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Msaada kwenye tuta: How to Use Paypal to send money through a CRDB account?

Discussion in 'Habari na Hoja mchanganyiko' started by Abdulhalim, Aug 4, 2009.

  1. Abdulhalim

    Abdulhalim JF-Expert Member

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    Wadau mwenye mawazo chanya anakaribishwa:

    Scenario iko hivi:

    I want to start a certain business with my partner. I am thinking of selling my goods/services online and charge via credit cards. How do i link between paypal and my CRDB account? is it possible? if yes, what are the charging mechanism? and what is the cost of doing so? roughly speaking.

    Nanguliza shukrani.
     
  2. Sabode

    Sabode Senior Member

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    Salaam Abdulhalim.
    Kwa sasa ni ngumu kwa kuwa paypal wana link na Bank za USA tu labda za Ulaya, kwa hiyo kama una credit card itakuwa rahisi au la kama kuna mtu anafaham zaidi asaidie maana hata mimi a/c yangu ya paypal haina funds toka niifungue long tym na tatizo ni hilo la ku add funds.
    Hivyo msaada plzzzz
     
  3. Abdulhalim

    Abdulhalim JF-Expert Member

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    Mkuu ni vyema umetoa ka-input. Shukran.

    Kama jinsi ulivyosema ndivyo kwamba paypal wanalink na benki za US & Europe only, naona inabidi kukaa chini ku-strategize na ku-brainstrom upya.

    Duh. kaazi kwelikweli.
     
  4. Wa mmoja

    Wa mmoja Member

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    Hellow!
    Kufanya hivyo inakuwa ngumu as you our tz..Kama others walivyosema kuwa na credit card itakurahisishia mambo..
    Ni hayo tu!
     
  5. kimatire

    kimatire JF-Expert Member

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    What is Pay pal......Wengine nao waelewe jamani !!

    PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. PayPal serves as an electronic alternative to traditional paper methods such as checks and money orders.
    A PayPal account can be funded with an electronic debit from a bank account or by a credit card. The recipient of a PayPal transfer can request a check from PayPal, establish their own PayPal deposit account or request a transfer to their bank account. PayPal is an example of a payment intermediary service that facilitates worldwide e-commerce.
    PayPal performs payment processing for online vendors, auction sites, and other commercial users, for which it charges a fee. It sometimes also charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount). The fees charged depend on the currency used, the payment option used, the country of the sender, the country of the recipient, the amount sent and the recipient's account type. In addition, eBay purchases made by credit card through PayPal may incur a "foreign transaction fee" if the seller is located in another country, as credit card issuers are automatically informed of the seller's country of origin.
     
  6. Abdulhalim

    Abdulhalim JF-Expert Member

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    Mkuu hii nayo ni input? lol
     
  7. Abdulhalim

    Abdulhalim JF-Expert Member

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    Ok, mkuu shukran kwa kuwaelewesha wengine. Pamoja!
     
  8. Richard

    Richard JF-Expert Member

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    Mkuu,

    Unataka kuanza business na partner wako hio nafikiri unasema kwa case ya nchini kwetu Tanzania.

    Pili, unataka kuuza bidhaa na huduma online na uwatoze wateja si tu kwa credir card bali pia kwa kutumia debit card.

    Sasa nnavyoona mimi ni kwamba unahitaji kuzungumza na CRDB na uwaelezee huo mpango wako na kwamba unataka kufanya hayo ulioeleza hapo awali.

    Kwa njia hio utakuwa umepata mwanga kutoka kwa CRDB wenyewe.

    Ukimaliza ndio unaweza kuelekea stage ingine ya business venture yako ya ku-set up IT infrastructure ofisini kwako.

    Ni hayo tu.
     
  9. I

    Ivilikinge Member

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    Da sikushauri kabisa kutumia paypal tz unaweza ukalia security ya bank zetu iko low sana na pia huduma hiyo ya paypal bongo haipo.
     
  10. Richard

    Richard JF-Expert Member

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    Process ya online transaction iko "complex" sana na inachukua muda mfupi sana ingawa inaonekana kama ni mlolongo mreefu.

    Mteja anatembelea website na anachagua bidhaa mbalimbali kutoka kwenye shopping cart ulioweka. Kwenye checkout, shopping cart yako ina-submits credit card transaction kwenda payment gateway kwa niaba ya mteja.

    Payment gateway inapopokea transaction information, inapeleka data kwenye account yako ya biashara hadi kwa credit card processing bank ambao wanakuwa ni CRDB. (hapa namaanisha kwamba hii bank iwe connected na bank zingine ambazo kwa pamoja zinashirikiana kufanya processing, clearing, na settlement ya credit card transactions.) Sasa sina uhakika kama hali hii ipo kwa banks za Tanzania.

    Ok tuendelee benki baada ya ku-process credit card itaangalia na kulinganisha na mtoaji wa kadi ya mteja, ambae ama ataidhinisha au kukataa transaction hio na hapo ndio mteja ataambiwa your card is been authorised au declined.

