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Bodi ya mikopo kulingana na sheria 2012/2013,soma uwe na msimamo.

Discussion in 'Jukwaa la Elimu (Education Forum)' started by Dickson Alex, Aug 31, 2012.

  1. D

    Dickson Alex Member

    #1
    Aug 31, 2012
    Joined: Jun 1, 2012
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    Fuata link hii na uisome kiumakini ili kuondoa mashaka na tetesi za mitaani.

    konahabari.blogspot.com/2012/04/utaratibu-wa-mikopo-kwa-wanafunzi-wa.html?m=1
     
  2. Msafiri Kasian

    Msafiri Kasian JF-Expert Member

    #2
    Aug 31, 2012
    Joined: Sep 9, 2011
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    hujaweka link yako vizuri.
     
  3. NingaR

    NingaR JF-Expert Member

    #3
    Aug 31, 2012
    Joined: Apr 15, 2012
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    PART A:
    ISSUANCE OF
    STUDENTS'
    LOANS
    2.0 PROVISION OF
    LOANS UNDER THE
    ACT
    Provision of students' loans falls under
    section 16 and 17 of the Act No. 9 of
    2004. Section 16 (1) of the Act provides
    that:-
    2.1 Subject to the provisions of the Act,
    the Board may provide, on a loan basis,
    financial assistance to any eligible
    student who is in need of the loans
    and who has applied for such
    assistance as is required to meet all or
    any number of the students' welfare
    costs of Higher Education.
    The Phrase "Financial Assistance"
    implies that parents or guardians have
    the primary obligation of meeting higher
    education costs of students.
    2.2 For purpose of these Guidelines,
    NEEDY applicant means:-
    • A poor orphan (who has lost both
    parents)
    • A poor applicant with disability or
    applicant whose parents have disability.
    • A poor applicant who has lost one
    parent.
    • An applicant from poor marginalized
    and disadvantaged groups.
    • An applicant from poor family.
    2.3 Loans may be issued to cover either
    partially or fully the following items;
    i. Meals and Accommodation charges
    ii. Books and Stationery expenses
    iii. Special Faculty Requirement expenses
    iv. Field Practical Training expenses
    v. Research expenses
    vi. Tuition Fees
    3.0 ELIGIBILITY FOR LOANS FOR
    2012/2013 ACADEMIC YEAR
    Eligible students for loans in 2012/2013
    academic year must meet the following
    conditions (for First Degree or
    Advanced/ Higher Diploma students):-
    3.1 Must be a Tanzanian (as defined by
    HESLB Act No. 9 of 2004, as amended).
    3.2 Must have applied for a loan through
    the Online Loan Application System
    (OLAS).
    3.3 Must have been admitted into a fully
    accredited/registered Higher Learning
    Institution as a candidate for a First
    Degree or Advanced/ Higher Diploma
    on full time basis through Central
    Admission System (CAS) or other
    accepted system.
    3.4 Must be a continuing student who
    has passed the examinations necessary
    to enable him/her to advance to the next
    year or stage of study.
    3.5 Must be a person who is not fully
    funded by other organizations or
    sources.
    3.6 Must either be first time direct
    applicants who are form six leavers.
    These will include only applicants who
    completed their Advanced Secondary
    Education (form six) between 2010 and
    2012.
    OR
    A first time direct applicants under
    the Technical and Vocational
    Education and Training (TVET). These
    include only applicants who completed
    their NTA level six (6) between 2010 and
    2012 as well as applicants who
    completed their Diploma in Teacher
    Education between 2010 and 2012
    years.
    OR
    A first time indirect applicants
    admitted into Health Sciences,
    Education (Science) and Education
    (Mathematics) programmes only.
    These include only applicants who
    completed their Advanced Secondary
    Education (form six) more than two
    years ago; NTA level six (6) more than
    two years ago and or those who
    completed their Diploma in Teacher
    Education more than two years ago.
    OR
    A first time equivalent qualifications
    applicants admitted into Health
    Sciences, Education (Science) and
    Education (Mathematics) programmes
    only. These include all applicants who
    are holders of other Diplomas
    recognized by NACTE; Diplomas from
    outside Tanzania accredited by NACTE;
    degree holders intending to join other
    degree programmes and form six leavers
    who have attended a one year certificate
    course which is recognized by NACTE.
    3.7 Given the high demand for student
