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Wenye kujiweza mambo ya kuporomosha ndani ya wiki.

Discussion in 'Habari na Hoja mchanganyiko' started by Babylon, Nov 28, 2009.

  1. Babylon

    Babylon JF-Expert Member

    #1
    Nov 28, 2009
    Joined: Feb 5, 2009
    Messages: 1,341
    Likes Received: 2
    Trophy Points: 135
    DPO Construction It is now possible for individuals to buy prefabricated houses through bank mortgage facilities or loans from co-operative societies. The development follows the launch of first prefab housing scheme with insurance cover in Nairobi. The move gives a leeway to financial institutions to offer mortgage against prefabricated houses under an arrangement that brings together Afrohomes - a venture capital firm, National Co-operative Housing Union, Co-operative Insurance Company (CIC) and Kenya Commercial Bank's mortgage subsidiary, Savings and Loan (S&L). Speaking at the groundbreaking for the project in Mlolongo, Co-operatives Assistant Minister Linah Kilimo said wide-scale adoption of prefabricated technology would help reduce housing costs and ease the shortage in housing units. "Only through such technologies can we ensure that Kenyans live in their own houses," said Ms Kilimo. The houses are built using Structural Insulated Panels (SIPs) already in use in the US and the Middle East to construct houses. This technology reduces by up to 20 per cent the cost of putting up a house compared to the conventional brick and mortar.
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    Structural Insulated Panels (SIPs) construction in progress
    Homeowners will also save on time because it takes just days to assemble the slabs once the housing plan has been approved. The panels - usually thinner than the ordinary blocks - are made using SIP technology, which is already certified by Kenya Bureau of Standards. Fibre cement boards are put under high pressure bonding process that allows them to withstand winds with speed of over 110 meters per second. "The new technology allows buyers to choose from a variety of housing designs according to their personal tastes while using a technology that substantially cuts down the cost of housing," said Tony Gichuru, a director with Afrohomes. Under the scheme, members of the National Co-operative Housing Union will secure loans to buy houses the same way one applies for a loan from a Sacco by raising a certain number of guarantors. But the scheme is also open to non-members who can secure loans from KCB's S&L mortgage firm to purchase the houses in an arrangement made possible by the CIC's insurance cover to the houses. Previously, financiers were reluctant to offer loans against prefabs due to lack of insurance cover and quality warranties. "This breakthrough adds to the growing number of appropriate building technologies that have been introduced in the country to increase affordable homes to Kenyans," said Francis Kamande, the chairman of the Co-operative Housing Union. The project will see the construction of 300 housing units on Mombasa Road at just over a Sh1 billion and later replicated countrywide. This is the first time such a scheme is being developed in Sub-Saharan Africa. - The Standard.
    A HOUSE IS READY IN TWO WEEKS ​
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    A Craftsman Cottage Style
    Not-So-Big House​
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    Simple, compact Craftsman Cottage style. Natural gray limestone on first floor with oak timbers around front window. The rest of the siding is fibercement, in stucco-pattern panel on first floor, lap siding on 2nd story, and shingle pattern in the gables. Using not-so-big design techniques shaved 500 square feet off the initial plans and 50,000 off the initial budget. The reduced square footage allowed budget for custom cabinets, custom stairway, high efficiency appliances, custom interior finishes (such as stone and art glass), as well as geothermal heating and cooling. ​
    This home achieves significant energy savings through efficient green building design and construction. For example, during a very cold Iowa winter, from October 2005 through April 2006, the cost to heat the entire home was $181. in 2005-2006 This home's heating costs were 83 cents per day, and produced 36,000 fewer pounds of carbon dioxide because of the energy upgrades. Data show this home is performing even better than projected. ​
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    Close-up of front porch.
    Indirect lighting in the front porch gives a soft, inviting light.​
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    Back side with screened porch​
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    View from the front entry, past the custom stairway to the dining area. Long diagonal views make the home live larger than it really is.​
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    Dining area with window seat on the left, and future desk area behind it​
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    Dual countertops fit the owners' different heights when they prepare food.​
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    Simple use of ceramic tile provide an attractive focal point in the kitchen​
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    Building an insulated wood foundation. Treated wood joists rest on washed rock. Foam insulation is sprayed inside the "cells" and seal out soil gasses. The foam hardens so fast it can bear weight as soon as it's sprayed.​
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    Structural insulated panels (SIPs) and roof trusses. The 2nd story gable end is made up of only 4 pieces, and all window and door openings are already cut into the panel.​
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    Spraying foam insulation in the roof​
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    Geothermal pit with coiled heat-exchange pipes​
    "You know you have reached perfection of design
    not when you have nothing more to add,
    but when you have nothing more to take away."
    - Antoine de Saint Exupéry


     
  2. rmashauri

    rmashauri JF-Expert Member

    #2
    Nov 28, 2009
    Joined: Jan 29, 2009
    Messages: 3,008
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    Wow! Beautiful. Nyumba 300 kwa K.Sh 1 bilioni ni kama T.shs 60 m kwa nyumba. It is real cheap. Hebu na Bongo waje wasaidie watu kujenga nyumba kwa bei nafuu.
     
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