Dismiss Notice
You are browsing this site as a guest. It takes 2 minutes to CREATE AN ACCOUNT and less than 1 minute to LOGIN

Je, FINCA na PRIDE ni mifano ya debt financing institutions?

Discussion in 'Biashara, Uchumi na Ujasiriamali' started by elmagnifico, May 11, 2012.

  1. elmagnifico

    elmagnifico JF-Expert Member

    #1
    May 11, 2012
    Joined: Jul 7, 2011
    Messages: 4,137
    Likes Received: 1,464
    Trophy Points: 280
    wadau naomba mwenye ufahamu juu ya debt financing anipe maelezo maana nimesoma lakini sijapata uelewa wa kutosha.
     
  2. Ndachuwa

    Ndachuwa JF-Expert Member

    #2
    May 11, 2012
    Joined: Mar 8, 2006
    Messages: 4,136
    Likes Received: 281
    Trophy Points: 180
    Ukisoma topic usipoelewa unarudia tena. In short, the firm can be finance by Equity (capital contribited by owners + profit retained in the firm) and debts (money invested in the firm from lenders who are not owners of the company). Both owners (equity holder) and lenders (debt finance) require return for use of their money. Owners are compensated in form of dividend whereas lenders and compensated in form of interest. The difference between returns to the two group is that dividend paid to the owner is not an allowable expense for tax purpose whereas interest is an allowable expense for tax purpose. Due to tax implication of dividend (adverse) and interest (positive); debt finance is considered to be cheaper than equity finance. However, excessive debt finance increase the risk of bankruptcy.
     
  3. elmagnifico

    elmagnifico JF-Expert Member

    #3
    May 11, 2012
    Joined: Jul 7, 2011
    Messages: 4,137
    Likes Received: 1,464
    Trophy Points: 280
    Nashukuru sana mkuu kwa maelezo yako maana kuna mtu anataka ku invest kwenye hiyo biashara hapa tanzania lakini nimeshndwa kumsaidia kwakuwa sikuwa na uelewa juu ya hili jambo
     
  4. elmagnifico

    elmagnifico JF-Expert Member

    #4
    May 11, 2012
    Joined: Jul 7, 2011
    Messages: 4,137
    Likes Received: 1,464
    Trophy Points: 280
    naomba kujuzwa tofauti na mabenki hapa tanzania je finca na pride ni mmoja kati ya debt financing institutions.
     
  5. Sangarara

    Sangarara JF-Expert Member

    #5
    May 18, 2012
    Joined: Sep 29, 2011
    Messages: 12,634
    Likes Received: 37
    Trophy Points: 145
    Definetly yes, lakini wamefocus kwenye Microfinance. Pride wanatoa mikopo mikubwa kuliko FINCA though.
     
  6. Sangarara

    Sangarara JF-Expert Member

    #6
    May 18, 2012
    Joined: Sep 29, 2011
    Messages: 12,634
    Likes Received: 37
    Trophy Points: 145
    Wewe hauko serious, haya maelezo uliyopewa hapa japo yako makini lakini hayakutoshelezi kwenda kutoa consultation kwa mtu.
     
Loading...