Kitu gani kinamfikisha mtu kwenye ufanisi katka maisha

Nimeshakutana na wasomi kila aina,lakini majority yao ni watu wasiokuwa na uwezo hata wa kuendesha maisha yao.Na nimeshakutana na watu wasiokuwa na elimu ya maana...lakini ni watu makini,wana uwezo wa kifedha,wanajiamini na wanaendesha shughuli zao vizuri.
Sasa labda hapa ni kutafuta sababu za hawa wasomi kuwa watu wa vitabu,data,laptop,kuendesha semina n.k lakini wakawa dhaifu inapofika suala la kutajirika,kuwa na mamlaka na kujiamini.
Mfano ni fundi viatu wa miaka ya sitini Said Salim Bakhressa maarufu kwa ice cream na bidhaa tofauti hapa nchini.AU hata Billy Gates..aliyekimbia shule akiwa grade 10...na sasa ni mmoja ya matajiri wakubwa duniani.List yao ni ndefu...kina Ford..n.k.

Je ni kitu gani cha ziada ambacho wasiokuwa na elimu ya juu...walichonacho hadi wakafanikiwa katika malengo yao,ambacho hakipatikani kwa wenye Phd..n.k?

[Kweli]

	Quote:	Kang
	Consultants wengi wanachukua mshiko mzuri sana, so sidhani kama ni sawa kuwalabel kuwa hawajasucced. Pia watu tunaona hao waliosucced by taking risk lakini hatuoni wote waliofeli "According to the U.S. Small Business Administration, over 50% of small businesses fail in the first year and 95% fail within the first five years.? "

Mkuu,ningependa kuchangia tu kwamba hizi takwimu ni kwa vigezo vya nchi zilizoendelea, biashara ya Tanzania ina nafasi zaidi ya ku-survive kuliko ya Marekani, endapo tu itakuwa imeandaliwa na kuzingatia kanuni za kufanikiwa kibiashara, kuna tofauti nyingi baina ya kuendesha small business marekani na Bongo, In general muundo wa kibiashara ni mmoja in term of vitu muhimu kama business plans, marketing stratergy,cashflow models nk, similarity zinakomea hapo, kwani ukija katika 'market control' na 'actual cashflow' hapo ndipo inapokuja tofauti kubwa, mfano:
1. Small business owner wa Tz wengi wao mara nyingi wanaanzia kwa kumiliki 'Business Capital' wakati wale wa nchi ziloendelea kama USA wengi huanzia kwa kuchukua personal loans ama business loans kwa wale wajanja zaidi, hali ambayo inachangia kufanya faida iwe chache due to monthly repayments na interest.
2. Mfanyabiashara wa Tz mara nyingi anakuwa ameshalipia 'in advance' business premises kwa at least 6 months rent/lease ama atakuwa anamiliki hiyo sehemu, kama atakuwa amekodi hii kodi mara nyingi inatoka mfukoni katika jumla ya mtaji.
3.Makato ya tax , Insurance contribution yako juu kwa nchi zilizoendelea.
4. Labour na professional services difference, mshahara utaomlipa msaidizi wa kazi na book-keeper/accountant ni nafuu kwa Tanzania kulinganisha na Marekani.
5. Business Competition iko weak Tanzania kulinganisha na nchi kama Marekani, kama utakuwa hodari katika assessing market trend and market predictions una nafasi kubwa ya kufanikiwa Tanzania.
Ukiangalia gharama za ku-run small bussiness Marekani si vigumu kubaini kwa nini 95% zinakufa kabla hazijasimama.
Sijui takwimu za small business zikoje Tanzania lakini naamini ziko less than 95% failure kutokana na sababu hizo apo.

[Alnadaby]

kuna kila sababu ya kuiependa na kuienzi JF maana nafaidika na taarifa kama hizi.kuna tofauti kati ya small business in the US na hapa Bongo.

[Kang]

Of course tofauti ni kubwa bongo na U.S ila statistics za bongo hakuna.
Pia success stories alizozitaja nyingi ni za U.S, Ford, Gates e.t.c nilichokua nasema ni kwamba lazima tuangalie na upande wa pili sio kila mtu anayechukua risk anapata mafanikio.

[Mbozi]

	Quote:	Maxence Melo
	Mimi nadhani kabla sijaandika sana jaribu kuitafakari signature yangu kisha nitarudi na maelezo kidogo tu yanayoendana na hiyo slogan chini.

Angalia signature yako vizuri mzee.Maisha sio tu ku'take risk' bali ni ku 'take' CALCULATED RISK.