    loans viz a viz a limited budget, priority
    shall be given to applicants who will be
    admitted to pursue National Priority
    Programmes which for the time being
    shall be the following:-
    3.7.1 Education (Science) and Education
    (Mathematics).
    3.7.2 Health Sciences (Doctor of
    Medicine, Dental Surgery,
    Veterinary Medicine, Pharmacy and
    Nursing).
    3.7.3 Civil and Irrigation Engineering.
    3.7.4 Education Non- Science and Non
    Mathematics
    (through Means Testing)
    3.7.5 Engineering (Those recognised by
    Engineers Registration Boards, including
    Computer Engineering and Architecture)
    through Means Testing.
    3.7.6 Agricultural Sciences (through
    Means Testing)
    3.7.7 Animal Sciences (through Means
    Testing)
    3.8 All other candidates admitted into
    programmes other than Health Sciences,
    Education (Mathematics) and Education
    (Sciences) on the basis of indirect or
    equivalent entrance to HEI may not be
    eligible for loans.
    3.9 Overseas students under bilateral
    agreements between the Government of
    the United Republic of Tanzania and
    other Governments.
    3.10 Students studying at the Open
    University of Tanzania for a maximum
    period of six (6) years (through Means
    Testing). Students admitted at the Open
    University of Tanzania will be eligible
    for only two loanable items (tuition fee,
    and Books and Stationery.
    3.11 Postgraduate
    students
    In order to enhance adequacy of
    academic staff in local Higher Education
    Institutions, a limited number of loans
    will be available to academic staff
    pursuing Masters and PhD courses. Loan
    applicants for Masters or PhD
    programmes must meet the following
    conditions:-
    3.11.1 Must be a Tanzanian
    3.11.2 Must have been admitted to a
    fully accredited/registered higher
    education institution in Tanzania.
    3.11.3 A person who is not fully funded
    by other organizations or sources.
    3.11.4 Must have applied for Loans
    through the Online Loan Application
    System (OLAS).
    3.11.5 Must hold a first degree or
    Advanced/Higher Diploma with a
    minimum of Upper Second Class (for
    applicants pursuing Masters Degrees) or
    Master's Degree with minimum of Upper
    Second Class (for applicants pursuing
    PhD degrees).
    3.11.6 Must be an academic staff at a
    fully accredited/registered higher
    learning institution in Tanzania
    3.11.7 Must have been officially
    nominated by the employer and obtained
    endorsement by the Deputy Vice
    Chancellors/Principal/Provosts/Rectors
    for Academics Research and consultancy
    or Deputy Vice Chancellors/Principal/
    Provosts/Rectors for Finance and
    Administration, of the respective
    institution.
    3.11.8 The employer must have signed
    the Financing Agreement between the
    Higher Education Students' Loans Board
    and Higher Education Institution.
    3.11.9 She/he must have started to repay
    previous loan instalments at least for
    unbroken period of twelve months, or a
    lump sum of the same instalments if he/
    she is already a student loans
    beneficiary.
    4.0 MEANS TESTING,
    LOAN ITEMS AND
    AMOUNT/RATE TO BE
    FINANCED
    According to the Act, the Board may
    provide loans to cover either all items or
    any of the items stipulated under section
    2.3 above.
    4.1 Means Testing
    System
    The Board has since 2011/2012
    academic year reviewed the Means
    testing system to make it Simple,
    Transparent and Fair.
    The Means Testing System considers
    School Fees paid in O – level, A – Level
    Secondary Schools or Ordinary Diploma
    as indication of applicant's ability to
    contribute to the costs of higher
    education.
    Thus, Applicant's neediness shall be
    measured as a difference between the
    higher education costs (Meals and
    Accommodation charges, Books and
    Stationery expenses, Special Faculty
    Requirement expenses, Field Practical
    expenses, Research expenses and Tuition
    Fees) of a particular institution of study
    and the applicant's ability to pay for his/
    her own education; multiplied by a
    factor to acknowledge the high return of
    Higher Education to the applicant. The
    factor ranges from 1.1 to 1.5 depending
    on the magnitude of Tuition Fees paid at
    O-Level and A-Level Secondary/Ordinary
    diploma Education. The higher the
    magnitude, the higher the factor.
    In addition, the system shall make
    adjustments to cover for Loan
    applicants with special socio-economic
