Chipakati, watu walishazoea kupata fedha za bure. Hali hii ilipelekea kutokuwa na nidhamu katika usimamizi wa fedha. Upumbavu kama huu ndo unapelekea wahitimu wengi kuichukia Bodi ya Mikopo. Jamani, tukikopa tuwe na nidhamu ya kulipa. Muda wa 'Sadakalawe' na 'Mashamba ya Bibi umeisha'. Tukikopa...
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