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Mtaji

Discussion in 'Biashara, Uchumi na Ujasiriamali' started by Mutensa, Dec 31, 2010.

  1. Mutensa

    Mutensa JF-Expert Member

    #1
    Dec 31, 2010
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    Nini maana ya mtaji?
    Je, mtaji ndio kianzo pekee cha biashara?
    Je ni mitaji ya aina ngapi mtu anahitaji kuweza kufanikisha biashara?..... ni pesa peke yake?
    Naomba majibu wakubwa. Nahisi wengi tuna mitaji lakini pengine hatujui kama tunayo.
     
  2. Mwalimu

    Mwalimu JF-Expert Member

    #2
    Dec 31, 2010
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    Kitu cha muhimu kabisa ni kuwa na business plan iliyosimama pamoja na utayari wako wewe mhusika kuifanya hiyo biashara, masuala ya mtaji wa pesa hufuata badae...
     
  3. malipula

    malipula JF-Expert Member

    #3
    Dec 31, 2010
    Joined: Sep 30, 2010
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    Mara nyingi watu huwa tunafikiri mtaji ni pesa peke yake ila ni zaidi ya hapo ni pamoja na ujuzi wa biashara,network(wale unaowajua),afya,wazo lenyewe la biashara..
     
  4. babalao

    babalao Forum Spammer

    #4
    Dec 31, 2010
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    Mtaji siyo pesa pekee ila kuna vitu vingi pamoja na akili yako, Vipaji vyako, wazo la biashara nk.
     
  5. BRUCE LEE

    BRUCE LEE JF-Expert Member

    #5
    Jan 2, 2011
    Joined: Dec 11, 2010
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    mtaji wa kwanza kabisa unahitaji ni desire ya kufanya mradi au bishara, pili ni faith kwa hilo unalotaka kufanya ukiweza kuunganisha desire na imani kua utaweza no3 ni imagination ambayo uigawe sehem 2. Ya kwanza synthetic imagination yaani unaangalia wengine wanavyo fanya then nawewe ufanye kama wao imagination ya pili ni creative imagination hapo unakuja na kitu unique ambacho hakijafanywa na wengine unaanzisha na mtaji wa 4,ni specialized knowledge, hapo ni kwamba nilazima uijue vizuri biashara unayotaka kuifanya uliza walioweza kufanya pia pata maelezo ya kutosha jinsi ya upatikanaji wa bidhaa,wateja,masoko pamoja na mambo ya kodi. Na mtaji wa tano ni organized plans mipango madhubuti hapo sasa ndio una estimate na budget ya kianzio pamoja na jinsi gani utapata pesa za ku invest ambayo waweza save kiasi from your monthly earnings,au ukaomba mkopo kutoka bank au kwa mtu yoyote atakae kuamini from there mtaji wa sita ni decision kuamua sasa lini utaanza mradi wako tena bila kupoteza muda, mi ngoja niishie hapa wengine wataendele ingawa bado kuna mambo kama matano sijayaweka. Nawasilisha.
     
  6. P

    Prime Dynamics JF-Expert Member

    #6
    Jan 2, 2011
    Joined: Dec 30, 2010
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    Kama Babalao alivyo sema, mtaji sio pesa pekee. Lakini kujibu swali lako la kwanza,
    i) Mtaji unaweza kuwa akili yako au kiwango fulani cha pesa cha kukuza au kujenga biashara yako. Pia Mali (asset) can be your mtaji to make your business grow. However, hutaji pesa cash to make your business grow. Unaweza kutumia asset ulizonazo to get an insurance bond and use it for purchasing goods or services katika biashara yako.

    ii) Kuanza biashara yeyote lazima mtaji unaitajika aidha uwe wa kifedha au akili yako na mbinu. In most cases your brain can be your capital.

    iii) Kama nilivyo elezahapo juu mtaji sio lazima uwe pesa in cash, ila mali ulionayo au akiliyako pia nayo ni mtaji wako. Ila inategemea unataka kufanya biashara ya aina gani.
    Kuna aina za mitaji zifuatazo katika biashara;-
    a) Human capital: Huu ni ujuzi au kipaji cha mtu mwenyewe.
    This is developed by the person to make himself valuable and capable of generating wealth for him self or a company. This differs from labor, which is the ability to perform work, rather than the possession of skills required to perform that work. The ability to work on an assembly line is labor, the training to operate a machine is human capital. Human capital can also be considered "talent."
    b) Finacial capital: Pesa zinazo tumika kuigenga au kupanua biashara make it work. That is finacial capital.
    c) Intellectual capital: Mtaji kama huu unatumika sana na wasanii. Wimbo ukitoka na ukapata soko kubwa. nani mwenye wimbo hapa. Je ni mwandishi? mwimbaji? au producer?
    Mwisho wa siku anaepata pesa zaidi ni mwimbaji au sio jamani?
    Therefore in intellectual capital one can use a brand similar to the one (brand) which is already in the market doing well. Mfano AZAM alipo anza kutengeneza unga wa ngano alikamata soko sana. Baadae akaibuka AZANIA,ambalo hili jina kwa haraka unaweza dhania nikampuni moja. Hata wewe ukianza yako unaweza ipa jina la AZAN utauza!!

    d) Capital stock: Hapa unatumia kifaa kama machine to keteneza bidhaa fulani za kuuza. Mfano; kama wewe ni mwandishi, machine unayotumia ni computer, typewriter, kalamu na karatasi. These are separate in concept from financial capital or the other types of capital in that their value isn't in the ability to liquidate them into cash, but in their practical use for the creation of your goods.
     
  7. e

    elimukwanza Senior Member

    #7
    Jan 2, 2011
    Joined: Dec 27, 2010
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    mmhh
     
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