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jamani nani anikopeshe....

Discussion in 'JF Chit-Chat' started by rebeca, Jan 18, 2012.

  1. r

    rebeca Senior Member

    #1
    Jan 18, 2012
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    shiling milion tano nitamrudishia, before june.....


    am serious sikujua niiweke jukwaa gani hii.....please please kama unazo nikopeshe nitakurudishia.
     
  2. Mwali

    Mwali JF-Expert Member

    #2
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    Rebeca, hivi unadhani hata ningekua nazo ningekukopesha?
    Kama unamaanisha angalau sema ni guarantee au caution gani unatoa kwa kusalimisha hizo pesa.
    Pia toa maelezo kidogo: unataka kufanyia nini? kama leo huna, una uhakika gani utakua nazo hapo june na kadhalika...
     
  3. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #3
    Jan 18, 2012
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    Mimi ninaweza kukukopesha ili mradi uwe creditworthy.
     
  4. Lizzy

    Lizzy JF-Expert Member

    #4
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    Mtu anakuhakikishia vipi ni creditworthy? Hata mimi nahitaji mkopo.
     
  5. Gaijin

    Gaijin JF-Expert Member

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    Toa sifa za creadit worthy person tafadhali
     
  6. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #6
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    Job stability (3+ years at current job)
    Established credit history(5+ years)
    Good credit history/ score (absence of delinquent history, late payments, charge offs, garnishments, bankruptcies, repossessions, and foreclosure)
    Good debt to income ratio
     
  7. Gaijin

    Gaijin JF-Expert Member

    #7
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    Nikikwambia sijawahi kukopa hapo kabla kwa hiyo sina history utathibitishaje hili ?
     
  8. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #8
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    Nitakwambia unahitaji co-signer mwenye credit history inayokidhi masharti na vigezo vya kiasi cha mkopo uutakao.
     
  9. Gaijin

    Gaijin JF-Expert Member

    #9
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    Basi naomba mkopo na co-signer ni wewe mwenyewe kwa sababu simjui mtu alowahi kukopa
     
  10. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #10
    Jan 18, 2012
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    Unaishi kisiwa gani wewe?
     
  11. Gaijin

    Gaijin JF-Expert Member

    #11
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    Seriously no kidding ...simjui mtu alokopa katika financial institution yoyote apart from credit cards za kununulia Apps tu
     
  12. Lizzy

    Lizzy JF-Expert Member

    #12
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    Nimepunguzwa kazi na madeni yamenisonga. Yani bills zimegeuka carpet. . . sina nafasi kabisa ya kupata mkopo?
     
  13. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #13
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    Go see a bankruptcy lawyer in order to explore ways you can legally reorganize your finances aka filing for bankruptcy.
     
  14. Lizzy

    Lizzy JF-Expert Member

    #14
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    Hhhhmmm. . pesa ya kumlipa mwanasheria tu tabu.
    Yani mkopo wa kishkaji hutoi? Ntaweka vitu vyangu rehani.
     
  15. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #15
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    Utaweka nini?

    Ila Consumer Counseling Services wanatoa ushauri wa masuala ya kifedha na sheria kwa bure
     
  16. Lizzy

    Lizzy JF-Expert Member

    #16
    Jan 18, 2012
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    Kwanzia TV, computer, simu, furniture na kuendelea. Sema inategemea na kiasi utakachonikopesha.
     
  17. Lizzy

    Lizzy JF-Expert Member

    #17
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    Unajua ofisi zao zilipo hapa Bongo?
     
  18. Nyani Ngabu

    Nyani Ngabu Platinum Member

    #18
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    Zipo Ukonga Banana
     
  19. Lizzy

    Lizzy JF-Expert Member

    #19
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    Huko nako mpaka niwe na nauli. . . kazi nnayo.
     
  20. Futota

    Futota JF-Expert Member

    #20
    Jan 18, 2012
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    Niandikie PM, mimi nakupa hizi no big deal, mambo kuelewana tu
     
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