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WIZI KATIKA ATM (Watch Out For ATM Skimming)

Discussion in 'Habari na Hoja mchanganyiko' started by Baba Mtu, Oct 14, 2010.

  1. Baba Mtu

    Baba Mtu JF-Expert Member

    #1
    Oct 14, 2010
    Joined: Aug 28, 2008
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    The next time you pull up to an ATM, take a closer look at the machine. Does it look a little clunkier than usual?

    Look too at what's around you: Are there mirrors? Is there a brochure holder over your shoulder? Does it look like there might be a false panel or an extra light bar attached to the machine?

    If something looks or feels amiss, walk away. You might save yourself from perpetuating a consumer fraud called ATM skimming. That's when thieves attach devices onto the ATM machines that will copy a credit- or debit-card number, the information on the magnetic strip and even your personal identification number.

    "Many consumers may not be aware that an ATM has been tampered with because they're not educated about this," said Robert Vamosi, a security, risk and fraud research analyst at Javelin Strategy & Research.

    Consider this your lesson.
    Sophisticated skimming devices placed right over a card-reader slot allow scammers to capture the information embedded on the magnetic strip of your debit or credit card.

    They also might have what's called a pinhole camera mounted over your shoulder -- say, in a plastic holder for brochures or a false panel -- that records your fingers tapping in your PIN. Or there could be an overlay on the keypad that does so.

    Within seconds, they have all they need to duplicate your card.

    More details click here

    watch-out-for-atm-skimming: Personal Finance News from Yahoo! Finance

    By Jennifer Waters
    Wednesday, October 13, 2010
     
  2. Rutashubanyuma

    Rutashubanyuma JF-Expert Member

    #2
    Oct 14, 2010
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    Thank you for alerting me.....................
     
  3. Remmy

    Remmy JF-Expert Member

    #3
    Oct 14, 2010
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    Ungetuwekea kwa kiswahili ingekuwa poa, wengine lugha nyingine haipandi.
     
  4. pmwasyoke

    pmwasyoke JF-Expert Member

    #4
    Oct 14, 2010
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    Balaa. Tutapona kweli?
     
  5. Expedito Mduda

    Expedito Mduda JF-Expert Member

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    Oct 14, 2010
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    You are a good man, thank you!
    :A S-rose:
     
  6. Baba Mtu

    Baba Mtu JF-Expert Member

    #6
    Oct 15, 2010
    Joined: Aug 28, 2008
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    Usipate tabu shosti remmy, kwa lugha ya kwetu hapa bongo mambo ni kama hivi:

    (WIZI KATIKA ATM) Jihadharini na ATM skimming

    Skimming vifaa kuwekwa juu-msomaji inafaa kadi ya kukamata taarifa yako.
    Wakati wewe utakapokwenda katika mashine ya ATM, angalia kwa makini karibu na kwenye mashine. Je, inaonekana si ya kawaida?
    Pia angalia katika mazingira ya karibu nawe: Je, kuna vioo? Je, kuna pini ndogondogo za kubandikia brosha/matangazo juu ya bega lako? Aangalia kama kuna cha ziada, mfano mwanga wa taa ya blue.
    Kama inaonekana kama kitu fulani kinakosekana, ondoka. Unaweza kujiokoa kutoka janga la kuibiwa maelezo ya kadi yako, udanganyifu unaoitwa ATM skimming. Wezi huambatisha vifaa kwenye mashine ya ATM, vifaa vitakavyonakiri miamala uifanyayo, debit-kadi namba na hata namba yako binafsi kitambulisho.
    "Wateja wengi hawawezi kufahamu kwamba ATM imewekwa vifaa vya kuibia maelezo ya miamala waifanyayo kwa sababu wao hawana elimu juu ya hili," alisema Robert Vamosi, mchambuzi wa utafiti usalama, hatari na udanganyifu katika Javelin za Utafiti.
    Fikiria hili ni somo kwako.

    Avancerade skimming kuwekwa vifaa haki zaidi ya kadi yanayopangwa-msomaji kuruhusu scammers kukamata habari kwenye ukanda wa magnetic ya Malipo ya deni au kadi ya mkopo.
    Wao pia wanaweza kuwa na kile kinachoitwa kamera pinhole vyema juu ya bega yako - kusema, katika plastiki kwa vipeperushi au jopo uongo - vikirekirekodi kumbukumbu za vidole wakati unaingiza PIN yako. Au inaweza kuwa ni overlay katika vitufe inafanya hivyo.
    Ndani ya muda mfupi wanaweza kuduplicate kadi yako.
    "Wanaweza si tu kuiba kadi yako ya mikopo idadi na habari kama tarehe ya kumalizika muda wake, lakini pia habari ya siri juu ya nyuma ya ukanda wa magnetic," alisema Brian Krebs, ambaye ameandika sana kuhusu skimmers ATM katika blog yake, KrebsOnSecurity.com. "Wanachihitaji kufanya ni kuchukua habari kwenye ukanda mwingine wa magnetic na wanaweza kutengeneza kadi nyingine kama kadi yako .... Ni nakala ya kuundwa upya kadi yako na bado kadi yako halisi imo katika mkoba wako."
    Na ni biashara yenye faida kubwa. Wizi kutoka skimming ATM inakaribia $ 1000000000 kila mwaka, kulingana na Bankrate.com. Mkuki makadirio ya kwamba watu moja katika tano wamekuwa hit by an skimmer ATM.
    Wakati wa jadi wa benki heist mapenzi wavu mwizi wastani wa dola 5,000, ATM mavuno kuchapwa wastani wa dola 50,000, kulingana na Doug Johnson, makamu wa rais wa sera ya hatari kwa ajili ya usimamizi wa Mabenki ya Marekani Association.
    "Tumeona kiwango cha juu cha sophistication kuhusishwa na vifaa," Johnson alisema, "ambayo inaweza huwa na kufanya hasara kubwa kuliko huko nyuma wakati vifaa skimming urahisi zaidi detectable zilitumika."
    Mashambulizi huwa na kuwa katika maeneo ya-trafiki, kama vile miji mikubwa au maduka makubwa maarufu. Lakini kusimama pekee mashine mahali popote pia ni malengo.

