Lol......are you mad..!!No way....
Battle: Dar es Salaam vs Nairobi
babayao255
JF-Expert Member
- Apr 4, 2019
- 11,094
- 27,061
Yaani hawa jamaa ni wajinga fulani hivi 
alafu wanaonaga kila mtu ni mbumbumbu ka wao.
alafu wanaonaga kila mtu ni mbumbumbu ka wao.
KENPAULITE
JF-Expert Member
- Apr 6, 2017
- 3,509
- 3,308
Kwani hii dumb ass ni slang ulijua jana?
Chamoto
JF-Expert Member
- Dec 7, 2007
- 8,319
- 17,473
Msongamano wa magari ni dalili ya miundombinu mibovu, mtu unawezaje kujisifia kuwa na cholesterol?
Nicxie
JF-Expert Member
- Jun 20, 2017
- 16,636
- 11,365
Ingekua bora kama ungechukua muda wako kuangalia chanzo cha hiyo debate Kabla ya kurusha mawe. Mdanganyika mwenzako alileta picha ya msongamano wa magari Dar na kusema ni dalili ya Dar kuwa na magari mengi kushinda Nairobi. Kwa akili yake, ilikuwa ni kitu cha kujivunia sana kuwa na msonganano wa magari. That's why I began my response by saying "I know traffic jams are not things to be proud of... "
Yeah Danganyka mjuaji ,sasa twambie London ,Atlanta ,Los Angeles ,Beijing , Bangkok ,Toronto, Rio na miji mingine mikubwa yenye msongamano wa gari pia wanayo miondombinu mbovu .
Tz nyie mnajifanya wajuaji sana lakini ukiangalia miundombinu ya Dar ndio hata mbovu zaidi.
Chamoto
JF-Expert Member
- Dec 7, 2007
- 8,319
- 17,473
Hiyo miji uliyoitaja mwanzoni haikusanifiwa (designed) kwaajili ya magari mengi, ndiyo maana inafoleni. Miji ya US kwa mfano, ilijengwa kwa mfumo wa miraba miraba (blocks) ili treni za umeme za mijini (street cars) ziweze kupita kiurahisi.
GM walipoanza kutengeneza magari mengi wakanunua makampuni ya treni za mijini ili waondoe biashara hiyo na kuweka mazingira mazuri ya watu kutumia magari zaidi. kampuni hizi za magari na zile za mafuta huwa zina honga sana wanasiasa ili kusiwe na usafiri wa umma. Matokeo yake kunakuwa na ongezeko la foleni.
Hata hivyo juhudi zinafanyika kupunguza tatizo hilo ndiyo maana kwenye barabara za miji mikubwa zile "lane" za kushoto kabisa (innermost lane - kama ile 'yenyu' ya BRT
) huwa zinatengwa kwaajili ya magari yenye watu zaidi ya wawili, "lanes" hizo huwa zinaitwa high occupancy vehicle (HOV).Brt is just some nondescript minute project....infrastructure wise dar bado kwa sana
Hiyo miji uliyoitaja mwanzoni haikusanifiwa (designed) kwaajili ya magari mengi, ndiyo maana inafoleni. Miji ya US kwa mfano, ilijengwa kwa mfumo wa miraba miraba (blocks) ili treni za umeme za mijini (street cars) ziweze kupita kiurahisi.
GM walipoanza kutengeneza magari mengi wakanunua makampuni za treni za mijini ili waondoe biashara hiyo na kuweka mazingira mazuri ya watu kutumia magari zaidi. kampuni hizi za magari na zile za mafuta huwa zina honga sana wanasiasa ili kusiwe na usafiri wa umma. Matokeo yake kunakuwa na ongezeko la foleni.
Hata hivyo juhudi zinafanyika kupunguza tatizo hilo ndiyo maana kwenye barabara za miji mikubwa zile "lane" za kushoto kabisa (innermost lane - kama ile 'yenyu' ya BRT
Kenya’s Equity Bank expansion in DRC may trigger more foreign interest
theafricareport.com
Sep 11, 2019 2:15 PM
[http://img2]
Equity Bank's Chief Executive Officer James Mwangi addresses investors at the Equity Bank headquarters in the Upper Hill district of Kenya's capital Nairobi REUTERS/Thomas Mukoya
The move by Kenya’s Equity Bank to buy a controlling stake in Banque Commerciale du Congo (BCDC) may be timed to perfection.
The bank said this week that it has reached a non-binding agreement to buy a controlling stake in BCDC, the oldest bank in the Democratic Republic of Congo (DRC), for an undisclosed amount.
If concluded, the timing of the purchase with the DRC under the new leadership of President Felix Tshisekedi could turn out to be a “stroke of genius,” says Olivier Lumenganeso, an economist and banker in Kinshasa.
Lumenganeso notes that BCDC has been for sale for five years, with the price that was being sought in the past was too high.
According to Johnson Nderi at ABC Capital in Nairobi, Equity Bank will likely be able to secure the new asset and is most likely going to pay for it with newly issued shares.
Tshisekedi is “changing the landscape,” for business in the DRC, Lumenganeso argues. Political tensions have “substantially decreased” and the environment for SMEs has improved.
Airports are now noticeably more crowded with prospective foreign investors, Lumenganeso says.
Equity Bank already has SME and retail businesses in the DRC, and will now be able to add larger corporate customers, Lumenganeso says.
Crucially, Equity has an existing digital strategy which they be able to apply to an enlarged customer base.
The combination would be “more than the sum of its parts,” Lumenganeso says.
The combined bank, which Lumenganeso expects to have close to $1bn in assets, won’t be able to catch up with DRC market leader Rawbank in terms of size, he says.