[Bubu Msemaovyo]

	Quote:	Alnadaby
	Nimeshakutana na wasomi kila aina,lakini majority yao ni watu wasiokuwa na uwezo hata wa kuendesha maisha yao.Na nimeshakutana na watu wasiokuwa na elimu ya maana...lakini ni watu makini,wana uwezo wa kifedha,wanajiamini na wanaendesha shughuli zao vizuri. Sasa labda hapa ni kutafuta sababu za hawa wasomi kuwa watu wa vitabu,data,laptop,kuendesha semina n.k lakini wakawa dhaifu inapofika suala la kutajirika,kuwa na mamlaka na kujiamini. Mfano ni fundi viatu wa miaka ya sitini Said Salim Bakhressa maarufu kwa ice cream na bidhaa tofauti hapa nchini.AU hata Billy Gates..aliyekimbia shule akiwa grade 10...na sasa ni mmoja ya matajiri wakubwa duniani.List yao ni ndefu...kina Ford..n.k. Je ni kitu gani cha ziada ambacho wasiokuwa na elimu ya juu...walichonacho hadi wakafanikiwa katika malengo yao,ambacho hakipatikani kwa wenye Phd..n.k?

Once you think you have nothing and you want to have you start struggling to get it. That is where your dreams come true. But once you have something and you thing that is your weapon incase you need to use it at a time you want to, you become relactant, time goes and you at the end come to realize you are too old to start afresh. Asiye na elimu huwa tayari kufanya kazi yoyote na kufanikiwa bali mwenye elimu hudonoa donoa kazi ipi impe jina, siyo pesa.

[herikujua]

I think it will be good for us especially in a country like Tanzania to be specific when we talk of success, I would prefer to talk of success stories which inspires, which can be told to show to the young and also the daring that there with hard work, determination and constancy of purpose...much can be achieved, and this will be good if it shows what sort of life that particular person leads or led. This might not necessarily mean a lot of wealth...a PhD as the only goal...It might be being a farmer and being able to educate your children...being able to move from a mud brick house to a burnt brick house etc...naomba kuwakilisha

[Himawari]

	Quote:	Alnadaby
	Natafuta ni kitu gani kilichomfanya mtu kama Henry Ford wa kwanza kufanikiwa katika kutengeneza gari na hadi kufikia karne hii magari ya Ford yakawa bado yapo Udadisi mkuu.... .Jamii imtambue isimtambue kama kafanikiwa au la...yale magari yake ndiyo yanayodhirisha kufaulu kwake katika maisha yake na ndiyo yanayomfanya awe successiful na kutambulika baadaye kwa jamii.Achievement yake ilikuja kutambulika na jamii baadaya ya yeye binafsi ku triumph. Kuweka malengo ya kupata ajira ya mshahara wa laki mbili,hayo hayakuwa malengo halisi bali simple wish.Lengo halisi ni kuwa na burning desire ili kupata mafanikioa in a life time si temporary wish kama hiyo ya mshahara. Hilo la Nyerere kuwa successiful man..mimi silitambui.Success inaanzia nyumbani kwenye level ya family.Cheki familia yake utajua naotaka kusema nini.Nyerere as a man was never successiful.Alitaka kujenga Taifa la kiujamaa...where is that?Kama Rais hakuwa successiful kabisa!Mimi nataka kujua kwa nini Professor Machunda hakujenga hata kibanda...cha maana huko Ukerewe lakini mtu kama Mwita Gachuma ni tajiri mkubwa.Education ya Machunda ilikuwa na maana gani?

Hivi kwani kusoma sana ndio inamaanisha pia kufanikiwa sana kimaisha?

Je kuwa na elimu ya juu kama PhD ndio kuelimika?

[Alnadaby]

	Quote:	Himawari
	[/B][/COLOR] Hivi kwani kusoma sana ndio inamaanisha pia kufanikiwa sana kimaisha? Je kuwa na elimu ya juu kama PhD ndio kuelimika?

Mimi nadhani mtu kufanikiwa kuna kitu zaidi ya elimu,ndiyo sababu ya kutoa mfano wa hayati Machunda na tajiri Mwita Gachuma.

Kusoma sana kunamwezesha mtu kujua mambo mengi lakini hebu angalia katika miji yetu na vijiji vyetu utashangaa kuona kuwa wengi waliofanikiwa ni wale waliotumia muda mfupi darasani.

Hii haihitaji hata kufanya research kwa sababu iko wazi kabisa.