Je, FINCA na PRIDE ni mifano ya debt financing institutions?

[elmagnifico]

wadau naomba mwenye ufahamu juu ya debt financing anipe maelezo maana nimesoma lakini sijapata uelewa wa kutosha.

 

[Ndachuwa]

wadau naomba mwenye ufahamu juu ya debt financing anipe maelezo maana nimesoma lakini sijapata uelewa wa kutosha.

Ukisoma topic usipoelewa unarudia tena. In short, the firm can be finance by Equity (capital contribited by owners + profit retained in the firm) and debts (money invested in the firm from lenders who are not owners of the company). Both owners (equity holder) and lenders (debt finance) require return for use of their money. Owners are compensated in form of dividend whereas lenders and compensated in form of interest. The difference between returns to the two group is that dividend paid to the owner is not an allowable expense for tax purpose whereas interest is an allowable expense for tax purpose. Due to tax implication of dividend (adverse) and interest (positive); debt finance is considered to be cheaper than equity finance. However, excessive debt finance increase the risk of bankruptcy.

 

[elmagnifico]

Ukisoma topic usipoelewa unarudia tena. In short, the firm can be finance by Equity (capital contribited by owners + profit retained in the firm) and debts (money invested in the firm from lenders who are not owners of the company). Both owners (equity holder) and lenders (debt finance) require return for use of their money. Owners are compensated in form of dividend whereas lenders and compensated in form of interest. The difference between returns to the two group is that dividend paid to the owner is not an allowable expense for tax purpose whereas interest is an allowable expense for tax purpose. Due to tax implication of dividend (adverse) and interest (positive); debt finance is considered to be cheaper than equity finance. However, excessive debt finance increase the risk of bankruptcy.

Nashukuru sana mkuu kwa maelezo yako maana kuna mtu anataka ku invest kwenye hiyo biashara hapa tanzania lakini nimeshndwa kumsaidia kwakuwa sikuwa na uelewa juu ya hili jambo

 

[elmagnifico]

naomba kujuzwa tofauti na mabenki hapa tanzania je finca na pride ni mmoja kati ya debt financing institutions.

 

[Sangarara]

Definetly yes, lakini wamefocus kwenye Microfinance. Pride wanatoa mikopo mikubwa kuliko FINCA though.

 

[Sangarara]

Wewe hauko serious, haya maelezo uliyopewa hapa japo yako makini lakini hayakutoshelezi kwenda kutoa consultation kwa mtu.