    Ikikubalika taarifa itatumwa kurudi kwa processing bank, ambapo kuna pesa ya mwenye kadi na zitahamishiwa kwako wewe merchant katika akaunti yako Na hata ikikataliwa pia taarifa itatumwa kwa hio processing bank.

    Matokeo ya ransaction yanatumwa kwenye payment gateway, ambayo kazi yake ni kutunza taarifa zote na kuzituma kwa mteja na mfanya biashara kwa confirmation and verification.

    Na hapo ndio mteja anapata risiti. Na pesa pia kwenye transaction zinakuwa verified kwenye "batching" yako ofisini, na baadae zinaingia kwenye bank account yako.

    NB:

    Nini maana ya Payment Gateway

    Ni application ambayo wewe mfanya biashara unaweka katika IT infrastructure yako ili kuruhusu transactions zilizo salama na unaweza kufananisha na point of sale katika supermarket yoyote ile. Hapo ndio penye kufanyika encriptions kuhusu taarifa kwenye kadi na kadhalika.

    Nini maana ya Batching

    Ni zile message zinazokuwa zikiingia na kuwa printed katika batching printer yako ofisini na wewe unakuwa ukiingia katika kiofisi chako na kuangalia kama transactions zimekuwa successful.
    Tuendelee kuelimishana.
     
    Last edited: Aug 4, 2009
  11. Kang

    Kang JF-Expert Member

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  12. Abdulhalim

    Abdulhalim JF-Expert Member

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  13. LazyDog

    LazyDog JF-Expert Member

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    Kwenye link aliyoweka Kang kuna "live help". Try that when they are online.
     
  14. G

    Geeque JF-Expert Member

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    Sina uhakika kama Bank za Tanzania ziko intergrated na Paypal, mimi nimekuwa naitumia paypal kwa muda mrefu kwa ajili ya advertisers kwenye websites zangu ila nimeiunganisha na bank account yangu ya hapa US. Labda solution nyingine ujaribu ku-apply Paypal Debit Card ambayo unaweza kutoa pesa kupitia ATM za bongo, ila sijui kuna requirements gani za kupewa hiyo debit card yao. Angalia pia www.authorize.net uone kama wana Payment Gateway utakazoweza kutumia kwa ajili ya biashara yako.
     
  15. C

    Chief JF-Expert Member

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    Tembelea website ya paypal wameelezea vizuri jinsi ya kufanya ili uweze kulipwa kupitia Paypal na Credit cards zingine. It is doable.Mimi nina account CRDB na nime-link na PayPal hivyo naweza kufanya online shopping ingawaje sijajaribu. Vile vile, kuna companies nyingi tu ambazo zinatoa huduma hizo. Google na utapata info zote
     
  16. GM7

    GM7 JF-Expert Member

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    Naona baadhi ya maelezo yanafanana na thread ifuatayo ambayo ilijadiliwa kwa kirefu sana Hebu isome.

     
  17. Sabode

    Sabode Senior Member

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    Wazee mimi nina hitaji ku add funds tu kwa paypal a/c yangu lakini naona ugumu ni kulifanya hilo tu, lengo ni kuweza kufanya online shopping na baadaye labda kuuza pindi mipango yangu ikamilikapo, je crdb wanaweza saidia hilo?
     
  18. Ramthods

    Ramthods JF-Expert Member

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    I do have a working CRDB Card and have used it several times online without problem. I am not endorsing CRDB VISA as being safe, no at all.

    Like the previous post mentioned, you need to exercise extra care when you use a credit card online. I recommend using PayPal or MoneyBookers as a safe option.

    This protects you from exposing sensitive information to unscrupulous online merchants.

    However, getting CRDB card to work with PayPal or MoneyBookers is not that easy. You need to follow the below procedures:

    1. To work with MoneyBookers, your account should be a USD one, which is pretty easy to set up with CRDB. PayPal however works with both currencies.

    2. You need to register for Internet Banking services, which costs you 30,000 Tsh one time fee. No monthly charges.

    3. Once you are done with steps 1 & 2 above, PalPay works like a charm and you can enjoy buying things online with confidence.

    If you need any other info, just PM me.

    If this helps you, please say thanks!
     
  19. M

    Mkereme JF-Expert Member

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    GM7!

    Hongera kwa kuwakumbusha wanajamii kuhusu payments online without card!! Huduma hii ni hatari haswa ukikutana na fraudsters kwani hata wenyewe CRDB wamehamishia liability kwa mteja kwa hiyo kama wenyewe hawatoi guarantee kuweni waangalifu.

    Mimi niliwahi kuchotwa USD kwenye credit card yangu kwa ujinga wangu tu ! Nilimruhusu jamaa atoe Usd 50 Lakini alichukua zaidi ya mara tano for almost five months na siku nimeomba statement nilishangaa kuona hizo un authorised withdrawals na nikakimbilia crdb kUWAOMBA wakasitisha hiyo huduma.

    Kama account yako haina pesa nyingi always then jiunge vinginevyo utaimbia ****** au kwa lugha ya siku hizi utafaulia na Bank haina dhamana . It's all at your own risk!
     
  20. Ramthods

    Ramthods JF-Expert Member

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