He expects more banks from Kenya to enter the DRC, arguing that 15 or 16 banks is not enough for a country of such a size.
There’s space, he says, for banks with different kinds of business model to enter.
Power house
Reginald Kadzutu, project head for pensions, insurance and savings at Zamara Actuaries in Nairobi, agrees on the potential that the DRC offers. The country has the potential to become the “power house of Africa” if political and social stability can be achieved.
The DRC has “low financial inclusion ratios and a huge unbanked population,” Kadzutu says, with “a lot of arbitrage opportunities exist as regulation catches up.”
Banking sector performance in Kenya has flattened out due to the macro economic environment, he says.
Equity has already taken stakes in banks in Rwanda, Zambia, Mozambique and Tanzania.
Kadzutu notes that the Kenyan interest cap only affects only Kenyan operations, but regional subsidiaries. “Diversifying country risk is truly a smart move” for Equity, he says. “Most of the markets they have entered have huge growth potential as financial inclusion and banking penetration are low.”
Equity Bank has the ability to offer “value adds, such as insurance, fund management, medical in less penetrated markets against competition which might not have the same financial muscle,” Kadzutu says.
But if Equity tries to replicate the Kenyan model “they will find themselves in a big hole.”
Equity needs to show that its organizational structure is adapted for rapid expansion, and that it has a segmented understanding of the markets that it’s entering.
Currency volatility could hurt Equity’s profits, Kadzutu says.
Lumenganeso in Kinshasha notes that the cost-to-profit ratios at both Equity and BCDC need to come down.
Bottom Line: Execution and the political environment in the DRC will determine if Equity Bank’s vision becomes a reality.
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theafricareport.com
Sep 11, 2019 2:15 PM
[http://img2]
Equity Bank's Chief Executive Officer James Mwangi addresses investors at the Equity Bank headquarters in the Upper Hill district of Kenya's capital Nairobi REUTERS/Thomas Mukoya
The move by Kenya’s Equity Bank to buy a controlling stake in Banque Commerciale du Congo (BCDC) may be timed to perfection.
The bank said this week that it has reached a non-binding agreement to buy a controlling stake in BCDC, the oldest bank in the Democratic Republic of Congo (DRC), for an undisclosed amount.
If concluded, the timing of the purchase with the DRC under the new leadership of President Felix Tshisekedi could turn out to be a “stroke of genius,” says Olivier Lumenganeso, an economist and banker in Kinshasa.
Lumenganeso notes that BCDC has been for sale for five years, with the price that was being sought in the past was too high.
According to Johnson Nderi at ABC Capital in Nairobi, Equity Bank will likely be able to secure the new asset and is most likely going to pay for it with newly issued shares.
Tshisekedi is “changing the landscape,” for business in the DRC, Lumenganeso argues. Political tensions have “substantially decreased” and the environment for SMEs has improved.
Airports are now noticeably more crowded with prospective foreign investors, Lumenganeso says.
Equity Bank already has SME and retail businesses in the DRC, and will now be able to add larger corporate customers, Lumenganeso says.
Crucially, Equity has an existing digital strategy which they be able to apply to an enlarged customer base.
The combination would be “more than the sum of its parts,” Lumenganeso says.
The combined bank, which Lumenganeso expects to have close to $1bn in assets, won’t be able to catch up with DRC market leader Rawbank in terms of size, he says.
He expects more banks from Kenya to enter the DRC, arguing that 15 or 16 banks is not enough for a country of such a size.
There’s space, he says, for banks with different kinds of business model to enter.
Power house
Reginald Kadzutu, project head for pensions, insurance and savings at Zamara Actuaries in Nairobi, agrees on the potential that the DRC offers. The country has the potential to become the “power house of Africa” if political and social stability can be achieved.
The DRC has “low financial inclusion ratios and a huge unbanked population,” Kadzutu says, with “a lot of arbitrage opportunities exist as regulation catches up.”
Banking sector performance in Kenya has flattened out due to the macro economic environment, he says.
Equity has already taken stakes in banks in Rwanda, Zambia, Mozambique and Tanzania.
Kadzutu notes that the Kenyan interest cap only affects only Kenyan operations, but regional subsidiaries. “Diversifying country risk is truly a smart move” for Equity, he says. “Most of the markets they have entered have huge growth potential as financial inclusion and banking penetration are low.”
Equity Bank has the ability to offer “value adds, such as insurance, fund management, medical in less penetrated markets against competition which might not have the same financial muscle,” Kadzutu says.
But if Equity tries to replicate the Kenyan model “they will find themselves in a big hole.”
Equity needs to show that its organizational structure is adapted for rapid expansion, and that it has a segmented understanding of the markets that it’s entering.
Currency volatility could hurt Equity’s profits, Kadzutu says.
Lumenganeso in Kinshasha notes that the cost-to-profit ratios at both Equity and BCDC need to come down.
Bottom Line: Execution and the political environment in the DRC will determine if Equity Bank’s vision becomes a reality.
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Chamoto
JF-Expert Member
- Dec 7, 2007
- 8,319
- 17,473
Ukweli ni kuwa hamna pesa ya kujenga BRT na wala hamkopesheki.
babayao255
JF-Expert Member
- Apr 4, 2019
- 11,094
- 27,061
ichoboy01
JF-Expert Member
- Mar 6, 2017
- 73,144
- 135,792
Punguza ujinga kichwani 🤣🤣🤣🤣🤣
tuusan
JF-Expert Member
- Jun 30, 2016
- 17,972
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Cars are the luxury commodities so whether zinafika 4000 au hazifiki Ni sawa
tuusan
JF-Expert Member
- Jun 30, 2016
- 17,972
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Haupo serious
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