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Kupata mikopo toka Benki

Discussion in 'Biashara, Uchumi na Ujasiriamali' started by BelindaJacob, Dec 3, 2010.

  1. BelindaJacob

    BelindaJacob JF-Expert Member

    #1
    Dec 3, 2010
    Joined: Nov 24, 2008
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    Habari,

    Inawezekana kupata mikopo kwa shughuli muhimu kama kujenga nyumba kwa mtu asiyefanya kazi?
    Nini kinatakiwa kwenye mlolongo wa kupata mikopo zaidi ya hati ya nyumba kama itahitajika? na kama inawezekana, benki gani inaweza kuwa na riba nzuri?
     
  2. M

    Malila JF-Expert Member

    #2
    Dec 3, 2010
    Joined: Dec 22, 2007
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    Kwa benki za hapa Bongo kama hufanyi kazi sio rahisi kusikilizwa achia mbali kupewa mkopo. Kuna baadhi ya benki siku hizi hati za nyumba za kawaida wanagoma,labda kama ni nyumba ya biashara wanakubali. Kwa hiyo dhamana ni lazima.Kama una dhamana ya kuaminika nenda Twiga Bancorp pale, wale riba yao nafuu kidogo. Kama ni mwajiriwa basi ndani ya siku saba kitu tayari, ili mradi mwajiri wako awe tayari kukupa support kwanza kwa kupitishia mshahara wako kwao.

    Vinginevyo, ukiwa na sifa hizo jaribu akiba commercial bank wako vizuri pia.
     
  3. N

    Neytemu Member

    #3
    Dec 3, 2010
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    sijui kama mkopo unaweza kutolewa kwa mtu asie na biashara wala mfanyakazi!labda mnisaidia kwa hili
     
  4. M

    Malila JF-Expert Member

    #4
    Dec 3, 2010
    Joined: Dec 22, 2007
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    Ney,

    Huna kibarua,huna biashara au dhamana yo yote ile huwezi kupata mkopo wa benki, labda nikukopeshe za kwenye kibubu changu !!!!!!
     
  5. m

    mams JF-Expert Member

    #5
    Dec 4, 2010
    Joined: Jul 19, 2009
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    Hapa kwetu hati ya kiwanja au nyumba havina thamani hadi kuwe na uthibitisho wa ajira au biashara. Mimi nimeenda benki zote nikiwa na hati ya kiwanja nikakosa tena pesa ndogo tu milion tano wakati kiwanja thamani yake ni milion kumi. Kwa hili benki zetu hazitusaidii kabisa
     
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