Online payment in Tanzania

Dear JF IT Gurus,

Anyone with idea and experience on how to set up an online payment platform in Tanzania. I want to have, say a website where people can register a course and pay for course fees online. Another example is for making online payment of membership fees.

The payment to be done in a local bank account e.g NBC or NMB.

I do welcome your idea/experience.

ask to bot or twiga bancorp how are they operate the tiss and swift here in tz..

First you have to confirm that NBC or NMB accepts debit/credit cards, Najua Barclays/CRDB ndo so far wana these kind of services

Can be done....

Tell them to pay you via paypal.com <---connect your paypal account with your TZ bank if they provide that service.Am not sure about credit card connection.

tzjamani said:

Dear JF IT Gurus,

Anyone with idea and experience on how to set up an online payment platform in Tanzania. I want to have, say a website where people can register a course and pay for course fees online. Another example is for making online payment of membership fees.

The payment to be done in a local bank account e.g NBC or NMB.

Kwanza na

I do welcome your idea/experience.

Click to expand...

Nadhani ni rahisi kusetup online payment system lakini nikazi kuwa secure application kuhakikisha transanction na informtaion za wateja haziwi compromised.

Few month back nilikutana na application moja inatwa sobipro. It is very power japo kazi yake kubwa ilikuwa ni kwa ajili ya directory ina already made facility ya kuprocess Visa/online payment.

Vile vile hata kwenye tovuti kama SourceForge.net: Find, Create, and Publish Open Source software for free na CodePlex - Open Source Project Hosting utapaka solution za kuprocess online transation but challenge ni how to impliment wthout compromising security Hiyo ya TISS aliyotoa mdau nadhani ni kati ya bank na bank si kati mtu anayteka aliye nyubani aataka kununua kifaa fulani kwenye dukaau store

tzjamani said:

Dear JF IT Gurus,

Anyone with idea and experience on how to set up an online payment platform in Tanzania. I want to have, say a website where people can register a course and pay for course fees online. Another example is for making online payment of membership fees.

Click to expand...

What you need is a merchant account, Paypal could be an easy option but at the moment Tz is not one of the qualifying countries so you can't upgrade from personal to premier/business account.

If you have a relative or a friend in the US (or any qualifying countries), he/she might open one for you but that is another story cause if a US account is logged-in in Tanzania their system will trigger something and they will limit you, unless you use some VPN (virtual private network) every time you log in, which is a hustle if you ask me.

Even if you find a way to open one (business acc), paypal WILL FREEZE your funds at times, without warning, I'm not even sugar coating this as long you do transaction through them, they'll find a way to bite your ass, it's just a matter of time.

My business account has been limited few times and I've been with them for more than seven years (doing legal transactions) but I know some people whose funds has been frozen for 180 days (six months) before they're released, so it's up to you buddy.

However, there are few merchant services you want to check them out, these guys are not as bitchie las paypal:

Googlecheckout
AlertPay
2checkout

Lastly you also wanna check merchant account in tanzania

Mtazamaji said:

Nadhani ni rahisi kusetup online payment system lakini nikazi kuwa secure application kuhakikisha transanction na informtaion za wateja haziwi compromised.

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Kwa kutumia curl library za curl_setopt na php unaweza kutengeneza application ambayo ni secure bila tatizo.

Chamoto said:

Kwa kutumia curl library za curl_setopt na php unaweza kutengeneza application ambayo ni secure bila tatizo.

Click to expand...

Chamoto for hiyo curl ina apply security katika level gani? let me google it anyway

Zing said:

Chamoto for hiyo curl ina apply security katika level gani? let me google it anyway

Click to expand...

SSL Level, ila kwa sensitive info lazima uwe na ca-bundle.crt file

Mkuu kama una akaunti crdb nenda uka be register kwa online payment utajaza fomu baada ya 24 hours unaweza kununua kitu chochote online ni vizuri ukafungua acc paypal utajaza fomu utaingiza namba ya atm card yako wao wataicheki kama iko online ikikubali basi unaweza ukanunua vitu kwa urahisi zaidi nayo ni secure sana.Onyo usiweke pesa nyingi kwenye akaunti yako hiyo ya malipo kama haununui vitu. Mimi hiyo Paypal imenisaidia sana kunulia vitu hasa software

Naomba niibue tena hii thread... kwani wewe wateja wako unaowauzia vitu online ni wa wapi? Kama ni Tz na wewe uko Tz, kuna hii platform mpya ya kupokea payments hata kwa kutumia visa, master, amex, paypal na hata m-pesa/ airtel money. Mimi nimeanza kutumia this week so nitawajulisha mafanikio na mapungufu yake over time. Hiyo system iko secure na inatumika worldwide.

Upande wa gharama i.e. transaction fees ni 5% ambayo nimeshauriwa kuijumlisha kwenye gharama ninayochaji wateja na pia kuna set up fee upfront. Naomba kujuzwa kama kuna wengine mnaotumia mtandao kama huu...?

Osaba said:

Mkuu kama una akaunti crdb nenda uka be register kwa online payment utajaza fomu baada ya 24 hours unaweza kununua kitu chochote online ni vizuri ukafungua acc paypal utajaza fomu utaingiza namba ya atm card yako wao wataicheki kama iko online ikikubali basi unaweza ukanunua vitu kwa urahisi zaidi nayo ni secure sana.Onyo usiweke pesa nyingi kwenye akaunti yako hiyo ya malipo kama haununui vitu. Mimi hiyo Paypal imenisaidia sana kunulia vitu hasa software

Click to expand...

Osaba said:

Mkuu kama una akaunti crdb nenda uka be register kwa online payment utajaza fomu baada ya 24 hours unaweza kununua kitu chochote online ni vizuri ukafungua acc paypal utajaza fomu utaingiza namba ya atm card yako wao wataicheki kama iko online ikikubali basi unaweza ukanunua vitu kwa urahisi zaidi nayo ni secure sana.Onyo usiweke pesa nyingi kwenye akaunti yako hiyo ya malipo kama haununui vitu. Mimi hiyo Paypal imenisaidia osana kunulia vitu hasa software

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.........umeeleweka hapa mkuu...hivyo savig acc inabidi iwe tofauti na hii ya manunuzi. Kwa huu mtoa maada kama akiweza kupata website x5 hawa jamaa wanasoftware yao hii nzuri ya kufyatulia static website pia katika malipo ya online wapo vyema sana pata.hata demo kwanza ujirize nayo

tzjamani said:

Dear JF IT Gurus,

Anyone with idea and experience on how to set up an online payment platform in Tanzania. I want to have, say a website where people can register a course and pay for course fees online. Another example is for making online payment of membership fees.

The payment to be done in a local bank account e.g NBC or NMB.

I do welcome your idea/experience.

Click to expand...

One that I know of ni CRDB, and it works just well.

MamaEE said:

Naomba niibue tena hii thread... kwani wewe wateja wako unaowauzia vitu online ni wa wapi? Kama ni Tz na wewe uko Tz, kuna hii platform mpya ya kupokea payments hata kwa kutumia visa, master, amex, paypal na hata m-pesa/ airtel money. Mimi nimeanza kutumia this week so nitawajulisha mafanikio na mapungufu yake over time. Hiyo system iko secure na inatumika worldwide.

Upande wa gharama i.e. transaction fees ni 5% ambayo nimeshauriwa kuijumlisha kwenye gharama ninayochaji wateja na pia kuna set up fee upfront. Naomba kujuzwa kama kuna wengine mnaotumia mtandao kama huu...?

Click to expand...

rudi bas utujulishe mafanikio na mapungufu ya hiyo system..