Using PayPal and MoneyBookers with CRDB VISA Card

Discussion in 'Jukwaa La Biashara na Uchumi' started by smak786110, Sep 22, 2008.

  1. s

    smak786110 Senior Member

    #1
    Sep 22, 2008
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    Has anyone tried to use the VISA DEBIT CARD ya CRDB kwa ONLINE PURCHASING ??

    Wana advertise kamba tuna weza ku purchase online...lakini nime jaribu kutumia card hii kwenye Websites nyingi, lakini HAYFANYi KAZI !
    Ina sema Card not ACCEPTED !!

    I tried to visit Crdb, but am not getting any GOOD RESPONSE !!

    Anyone has tried it online ??
    If so, which website ?
     
  2. M

    Mulugwanza Senior Member

    #2
    Sep 22, 2008
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    Inaonekana mlitumia hizo kadi bila kumba benki ili iweze kuziruhusu kufanya kazi online kwenye internet. Unajua kufanya manunuzi kwenye internet ni too risky kwahiyo mteja anayetaka kufanya hivyo afike tawi lake la crdb ili aweze kusaini fomu maalum kisha. ili kukubaliana na benk kuwa unafanya shopping online at your own risk. mimi ni mteja wa crdb tower br nilienda kuomba na nikasaini fomu na sasa hivi naweza kufanya manunuzi online. Poleni sana
     
  3. Buswelu

    Buswelu JF-Expert Member

    #3
    Sep 22, 2008
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    What is the point of advertising all over tanzania saying you can use online...?
    And some get the card the he/she have to ask another permision from the bank.
     
  4. Kana-Ka-Nsungu

    Kana-Ka-Nsungu JF-Expert Member

    #4
    Sep 22, 2008
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    What a lot of rubbish! Ina maana ukishasaini hizo fomu hata mfanyakazi wa CRDB ambaye ana access na details zako ana uwezo wa kufanya shopping kwa kutumia kadi yako and it wont be their faulty!
     
  5. S

    Sunshine OLD Senior Member

    #5
    Sep 22, 2008
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    Not possible.
    Your password is only for you, no one else has your password.
     
  6. s

    smak786110 Senior Member

    #6
    Sep 22, 2008
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    i have got internet banking...but still my card doesnt work !!

    Man....frankly speaking, i really prefer to deal with Small time banks like CF UNION or HABIB African Bank or DSM COmmunity Bank...
    They atleast give you personal attention....

    These big tycoon banks are useless !!....
     
  7. Kang

    Kang JF-Expert Member

    #7
    Sep 23, 2008
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    I don't think online stores require you to enter a password(pin),definetely not for a credit card, maybe for a debit card.

    Also make sure that you fill in the address and other details exactly as they appear on your bank statement because they compare those.
     
  8. Kana-Ka-Nsungu

    Kana-Ka-Nsungu JF-Expert Member

    #8
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    You dont need a password with on-line shopping.
     
  9. Mfamaji

    Mfamaji JF-Expert Member

    #9
    Sep 24, 2008
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    Better try Standard Chartered .Works like champs every site .I purchase a lot through their VISA card. Karibu
     
  10. Haki.tupu

    Haki.tupu JF-Expert Member

    #10
    Sep 24, 2008
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    I have used the card to purchase on line - just like a visa card it worked! I am not sure whether it was just a fluke! But it worked without a problem. But I think it is the new cards (issued recently expiring in three years). The old ones do not work, they dont have some codes. I never filled any forms nor did I ask/inquire from CRDB - It was just a plug-and-play thing!
     
  11. Ramthods

    Ramthods JF-Expert Member

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    Aug 5, 2009
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    Hello Everyone,

    Thanks for stopping by and take some time to read my post - which is all about Getting your CRDB VISA Card to work with PayPal and MoneyBookers accounts.

    I know some of you may have wondered whether it is possible to use PayPal or MoneyBookers with CRDB VISA card. The answer is CRDB Card works seamlessly with both, but not until you follow the details I share in this post.