    disadvantages such as Orphanage,
    Disability (of Parents/applicants) and
    Single parency.
    Under the new Means Testing System,
    the whole loan shall be aggregated to
    one lump sum amount. Out of that, the
    Tuition Fee and Special Faculty
    Requirement components shall be paid
    directly to the Institution of study,
    whereas the remaining amount shall be
    paid to the student quarterly.
    The Means Test shall be applicable to
    first time applicants on Tuition fee and
    Special Faculty Requirements loan items
    only. The other four loan items meals
    and Accommodation, Books and
    Stationery, Field Practical Training and
    Research may be allocated one hundred
    (100) per cent loans.
    4.2 Coverage of the
    Means Testing System
    The new means test system shall be
    applicable to the first time loan
    applicants in the 2012/2013 academic
    year and subsequent years who will be
    admitted to pursue all programmes that
    will not be eligible for 100% loans.
    4.3 Number of
    Students to be Granted
    Loans
    In view of limited loanable funds budget,
    and pursuant to section 7 paragraph (1)
    of Act No 9 of 2004 (as amended), the
    Board in 2012/2013 academic year shall
    issue loans to a limited number of
    applicants as per allocated budget.
    In view of limited loanable funds budget,
    candidates who are able to meet costs
    for higher education, are strongly
    advised not to apply for loans from the
    Board.
    4.4 Award of One
    Hundred Per-cent
    (100%) Loans
    To motivate candidates to join
    professions which currently have
    critical shortages, the following
    programmes shall be awarded up to one
    hundred (100%) per cent loans:-
    4.4.1 Health Sciences as defined in
    section 3.7.2 above.
    4.4.2 Bachelor of Education with
    Science, Bachelor of Science with
    Education and Bachelor of Education
    (Mathematics).
    4.4.3 Irrigation Engineering.
    4.5 Candidates
    admitted into
    Education Non- Science
    and Non Mathematics
    Education
    Programmes.
    Candidates admitted into education
    programmes which are non- science and
    non mathematics education programme
    shall be eligible for Means Tested loans
    of not less than fifty (50%) per cent.
    4.6 Applicable Tuition
    Fee Rates
    Tuition Fee for first time applicants
    approved for loans in 2012/2013
    academic year as well as second year
    loan beneficiaries shall be pegged to the
    equivalent tuition fees paid in Public
    Higher Education Institutions.
    4.7 Continuing
    students who are loan
    beneficiaries
    All other continuing students loan
    beneficiaries shall continue to receive
    their loans as per their previous Means
    Test grades.
    4.8 Tuition Fee
    The Board may provide tuition fee loans
    of between 0% and 100% based on the
    comparable rates charged by public
    institution and also depending on the
    types of the programme offered by the
    comparable Public institutions .
    The ceiling of Tzs 2.6 million that was
    set on medical related programmes over
    the past four academic years shall
    continue to be in force during
    2012/2013. Also, given increased
    demand for loans, and limited budget
    available, HESLB shall, unless directed
    otherwise by the Government, continue
    to issue Tuition Fees loans based on
    the rates that prevailed in previous
    year , (2012/2013) academic year for
    both new and continuing students, for
    all programmes of study.
    Tuition fee funds shall be paid directly to
    the higher learning institutions but the
    student borrower shall have to
    acknowledge receipt of the funds by
    signing on a copy of the payment list
    issued by the Board. It will be the
    responsibility of the Higher Education
    Institutions to obtain the signatures of
    the students on the Tuition Payment lists
    and submit the same to the Board within
    sixty (60) days after receipt of the
    funds.
    4.9 Field Practical/Teaching Practical
    Work expenses
    The Board may provide Field Practical
    Training/Teaching Practical (FPT) loans
    at the rate of Tzs 10,000 per day up to a
    maximum of 56 days in a year. FPT
    loans shall not be subjected to Means
    Testing.
    However, 3rd, 4th and 5th year
    continuing loan beneficiaries shall
    continue to receive their Field Practical/
    Teaching Practice loans as per their
    previous year means test grades.
    The Board may provide such loans for
    those programmes that require Field
