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Attitude bila control huchangia umaskini!

Discussion in 'Biashara, Uchumi na Ujasiriamali' started by payuka, Dec 28, 2011.

  1. payuka

    payuka JF-Expert Member

    #1
    Dec 28, 2011
    Joined: Jun 17, 2010
    Messages: 832
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    Unataka ku- spend zaidi ya kipato. Kisha tu umeshindwa kujizuia na kuzoea kunywa pombe, kwenda club, kuhonga malaya, kula sehemu za kifahari, ku drive gari lenye fuel consumption kubwa, kupanga sehemu expensive, kupiga party za kujionesha kwa marafiki kwamba unazo, kuafanya shopping sehemu usizokuwa na uwezo nazo n.k

    Matokeo yake ni nini?
    Siku zote earnings zikizidi spending lazima utatafuta jinsi ya kufidia hilo gap. Jinsi ya kufidia gap inaweza kuwa ni katika monetary or non monetary terms ( I.e. Kujiuza cheaply kwa mamen). Kuhusu monetary terms: ndo unasikia mtu kaenda kukopa katika rate ya juu, kauza nyumba, gari, shamba n.k

    Nini kifanyike? Badili tabia yako ASAP. Punguza marafiki ambao hawana tofauti na kupe. Tabia si rahisi kuacha kama unavyofikiri, lakini ukidhamiria utaweza.

    Cha msingi jua ya kwamba maisha ni safari! Safiri kwa akili na Mungu atakujaalia kufika unapotaka. Ukisafiri kiuwendawazimu consequences zake utazipata mapema na kufupisha safari yako.

    Kwa leo ni hilo tu wadau. Kama manapenda niwaandalie somo pana la mambo ya budgeting kwa mazingira yetu ya Tanzania mtanifahamisha. Asanteni.
     
  2. Rashdind

    Rashdind Senior Member

    #2
    Dec 28, 2011
    Joined: Jul 19, 2011
    Messages: 171
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    kwanin tusitake tuandalie bwana payuka.
     
  3. Ndebile

    Ndebile JF-Expert Member

    #3
    Dec 28, 2011
    Joined: Sep 14, 2011
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    Niseme asante hata kwa hayo machache. Tuandalie mada mkuu tupate ujuzi!
     
  4. Dio

    Dio JF-Expert Member

    #4
    Dec 29, 2011
    Joined: Feb 8, 2011
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    Kaka leta madini
     
  5. Raia Fulani

    Raia Fulani JF-Expert Member

    #5
    Dec 29, 2011
    Joined: Mar 12, 2009
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    earnings zikizidi spending si ndio vizuri. Edit hapo juu
     
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