    First thing first! I am not a CRDB sales person. I simply want to help interested JF members get their CRDB card to work with PayPal or MoneyBookers with least hustles possible. If you don't know why you would need PayPal, just hold on - I cover that shortly!

    Why CRDB?
    In case you want to know why I picked CRDB, my reasons are clear:
    If you are an average Tanzanian like me, and your pay check is not +3mil/month, then stick with CRDB.

    I have used Exim Bank and Standard Chartered, but these guys are nothing but money vampires! Their services are ridiculously expensive for what you get for free at CRDB. For example Standard Charter charges you 10$/month + certain % of every transaction you make. CRDB charges you nothing and let you go free of monthly charges. Do I even need to mention why CRDB is the best?

    Why PayPal or MoneyBookers?
    Now we have started our lesson. I understand not everyone of you is familiar with the advantages of using PayPal or MoneyBookers. So before I proceed, let us take a brief look at the risks involved in using Credit Cards and why PalPay or MoneyBookers is your savior.

    For those of you who have never had a chance to shop online, the bad thing is that, if someone knows your credit card number which is printed on your card, he can go online and take money from your account without even knowing your ATM pin number!

    What your thief needs is your credit card number + card verification code which are both printed and clearly visible from your VISA Card. CRDB VISA card has a 16 digit number printed on the front (this is the credit card number) and another 3 digit number printed on the back. (this is the card verification code, or CCV)

    So, before you sign up for VISA service, think twice!

    When you make an online purchase, you must supply these two pieces of information to the merchant. This means, unscrupulous merchants could latter on use the information you game them to make another unauthorized transactions, all charged against your account,which is a form of online theft!

    If you don't trust the party your doing business with, never give them your credit card details!

    Fortunately, PayPal/MoneyBookers allows you to make online payments without having to give the merchant your credit card details.

    This is why using a service like PayPal or MoneyBookers is considered safer than other traditional ways.

    If you are concerned about online theft, I recommend you always use PayPal or MoneyBookers whenever possible to prevent your credit card from being abused.

    What do I need to use PayPal?

    1. Firstly, you need either a credit or debit card. CRDB provides only debit card called VISA Electron. Application for VISA is free. If your CRDB ATM card does not have a VISA logo on the top right corner, you must ask CRDB to give you a new card. CRDB VISA Tembo cards have a VISA logo on the top right corner of your ATM card.

    2. Secondly, and most important, you need to register for CRDB Internet Banking. Without this service, you will have nightmares using PayPal. It simply won't work.

    CRDB charges you 30,000 one time set up fee for internet banking service. There are no monthly fees and you can check your balance, transaction history, transfer money to another account etc etc right from your computer with internet connection.

    3. Thirdly, I HIGHLY recommend a USD account. I know most of us have TSH accounts. Though TSH accounts works seamlessly with PayPal, I will bet you can't do the same with MoneyBookers. So just get one!

    If you have a TSH account, getting a USD account is easy. Just just write letter to CRDB branch requesting for a USD account and will be set up for you, using same details you provided when you opened your TSH account. TSH and USD accounts uses the same account number though, except that USD account starts with 02 and TSH accounts start with 01.

    For example my TSH account is 01J20 XXXX XXXX and my USD account is 02J20 XXXX XXXX. Yes, if you want to donate, just deposit some money, teh teh teh!

    But be careful, CRDB charges you 1% of the total amount you withdraw from a USD account. Don't put your money in if you are planning to withdraw it.

    4. You need to register with PalPay. Just go to their website www.paypal.com. The rest of the process is trivial.

    You will need to verify your account after completing registration process. To verify your account, PayPal sends to your account a random number. This number will appear in your bank statement in 1 - 4 days. But don't go to CRDB asking for your bank statement if you are looking for this number!

    CRDB Bank statements never includes such details. Just go to your Internet Banking account instead. A lot of people have had problems getting this verification code, thinking that it would appear in a bank statement. Just don't bother!

    To register with MoneyBookers, just go to their site www.moneybookers.com

    The process of registered with MoneyBookers is more or less the same to registering with PayPal. The only difference is that, instead of random numbers, money bookers withdraws a small random amount of money from your account, less than $2.9 I think.

