A Russian businessman walks into a Swiss bank in Geneva and asks for a $100 loan. He offers his luxury Mercedes car as collateral. The collateral is too good, and the bank manager approves the loan. A year later, the Russian comes back. He repays the loan and the 10% interest and is ready to collect his car. Finally, the puzzled bank manager dares to ask him: "Excuse me, sir, could you tell me: did you really need that $100 so badly? In order to get the money, you left your luxury car with us for a whole year!" The Russian replied, "That's simple just think outside the box: where else in Geneva can I find such a great parking place for just $10 a year?"