    Practical Training (FPT) as
    recommended by the respective Higher
    Education Institutions and approved by
    the Tanzania Commission for
    Universities (TCU) and the National
    Council for Technical Education (NACTE).
    4.10 Special Faculty
    Requirements
    Subject to Means Testing results, the
    Board may provide Special Faculty
    Requirement (SFR) loans of between 0%
    and 100% but only for study
    programmes that require special
    faculty requirement items and only for
    specified items as approved by TCU/
    NACTE based on the rates comparable to
    public institutions.
    Funds for special faculty requirements
    shall be paid directly to the Higher
    Learning Institutions but respective
    student borrowers shall have to
    acknowledge receipt of the funds by
    signing on a copy of the payment list
    issued by the Board.
    Within the amount allocated for Special
    Faculty Requirements, eligible and needy
    students with disability may be provided
    with loans to cover special academic
    material requirements as may be
    determined by the Board.
    4.11 Meals and
    Accommodation
    The Board may provide loans for Meals
    and Accommodation at the rate of Tzs
    7,500 per day while on campus for
    theoretical instructions in the
    academic year.
    4.12 Books and
    Stationery expenses
    A maximum of Tzs 200,000.00 per
    annum for Books and Stationery may
    be granted to eligible and needy
    students. However, loan beneficiaries
    from Open University of Tanzania (OUT)
    may be granted books and stationery
    loans for 3 to 4 academic years only
    (depending on the programme of study)
    and not every year.
    4.13 Research
    expenses
    The Board may provide loans of 100%
    for Research expenses in selected fields
    only, based on the rates applicable at
    public institutions and as may be
    endorsed by either TCU or NACTE. These
    fields include:-
    • Health Sciences (which includes Doctor
    of Medicine, Veterinary Medicine, Dental
    Surgery, Pharmacy and Nursing)
    • Engineering
    • Agriculture
    • Other eligible undergraduate
    programmes may be given loans to a
    tune of Tzs 100, 000.00 in their final
    year of study
    5.0 OTHER
    CONDITIONS ON
    ISSUANCE OF LOANS
    5.1 Interest of Loan
    Issued
    For the purpose of retaining the value of
    loans issued as well as making the loan
    scheme sustainable, all loans issued
    beginning 2011/2012 shall bear Interest
    rate equal to 6% (six) percent, per
    annum.
    5.2 Students with
    multiple admissions
    The Board shall not disburse loan to any
    eligible candidate admitted into more
    than one Higher Education Institution.
    Loan applicants and Higher Education
    Institutions are hereby advised to
    ensure that a candidate is admitted into
    only one Institution. The Board shall not
    be responsible for delayed or non-
    disbursement of a loan arising from a
    problem of multiple admission.
    5.3 Students shifting
    from one Institution to
    other Institution
    To avoid misdirection of loan funds for
    students admitted at one HEl who later
    choose to shift to another HEl, the
    Board shall not raise a duplicate loan
    payment to such students. Instead, loan
    applicants who shifted to other HEl will
    have to wait until the Board receives
    back the funds from HEl where it was
    initially paid.
    The Board may re-direct the loan funds
    to the Institution where the student has
    shifted to subject to obtaining written
    confirmation from TCU/NACTE that, the
    transfer of institution has been
    approved as well as written report that
    the candidate has actually reported and
    registered at the new HEl.
    5.4 List of Candidates
    admitted into Higher
    Education Institutions
    To ensure compliance and enforcement
    of quality issues in higher education,
    only candidates in the official admission
    lists approved by the TCU or NACTE for
    respective institutions shall be
    considered for loans. Higher Education
    Institutions are advised to strictly
    submit lists of admitted students
    through either TCU or NACTE. Admission
    lists submitted directly to the Board by
    Higher Education Institutions shall not
    be considered.
    5.5 Mode of
    Application
    The Board has since 2011/2012
    academic year introduced an Online
    Loan Application System (OLAS) with the
    aim of simplifying and increasing
    efficiency of the loan issuance process.
    Candidates wishing to apply for loans
