Credit Officers

Cowman

JF-Expert Member
Feb 5, 2013
1,713
3,147
Location: TARIME
Industry: Banking (Microfinance)

DUTIES AND RESPONSIBILITIES.

Credit Officer Job Responsibilities:
-Marketing of loan products
-Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
-Collecting the needed financial documentation and assessing the clients' creditworthiness.
-Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
-Approving or denying loan requests, and communicating your decision to both clients and management.
-Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
-Maintaining records of loan applications by using loan management software.
-Managing loan renewals by organizing follow-up meetings with clients.
-Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations.
-Loan Monitoring, follow up and recover.
-Performing other duties as may asigned by the management.


QUALIFICATION.

-Minimum Qualification: Diploma in Accounting, Finance, Banking, Law or Business Administration.
-Computer literacy will be an added advantage.
-Should be aged between 20– 30 years of age


MODE OF APPLICATION

Please apply in writing, in strict confidence to

cowmantz@gmail.com

· Typed application letter.
· Typed curriculum vitae containing details of qualifications, experience and present position and birth certificate.
· Day and evening telephone numbers, e-mail address [if any] and names of three referees including your current employer.
· Photocopies (non-returnable) of academic, professional certificates, testimonials and other supporting documents.
Applications, should reach the undersigned by close of business on May 25, 2024

Only shortlisted will be contained!
 
Location: TARIME
Industry: Banking (Microfinance)

DUTIES AND RESPONSIBILITIES.

Credit Officer Job Responsibilities:
-Marketing of loan products
-Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
-Collecting the needed financial documentation and assessing the clients' creditworthiness.
-Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
-Approving or denying loan requests, and communicating your decision to both clients and management.
-Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
-Maintaining records of loan applications by using loan management software.
-Managing loan renewals by organizing follow-up meetings with clients.
-Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations.
-Loan Monitoring, follow up and recover.
-Performing other duties as may asigned by the management.


QUALIFICATION.

-Minimum Qualification: Diploma in Accounting, Finance, Banking, Law or Business Administration.
-Computer literacy will be an added advantage.
-Should be aged between 20– 30 years of age


MODE OF APPLICATION

Please apply in writing, in strict confidence to

cowmantz@gmail.com

· Typed application letter.
· Typed curriculum vitae containing details of qualifications, experience and present position and birth certificate.
· Day and evening telephone numbers, e-mail address [if any] and names of three referees including your current employer.
· Photocopies (non-returnable) of academic, professional certificates, testimonials and other supporting documents.
Applications, should reach the undersigned by close of business on May 25, 2024

Only shortlisted will be contained!
Shortlisted will be...??
 

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