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Elimu ya mikopo katika taasisi za kifedha Tanzania

Discussion in 'Biashara, Uchumi na Ujasiriamali' started by NGULI, Nov 25, 2010.

  1. NGULI

    NGULI JF-Expert Member

    #1
    Nov 25, 2010
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    Katika utafiti uliofanyika unaonyesha katika population ya Tanzania only 10% ndio ina tumia huduma za kibenki. Hata hivyo asilimia hiyo kiduchu haijui au haina Elimu ya mikopo inayotakiwa.

    Kwa mfano, Interest rates charged, Mortgage(movable and unmovable),sifa za kupata mkopo, incase of default haki ya kudai restructuring na hata grace period ili ku recover na sio bank/taasisi ya fedha kukimbilia kuuza mali za mteja ambazo ziliwekwa kama thamani/security/collateral.

    Incase of death namna ya mkopo kulipika hata kama ulikuwa mkubwa kiasi gani.

    Kwa muktasari tu nimegusia maeneo machache katika nyanja ya mikopo ambayo watu wengi hasa wajasiriamali yana watatiza.

    Kama kuna mtu ana swali lolote kuhusu mikopo aina yoyote, i.e

    1. Retail category, personal (express loans), busness loans from TZS 1m-50m. SME inaweza range from TZS 50m-499m.

    2. Corporate Credit Loans with whatever range.
     
  2. Deodat

    Deodat JF-Expert Member

    #2
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    Thank you for this useful post. Mie nina swali, hizo items ulizotolea mfano hapo juu, kwa benki za bongo,
    huwa negotiated kati ya benki na mteja au benki ina-detect hizo terms through a standard contract?.
     
  3. m

    minye Member

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    Nov 25, 2010
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  4. B

    Byendangwero JF-Expert Member

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    Naomba contact yako niwasiliane nawe moja kwa moja.
     
  5. NGULI

    NGULI JF-Expert Member

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    Nov 25, 2010
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    Nagotiated ila inategemea na amount ya mkopo utakayochukua na in what currency. USD inakuwa chini(7-9) na TZS juu kuanzia 14-26.

    Elimu

    Nimekutumia tayari
     
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