    for the 2012/2013 application cycle are
    advised to apply through OLAS; print out
    the application form and Loan
    Agreement, appropriately sign the same,
    attach the necessary documentations
    and submit to the Board through a EMS
    or registered mail to:-
    The Executive Director, Higher
    Education Students' Loans Board,
    TIRDO Complex, Kimweri Road,
    Msasani, P.O. Box 76068, DAR ES
    SALAAM.
    Applicants are advised to maintain a
    copy of the application form and the
    receipt of mailing the application for
    subsequent tracking purpose of the
    application form.
    Eligible needy candidates are advised to
    visit HESLB website Welcome to HESLB to
    farmiliarize themselves with OLAS
    before attempting to apply.
    5.6 Loan Application
    Fees
    First time applicants must pay non-
    refundable one-off application fee of Tzs
    30,000.00 through M-Pesa.
    5.7 Application
    Deadline
    Loan Application cycle for 2012/2013
    academic year will start on 16th April,
    2012 and come to end on 30th June,
    2012. Application lodged beyond this
    date shall not be honoured.
    5.8 Mode of
    Disbursement of
    Approved Loans
    In order to expedite disbursement of
    approved loans and minimize the
    possibility of wastage arising from
    disbursing loans from the Board directly
    to the students bank accounts, all loans
    shall now be paid through Higher
    Education Institutions. The Higher
    Education Institutions upon being
    satisfied that the student loan
    beneficiary has passed all the necessary
    examinations allowing him/her to
    advance to the next level of study or has
    reported and Registered shall remit to
    the student bank account the amount of
    loan so far received from the Board.
    6.0 PUBLICATION OF
    SUCCESSFUL
    CANDIDATES
    A list of Candidates and awarded
    amounts for eligible loan applicants
    shall be posted on the Board's website
    Welcome to HESLB as and when the
    process of means testing is completed.
    7.0 APPEALS AGAINST
    AWARDED LOAN
    AMOUNTS
    Applicants who are not satisfied with
    the Awarded Loan Amounts may appeal
    to the Board as stipulated in the HESLB
    Regulations of 2008 and as clarified
    below:-
    7.1 All appellants must complete the
    relevant Online Appeal Forms, make a
    printout of the same and attach thereto
    the necessary supporting documents.
    The Online Loan Application System is
    accessible at OLAS :Welcome.
    7.2 Appeal Fee (Tzs.
    5,000 per appeal)
    All appeals will attract a non-refundable
    fee of Tzs, 5,000 per appeal which
    should be paid using M-Pesa and the
    Transaction ID generated should be
    input into the Online System prior to
    printing the completed appeal form,
    otherwise the appeal will not be
    considered.
    7.3 Routing of Appeals
    through Loan Officers
    at the institutions of
    study
    Appeals must be routed through the
    Loan Officers at the respective Higher
    Education Institution who will collect all
    appeals from his/her respective
    institution and submit them under a
    covering letter to the Board. The Board
    will not accept any appeal that will be
    submitted directly by students to the
    Board.
    PART B:
    ISSUANCE OF
    GRANTS
    8.0 GRANTS
    8.1 Grants Items
    Grants may be issued to cover either
    partially or fully the following items;
    • Tuition Fees
    • Books and Stationery expenses
    • Special Faculty Requirement expenses
    • Field Practical Training expenses
    • Research expenses
    8.2 Eligibility Criteria
    Issuance of grants to Higher Education
    Students shall be governed by the
    following conditions and procedures:
    8.2.1 A limited number of grants shall be
    issues to direct students admitted into
    fully accredited HEls in Tanzania to
    pursue MD, DDS or BVM.
    8.2.2 Must have obtained outstanding
    academic performance of Division I or II
    at Advanced Level Secondary Education
    or a first class for Assistant Medical
    Officers.
    8.2.3 Must have registered for studies
    with the HEls.
    8.3 Signing of Bond
    Students awarded Grants shall be
    required to sign a Bond with the Board,
    where the student upon graduation shall
    work within Tanzania for a period of
    not less than five (5) years.
    8.3 A separate advertisement calling for
    applications for grants shall be floated
    in the news media in July, 2012.
    Issued by:-
    THE EXECUTIVE DIRECTOR
    HIGHER EDUCATION STUDENTS' LOANS
    BOARD
     
