Program," thanks to gold mines and profitable overseas investments the church claimed it had.

But the funds returned to some investors actually came from money put up by investors at a later time. Last year, several church leaders received lengthy prison sentences for their roles in the pyramid scheme, which involved 18,000 victims who lost $448-million during the 1990s.

Other scams to bamboozle believers are continually under way -- each proving that when you think you've heard it all, you haven't.



Huenda hata DECI wana mamluki toka huko....

That is a possibility

Sasa tunakataa kujifunza toka historia??

Kawaida hamna malalamiko mwanzoni, lakini hizi schemes huanguka ghafula.

Wengine wanalaumu BOT kwa kuchelewa kuingilia. Columbia, Albania, Philipine na Kenya kote zilianguka kabla ya maonyo ya Benki Kuu. Albania hii ilikuwa sababu ya mapinduzi, watu waliopoteza pesa zao wakilaumu kuwa serikali haikuwaonya.

Kwamba ni miaka mitatu na haijaanguka, USA ilichukua miaka zaidi ya 10 kwa scheme ya Bernard Madof.

Tusiwe wabishi. Tutafakari.,

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