    You would then need to verify your MoneyBookers account by entering the exact amount they withdrew which only the account owner can know.

    If you CRDB account is in TSH, you will have problems because the transaction will appear in TSH, not USD. It is hard to tell which amount MoneyBookers actually took from your account even if you knew the exchange rate CRDB used. That's why I recommend a USD account.

    I think I have covered just enough for a quick head start.

    If you need more info, feel free to ask away or PM me!

    Hey, don't forget to say thanks if this was helpful to you!
    To say thanks, just click on the Thanks button below


    Cheerz
     
    Last edited: Aug 5, 2009
  12. M

    MPadmire JF-Expert Member

    #12
    Aug 5, 2009
    Joined: Mar 7, 2006
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    Thank you.

    I have VISA Electron from CRDB BANK.

    I have used it via Paypal several times and it is very good.

    Sure, it is free.

    I never used Moneybookers but I have heard of it before. I didn't want to use it because I was satisfied with Paypal.

    Now, have a Chalenge to CRDB and Paypal. I have paypal account but I can not be paid through paypal- it means I can not receive money through paypal. If somebody send me money, it can not be deposited to My CRDB Account.

    I have a question: If I open account with Moneybookers, can I receive money to my CRDB Account through Moneybookers?

    Thanks you all
     
  13. Ramthods

    Ramthods JF-Expert Member

    #13
    Aug 5, 2009
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    Not quite sure about that!

    I know you can't receive money using your PayPal account if your from Tanzania.

    It is not a CRDB problem though, it is just that Tanzania has for a while been in a black list.

    For those of you how are planning to selling things online, unfortunately is not not possible with PayPal. Instead you will have to use a service like 2co, www.2co.com to sell things online.
     
  14. Ramthods

    Ramthods JF-Expert Member

    #14
    Aug 5, 2009
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    Not quite sure about that!

    I know you can't receive money using your PayPal account if your from Tanzania.

    It is not a CRDB problem, it is just Tanzania has for a while been in a black list.

    For those of you how are planning to selling things, unfortunately is not not possible with PayPal. Instead you will have to you 2co, www.2co.com to sell things online.
     
  15. Richard

    Richard JF-Expert Member

    #15
    Aug 5, 2009
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    Mkuu,

    Can you tell me how do you know Tanzania is been in a blacklist for a while? And why?
     
  16. Ramthods

    Ramthods JF-Expert Member

    #16
    Aug 5, 2009
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    I don't know exactly! But I think it could be attributed to money laundering issues. In Tanzania and many other African countries kuna ufisadi wa hali ya juu na wizi. I think it could be one of the reasons... I am not sure.

    A friend of mine has been in UK for a while, and he told be that Tanzania is black listed that's why I weren't able to receive his payments. I don't how he knew that, but I believed it some how!
     
  17. G

    Geeque JF-Expert Member

    #17
    Aug 5, 2009
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    Unajua CRDB wanachoshemsha ni kushindwa kwao kujitangaza kwa Watanzania wa Abroad ndio maana unakuta si watanzania wengi wanaoishi nje wanafungua account nao. Inabidi watumie mitandao na media mbalimbali zinazotembelewa na wabongo wa nje ili wauzike lakini wakijifanya wanafanya bishara kibongobongo basi wataula wa chuya.
     
  18. Ramthods

    Ramthods JF-Expert Member

    #18
    Aug 6, 2009
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    Before they start advertising themselves, they need to make their services more solid.

    Network yao sio nzuri sana, sometimes unaweza ukashindwa kufanya transaction kutokana na connection kati ya VISA na server zao kuwa down.

    Hili ni swala la kufanyia kazi pia!
     
  19. C

    Chief JF-Expert Member

    #19
    Aug 6, 2009
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    No, CRDB includes this number in their statement. That's how I got mine.
     
  20. Ramthods

    Ramthods JF-Expert Member

    #20
    Aug 7, 2009
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    Thanks for pointing that out Chief. I didn't work for mine so I though that was state of affairs.
     

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