Financial institution inayotoa huduma ya Sinking Fund.

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JF-Expert Member
May 6, 2011
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Wakuu, habari ya kazi.
Mimi nahitaji kuanza kuwekeza atleast 50000 kila mwezi. Natamani sana wadau mnisaidie ni financial institution gani hapa Tanzania inatoa huduma hiyo. Na watanilipa interest rate kiasi gani (compounded kila mwezi).
Wakuu tusaidie naomba mnisaidie taarifa husika. Aksanteni.
 
Wakuu, habari ya kazi.
Mimi nahitaji kuanza kuwekeza atleast 50000 kila mwezi. Natamani sana wadau mnisaidie ni financial institution gani hapa Tanzania inatoa huduma hiyo. Na watanilipa interest rate kiasi gani (compounded kila mwezi).
Wakuu tusaidie naomba mnisaidie taarifa husika. Aksanteni.

Huo mpango wako ni mzuri. Ukiwasiliana na Market Participants wa Dar es Salaam Stock Exchange (DSE: Dar es Salaam Stock Exchange) watakupa maelezo ya kina kuhusu products/plans zilizoko nchini ili uweze kufanya uamuzi.
 
Kwa Usalama wako weka Bank.
CRDB,NMB ni wazuri zaidi
Hawa jamaa hawatoi huduma hiyo, wao wanaoffer fixed deposit accounts ambazo zinarange from 3 months onwards, ,mimi nataka kuinvest monthly at constant rates while earning interest compoundedly.
 
ContractSave Account
ContractSave is an affordable, disciplined savings plan that can be tailored to suit specific needs. A compulsory, monthly debit order is required to fund the account. This ensures that saving is done regularly over a pre-selected period of time – without giving in to the temptation to spend your savings! This account enables customers to decide how much they can afford to save and for how long. It is a bank deposit so there is practically no capital risk, no complicated contracts to be signed and no obscure fees or commissions to be paid. Ideal for: saving for big future expenses like the deposit on a house, a child’s education, or to top up on retirement savings. Features and benefits • Ability to select the monthly debit order amount of choice to fund the ContractSave account. Customers can also choose that the saving amount be automatically increased each year. • Freedom to decide the period that one wishes to save for, starting at 12 months. • Competitive interest rates and additional bonus interest every year for up to four years. • Bonus interest increases each year, so the longer the saving the higher the bonus interest earned. • Additional deposits can be made at any time. • 10% of the balance is available after 12 months should it be needed. • No fees are charged to this account. • No debit order fee if the monthly payment is from a Stanbic Bank account. • There are no penalties if deposits are stopped for any period of time, but the bonus interest rate is forfeited in this case. After the first year of investment, one withdrawal per year for up to 10% of the balance is permitted without a penalty. • Interest is calculated daily and paid monthly into the ContractSave account. • There are no service fees or commission payable on ContractSave so every cent deposited will be saved if the account is well conducted. • The minimum savings period is one year (12 debit orders) and the maximum is 3 years, giving the customer the flexibility to choose the savings period and maturity date that best suits them. • Upon maturity, the funds do not need to be withdrawn from the ContractSave account as they will be automatically transferred straight to the transactional account. • Customers are allowed more than one ContractSave account – ideal if they want to save separately for different goals – or open an account for their children
 
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