    TAHADHARI ZA KUCHUKUA

    Hizi ni baadhi ya vidokezo vya kukumbuka wakati unapokwenda kutoa fedha taslimu;
    • Kuwa picky kuhusu kutumia ATM. "usiende katika ATM iliyo gizani," Krebs alisema. "Nenda katika ATM iliyo katika eneo linaloonekana vizuri, huria na si zilizowekwa mahali fulani."
    • Amini silika (MACHARE) yako. Kama kitu fulani haki sawa au unajisikia vibaya (chare zimekucheza), nenda katika ATM nyingine. "Waathiriwa walisema kuwa walikuwa na hisia mbaya wakati wao walipokwenda kutumia mashine, ya kwamba kitu ilikuwa si sahihi," alisema Javelin's Vamosi.
    • Unapoingiza PIN yako, ficha baobonye (keyboard) na upande mwingine wa kuzuia mtu yeyote au kamera kuweza kuona namba zako za siri.
    • Je, matumizi ya ATM na signage kawaida au maelekezo, kama vile amri ya kuingia PIN yako mara mbili kukamilisha shughuli.
    • Tumia ATM ambayo umeizoea. Kama usafiri, tumia ATM zilizo katika tawi la benki. "Kwa kutumia ATM isiyo katika tawi ni kama kucheza Roulette ya Kirashia, hasa katika miji mikubwa ya mji mkuu," alisema Robert Siciliano, mshauri McAfee na mwanzilishi wa IDTheftSecurity.com.

    Hivyo ni jinsi gani unaweza kuelezea kama ATM imebadilishwa na chombo cha skimming au kamera?
    Vifaa vingi vya skimming ni vinawekwa kwenye mashine au karibu na Velcro au kanda mbili upande mmoja," Siciliano alisema.
    Keypads ambayo si concave, kwa mfano, inaweza kuwa overlays kwamba flatten au kuvuta ya uso wa funguo ya nje. A yanayopangwa kadi-msomaji wanaweza kuwa na attachment kikamilifu molded juu yake kwamba POP mbali. Baadhi skimmers ni desturi-kufanywa na ukingo vinavyolingana na Michezo kwamba sambamba na ATM ya walengwa.


    "Wateja waendelee kukaa mbali na ATM zinazoonekana kuwa zimeharibiwa," alisema Malcolm Wiley, msemaji wa Marekani Secret Service. "Kama kitu mbele ya mashine inaonekana kuipotosha, huru au kuharibiwa, inaweza kuwa ni ishara ya mtu ina masharti kifaa skimming au kamera."

    Kuwa makini, pia, ya skimmers kadi ya benki na masharti ya pampu katika vituo vya petroli.
    Majira yaliyopita,maafisa wa Denver, Los Angeles, Dallas na Florida walikamata watuhumiwa ambao inadaiwa waliiba debit-na mikopo-card habari kwa kuweka Bluetooth ndogo-vifaa vya umeme ndani ya mishikio ya pampu, ambayo imefungwa.
    Wezi hawahitaji kurudi katika eneo la uhalifu ili wapakue, bari habari yoote inapatikana kwao juu ya Laptops yao au kwa njia ya maandishi ujumbe - angalau mpaka betri ya skimmer ife.
    "Hizi skimming mpya ni bora na vigumu na vigumu kuchunguza," Siciliano alisema.


    ZINGATIA:

    IMETAFSIRIWA KWA MSAADA WA GOOGLE TRANSLATOR
    NA KUHARIRIWA (KUFANYIWA EDITING) NAMI BABA MTU
     
  7. Msanii

    Msanii JF-Expert Member

    #7
    Oct 15, 2010
    Joined: Jul 4, 2007
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    Nimeliwa hela zangu zaidi ya laki mbili kwenye atm za akiba commercial.
    wanachokifanya kwenye atm zao za umoja ni kwamba unapokwenda kutoa fedha unaweza kukuta message inakwambia your financial institution is not available. hapo baada ya kucommand kutoa hela yako. Halafu kadi yako inachomoka na wewe unarudi home. kumbe kinachofanyika ni kwamba hela inadondokea kwa ndani chini na anapokuja mtu wa IT (wanajua hili) anaichukua na wewe unakuwa umeliwa.

    hivyo nawashauri watanzania mnaotumia ATM kuwa unapofail kutoa pesa usiitupe ile receipt bali iweke kama refference mpaka utakapopata status yako kwa bank teller. Bank zetu zimevamiwa na MAJAMBAZI baridi sasa.
     
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