  4. f

    fortunho Senior Member

    #4
    Aug 31, 2012
    Joined: Aug 15, 2012
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    ungeiandika kilichomo ndugu yangu
     
  5. NingaR

    NingaR JF-Expert Member

    #5
    Aug 31, 2012
    Joined: Apr 15, 2012
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    Natumai hapo juu nimekata mzizi wa fitna haina haja tena ya ku fuata huyo link
     
  6. D

    Dickson Alex Member

    #6
    Aug 31, 2012
    Joined: Jun 1, 2012
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    akhsante sana mwanaJF,maana mi natumia simu nadhani inaweza kuwa sababu ya hitilafu hiyo.
     
  7. Ipycalypse

    Ipycalypse JF-Expert Member

    #7
    Aug 31, 2012
    Joined: May 25, 2011
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    NingaR umetisha sana kweli Dom tumepata vipanga ha ha ha ha ha hah
     
  8. ze duduz

    ze duduz JF-Expert Member

    #8
    Aug 31, 2012
    Joined: May 11, 2012
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    kudadeki kumbe nitalamba 100%
     
  9. NingaR

    NingaR JF-Expert Member

    #9
    Aug 31, 2012
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    Usijali Mkuu
     
  10. NingaR

    NingaR JF-Expert Member

    #10
    Aug 31, 2012
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    teh! teh! teh! kawaida tu brother, kutoa ni moyo sio utajiri, na kutoa si lazima utoe mali wala fedha.
     
  11. NingaR

    NingaR JF-Expert Member

    #11
    Aug 31, 2012
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    Kijana punguza munkhari hujui nini kitakuja mbeleni
     
  12. ze duduz

    ze duduz JF-Expert Member

    #12
    Aug 31, 2012
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    daah ila kweli
     
  13. Ipycalypse

    Ipycalypse JF-Expert Member

    #13
    Aug 31, 2012
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    Ha ha ha kijana umekua mpole gafla.
     
  14. ze duduz

    ze duduz JF-Expert Member

    #14
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    chezea boom eeh
     
  15. D

    Dickson Alex Member

    #15
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    kuna repoti niliyoipata kwa mwalimu wa Chuo cha UDSM idara ya COET kwamba wameanzisha mfumo wa kutoa mia kwa kupokeza mwaka hadi mwaka katika kozi za uengineer,yan Eg.Civil wapewe 100% mwaka fulani alafu coarse nyingine wapate lakini sio guaranteed kila mtu atapata 100% wengi watapata 30%,10%,50% n.k Ila kwa mujibu wake amesema mwaka huu kuwa 100% imewadondokea watu wa CHEMICAL AND PROCESSING ENGINEERING.
     
  16. A

    Annasarah New Member

    #16
    Sep 7, 2012
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    bodi ya mkopo mbona hatuwaelewi, wengine wiki ijayo chuo kinafungua lakini majibu bado, tuxaidien basi, au ndo mpaka tuondoke! yaan hatuna A wala B.
     
  17. A

    Annasarah New Member

    #17
    Sep 7, 2012
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    Majibu lini jaman?
     
  18. S

    Suma mziwanda kageye JF-Expert Member

    #18
    Sep 7, 2012
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    hayo maelezo mbona yalitolema 2kitambo xana kwenye magazet kabla hata a2jaanza kuapply mkopo.ila bongo chenga nying wanaweza pia wasifuate.
     
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